Prepaid Visa: The Checking Account Alternative
- 100% Guaranteed Approval
- No Overdraft Fees
- No Bounced Checks
- Multiple ways to deposit money Direct Deposit, 100,000+ Locations
(Walmart, Safeway, Western Union, etc...)
- Access to a VISA® Card
We work hard to present you with the most accurate prepaid card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.
Before you apply for a prepaid debit card we recommend that you review and verify the card’s terms and conditions on the prepaid card company's web site. Please let us know if you find any differences related to the Prepaid Cards shown on this page.
Ask Questions & Learn More About VISA Prepaid Cards
What is a Prepaid Visa?
A Prepaid Visa is simply a normal prepaid card that is on the Visa network. This means that it can be used at any of the 30 million merchant locations or 1.4 million ATMs that accept Visa worldwide. Various companies—such as Account Now, Vision and Green Dot—offer their own prepaid Visa. These offers have different fees and terms, so be sure to compare them to find the best option possible.
What's the difference between a Prepaid Visa and a Prepaid Visa Gift Card?
A Prepaid Visa Gift Card differs from a standard Prepaid Visa in a variety of ways. First, a Prepaid Visa Gift Card is exactly what it sounds like—a gift card. You load money on it once and give it to the person of your choice who can then use it wherever Visa is accepted until the pre-loaded funds are exhausted, at which point it's worthless. The normal Prepaid Visa, on the other hand, is designed for more prolonged use and can be reloaded at any time. Secondly, the Visa Gift Card is anonymous while you are required to provide your name, a valid Social Security Number (SSN) and date of birth to open the standard prepaid option. Finally, the Gift Card can only be used for purchases, while you can also deposit money, withdraw cash, and pay bills with the reloadable Prepaid Visa.
Should I get a Prepaid Visa?
A Prepaid Visa, also referred to as a pre paid Visa debit card or a Visa Prepaid, is a good option if you cannot garner access to a checking account because of past misuse (e.g. bouncing numerous checks). It will allow you to deposit money via direct deposit or at retail locations, make purchases, and pay bills.
Prepaid cards are available on both the Visa and MasterCard networks and are offered by a number of different companies. Unless you have a good reason for getting a card on a specific network, you should explore all of the online prepaid card options in order to find the best deal.