|Initial Bonus 25,000 points||Base Earn 1 point / $1||Max Earn 1 point / $1||Earn / Redeem Limit No|
- Earn up to 25,000 bonus points when you spend $1,500 in the first 90 days.
- Luxury Gifts - Cardmembers receive luxury gifts from some of the world's top brands.
- Black Card members receive complimentary membership in our VIP airport lounge program with unlimited visits to over 350 lounges in 200 cities worldwide.
- Our Exclusive Rewards Program provides one point per dollar spent. Points are worth 100% more when redeemed for airfare. You also receive unlimited visits to over 350 VIP airport lounges worldwide.
|Intro Rate Not Offered||Intro Period N/A||Regular Rate 14.99% (V)|
|Intro Rate0%||Intro Period15 months||Regular Rate14.99% (V)||Balance Transfer Fee 3%|
|Cash Advance Rate 25.24% (V)||Cash Advance Fee 5% (min $10)|
- Limited Membership.
- 24-Hour Concierge Service.
- Patent Pending Carbon Card.
- $495 Annual Fee.
- Max Late Fee: $35
- Max Overlimit Fee: None
- Max Penalty APR: 27.24% (V)
- Grace Period: 23 days
- Online Response: No
- Foreign Transaction Fee: None
If you currently have the Visa® Black Card and are satisfied or you like the terms of this credit card offer please let your friends know.
Share your experiences, thoughts or just ask a question:
- Sher-yce Reese:
When I first got this card, I thought that it was going to be so great, but in fact it is nothing special. Since it is called the black card, I figured it would be similar to the cards that all of the celebrities are raving about, I was once again wrong. I have had this card for a month, and I am already about to stop using it. The annual fee is almost $500! That is just a rip off. My credit is good, and you must have good credit to get this card. With the amount of restrictions, they should really consider lowering the annual fee, because it will push a lot of people away from getting this card.
December 19, 2012 at 07:08pm
- Larissa Tyler:
I just got this card about two months ago because I needed a Visa along with my Master Card. I travel extensively and need to have both a Visa and a Master Card just in case one or the other is not accepted. I have never had an issue so far with using it out side of the USA. I do pay off my balances every month so the interest rate is not really an issue. This is mainly my backup credit card. I have used it though in Costa Rica and Panama with no issues. I really like the fact that when using the card, I am given the daily conversion rate and do not have to pay the fees associated with converting cash.
October 11, 2012 at 03:04pm
- Hardik Patel:
I really like to have this card. But annual fees is too high.
September 8, 2012 at 06:53am
- Frank Avalos:
The Visa Black Card is intended to give off the idea of prestige and exclusivity. But in fact, the card is more limited than others, and has far less to offer cardholders than most of its competitors. If you're looking to show off your "status" with a prestigious credit card, at least do it with one that offers a greater rewards incentive than this. It should also be noted that you would have to ensure you pay off the balance on the card each month. One feature that a lot of cards have is the various travel assistance services such as insurance for baggage, roadside assistance, and insurance for accidents. The bottom line is that there is very little here to entice potential customers when there are so many more cards out there that offer better benefits with the added bonus of having lower annual fees.
August 14, 2012 at 10:31pm
- Margie Cole:
Hahahaha, Barclays is ridiculous. I can’t believe they are being so blatant about trying to trick people. It’s so obvious that they want people to think that this is the Black Card all of the celebrities have and then shell out $495! for it. But the real Black Card is actually called the Centurion Card and it’s issued by Amex. I hope people get tipped off by the fact that an ultra-exclusive card that no one really know much about would never be listed on a website just like any other card. Yeah, I’m sure Jay-Z went onto Card Hub and compared cards before deciding that a $495 credit card that doesn’t give much in return would be the best fit for him. Please. I mean the Visa Black Card offers 1% cash back across all purchases, which is easily bested by any number of credit cards. Sure, it gives you lounge access, but a lot of cards do that as well and if you fly enough to really need it, you’ll probably get it for free instead of having to pay 500 bucks for it. What about 0% on transfers for 15 months? The Slate Card offers the same thing and doesn’t charge the same 3% fee. Needless to stay, there’s very little reason to even consider opening the Visa Black Card.
April 19, 2012 at 06:39pm
- Joe Weider:
Spoiler alert: This is not the Black Card that all of the celebrities and musicians talk about. Confusingly, that card is actually called the American Express Centurion Card and simply got the Black Card appellation over the years thanks to its black color. Visa and Barclays just seem to be trying to take advantage of the difference between the Amex card’s official and unofficial names, but like sunglasses you buy from a street vendor the Visa Black Card is nothing but a cheap imitation. Well actually, the Visa Black Card really isn’t cheap considering the $495 annual fee it charges. Yeah, I know it’s crazy. You might be thinking that you get a lot for all that moola, but the truth is that this card doesn’t provide anything you can’t get from a card with no annual fee except for the airport lounge access and I’m pretty sure that’s not worth 500 bucks. I mean you can get much better rewards from any number of cards and a lot of the 0% offers out there these days are offering intro terms for as long as 21 months, obviously much longer than the 15 months the Visa Black Card offers. While the Centurion Card is truly exclusive (it’s invitation only and no one really knows exactly what it takes to get invited) and truly provides personal service unattainable from any other card, the Visa Black Card basically feigns at these things. Yeah, Barlcays says it’s exclusive, but I bet that’s just because no one wants to pay that much money for such a mediocre credit card. And sure it offers 24/7 concierge service, but I’d bet it’s nothing more than the glorified customer service call center that pretty much every credit card company positions as a concierge service and offers to its customers. So at the end of the day I’d run not walk away from the Visa Black Card and consider yourself lucky not to have been duped because being back in black, like the Visa’s Black Card advertising says, is a good way to see your finances into the red.
November 30, 2011 at 04:40pm
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The card information shown on this page was last updated: May 9th, 2013 at 10:12 EDT
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