All terms starting with "T":
Terms and Conditions:
Also called Card Holder Agreement. The rules associated with your credit card account. Different cards have different agreements.
Transaction:
Any time you use a card to buy something or withdraw money. Purchases and cash advances are examples of card transactions.
Transaction Date:
The date a transaction, such as a purchase or a cash advance, is made on your credit card.
Transaction Fee:
Amount charged to card holders for making certain types of transactions (for examples, cash advances).
Transfer Check:
When you open a new credit card account, the company may send you a blank convenience check or transfer check so you can transfer a balance from an old card to your new card.
TransUnion:
One of the three major credit bureaus / credit reporting agencies in the United States.
Truth in Lending Act:
Amended by and including the Fair Credit Billing Act, the Truth in Lending Act works to protect consumers against false and unfair billing practices, while offering credit term information that helps consumers make smarter credit choices.
TRW:
Former name of the credit bureau now known as Experian.
