It’s simple. The best starter credit card is the one that approves people that either have no credit history or a limited credit history (i.e. less than 3 years) AND has the lowest fees. If you are a college student, then a student credit card represents the best credit card for your needs. If you are not a college student, we recommend that you apply for one of the starter credit cards.
Finally, if you want a 100 percent guarantee that you will be approved, apply for a secured credit card. Secured credit cards work just like regular credit cards and are reported to all the major credit bureaus. The only difference is that with a secured card your line of credit (i.e. credit limit) matches the amount of the security deposit you put down – this usually starts around $200.