Prepaid MasterCard: The Checking Account Alternative
- 100% Guaranteed Approval
- No Overdraft Fees
- No Bounced Checks
- Multiple ways to deposit money Direct Deposit, 100,000+ Locations
(Walmart, Safeway, Western Union, etc...)
- Access to a MasterCard® Card
We work hard to present you with the most accurate prepaid card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.
Before you apply for a prepaid debit card we recommend that you review and verify the card’s terms and conditions on the prepaid card company's web site. Please let us know if you find any differences related to the Prepaid Cards shown on this page.
Ask Questions & Learn More About MasterCard Prepaid Cards
What is a Prepaid MasterCard?
A Prepaid MasterCard is a normal prepaid card on the MasterCard network, which means it can be used at any of the 28 million locations around the world where MasterCard is accepted. Though often referred to as MasterCard Prepaid Credit Cards or a MasterCard Prepaid Debit Card, this product is neither a credit card nor a debit card. A prepaid card differs from these spending vehicles in that it does not provide a revolving credit limit and is not tied to a bank account. Instead, you can load money on a prepaid card via direct deposit or at various retail locations, make purchases, take money out from ATMs and pay bills online.
What's the difference between a Prepaid MasterCard and a Prepaid MasterCard Gift Card?
The Prepaid MasterCard Gift Card differs from the Prepaid MasterCard in that it can only be loaded once and no personal information is needed to open it. As compared to a typical gift card, the advantage of a Prepaid MasterCard Gift Card is that it is not restricted to one particular store and can be used anywhere MasterCard is accepted.
Should I get a Prepaid MasterCard?
A Prepaid MasterCard is a good alternative if you cannot gain access to a checking account because of past usage issues (e.g. systematically overdrawing your account). It will allow you to deposit money, make purchases, pay bills online and withdraw funds from ATMs. Prepaid cards are offered on both the MasterCard and Visa networks. If you don't have a specific reason for getting a card on one network or the other, compare all of the online pre-paid card offers available to you in order to get the lowest fees and best terms possible.
Where should I get a Prepaid MasterCard?
You can either open a Prepaid MasterCard online or at a retail location like WalMart or Walgreens. Where you get your card does not matter, but it's important that you compare options before picking one because prepaid card offers vary greatly based on their associated fees. Therefore, even if you decide to open your Pre paid MasterCard in a store, first comparing options online would be helpful in guiding your search.