How much are U.S. Bank Select Rewards points worth?
U.S. Bank Select Rewards points are worth 0.97 cents per point, on average. The value of U.S. Bank Select Rewards points depends on how they are redeemed. For example, points from U.S. Bank Select Rewards are worth up to 1 cent each when redeemed cash back.
U.S. Bank Select Rewards Point Values
Redemption Method | Average Point Value | Value of 1,000 Points |
Travel | 0.90 cents | $9.00 |
Cash Back | 1 cent | $10.00 |
Gift Cards | 1 cent | $10.00 |
Tips for Maximizing the Value of U.S. Bank Select Rewards Points
Use this card for bonus rewards categories purchases.
You'll earn the most U.S. Bank Select Rewards points per $1 spent on one category of your choice: Day-to-Day Expenses, Automotive or Travel & Entertainment. Maximizing the number of points you earn will ensure that you get the most redemption value possible at the end of the day.
Redeem U.S. Bank Select Rewards points regularly.
U.S. Bank Select Rewards points expire 60 months from the end of the billing cycle in which they're earned.
Redeem points for Cash Back or Gift Cards.
U.S. Bank Select Rewards points are worth the most when redeemed for cash back or gift cards.
Pay your bill in full every month.
The U.S. Bank Select Rewards card's regular APR is high enough to erode your rewards earnings if you carry a balance from month to month.
Read the rewards program rules.
Every credit card with rewards also has rules for when unredeemed earnings could be lost – usually as a result of closing your account or missing payments. Double-checking these details can help you keep every cent of rewards value you earn.