It’s simple. The best starter credit card is the one that approves people that either have no credit history or a limited credit history (i.e. less than 3 years) AND has the lowest fees. If you are a college student, then a student credit card represents the best credit card for your needs. If you are not a college student, we recommend that you apply for one of the starter credit cards.
Finally, if you want a 100 percent guarantee that you will be approved, apply for a secured credit card. Secured credit cards work just like regular credit cards and are reported to all the major credit bureaus. The only difference is that with a secured card your line of credit (i.e. credit limit) matches the amount of the security deposit you put down – this usually starts around $200.
alvin r herndon Aug. 31 2011
establishing credit,but having trouble being approved for unsecured credit card.i don't have bad credit,just not enough,i guess
Odysseas Papadimitriou Sep. 9 2011
@alvin r herndon - in that case you should apply for a secured credit card or if you already have one you should keep increasing your security deposit as often as you can. The more available credit that you can show on your credit report the more it will help your credit score. Hope this helps.