UPside Prepaid Debit Card
- ACTIVATION FEE None
- MONTHLY FEE $4.95*
- SIGNATURE TRANSACTION FEE Free
- PIN TRANSACTION FEE Free
- ATM TRANSACTION FEE $1.95 per trans
UPside Prepaid Debit Card’s Highlights
- This is not a credit card but a prepaid reloadable debit card.
- No credit check needed. No activation fee.
- Free Direct Deposit from your employer or benefit provider.
- Load cash at 50,000 retailers nationwide.
- Write personal checks online at a cost of $2 per check.
- Customer service and monthly fees are waived upon achieving Premium Status by earning 15,000 UPgrade points. You earn UPgrade points by adding money to your card with Direct Deposit (2000 points for every load over $200 plus 1 point per $1), MoneyPak and Credit/Debit cards (1 point per $1).
- *Monthly fee: $4.95; $0.99 if you load $500 or more
UPside Prepaid Debit Card’s's Additional Info
- LIVE CUSTOMER SUPPORT $2
- AUTOMATED CUSTOMER SUPPORT $0.99
- RELOAD OPTIONS Direct Deposit, GreenDot
- CANCELLATION FEE $12
- INACTIVITY FEE None
UPside Prepaid Debit Card Reviews
Without an option to reduce monthly fees to zero through minimal deposits or direct deposit, plus a charge for customer service support, I find there are potentially more appealing prepaid cards available than the Upside Prepaid Debit Card from VISA.… more
What I don’t like about the card is the monthly fee. If you load less than $500 a month, you have to pay $4.95. But if you do usually load $500 a month, which most people have to in order to pay their bills, then the fee is not bad, only $0.99 a month.… more
Well, the Upside Prepaid Card doesn’t charge for activation, which is a more than a lot of prepaid cards can say. The monthly fee is tricky; you either pay $0.99 if you load $500 or more or $4.95 otherwise. I’m not quite sure why the good folks at Upside charge a buck if you meet their monthly load requirement, seems like there’d be more upside in making it free, but oh well. Moving on, the fact that purchases are free isn’t all that special since most prepaid cards (at least the good ones) don’t charge for that anyway. A lot offer free ATM withdrawals (at least in-network) which is more than the Upside Prepaid VISA can claim; it charges $1.95 for every withdrawal. Furthermore, it charges for both live and automated customer service which is just a joke.
It’s beginning to look like you’ll need some alternatives to the Upside Prepaid card, huh? I recommend the GreenDot Prepaid Card, the American Express Prepaid Card, or even the Chase Liquid Card instead. The GreenDot Card is free if you deposit at least $1k per month, which shouldn’t be a problem if you sign up for direct deposit of your paycheck. The Amex Card is free as long as you only make one monthly ATM withdrawal (you don’t get any for free with the Upside Card). And the Chase Liquid only costs $4.95 per month. Ultimately, we just have to conclude that the Upside Prepaid Card got things a bit upside down, and if things were turned upside down, it wouldn’t be one of the best prepaid cards on the market. Let’s stay right side up, though.… more
If you are interested in the UPside Prepaid Debit Card, check out the following prepaid cards as well:
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Last updated on: Oct 16th, 2014 at 9:12 EDT