Store Credit Cards

Store Credit Cards

Store credit cards are unsecured credit cards tied to particular retailers which people with credit ranging from bad to excellent can get. That is not to say that all store cards are right for people with bad credit though, and if you cannot get one, it is best to open a secured credit card. When determining which store credit card is best for you, make sure to consider both a card’s fee structure and its rewards. Many consumers use department store credit cards to get discounts on their regular purchases.

Catherines Store Card
Catherines Store Card
  • APR: 24.99% (V)
  • Cardholder-Only Previews.
Staples® Business Store Card
Staples® Business Store Card
  • APR: 0% for 6 - 12 months, 23.99% (V) after that
  • Deferred Interest Details: No interest if paid in full within 6 months on all purchases of $299 or more made by 12/31/14. No interest if paid in full within 12 months on all purchases of $399 or more made by 12/31/14.
GAP Store Card
GAP Store Card
  • APR: 24.99% (V)
  • Access your account online 24/7.
Ann Taylor Store Card
Ann Taylor Store Card
  • APR: 24.99% (V)
  • No annual fee.
Dillard's Store Card
Dillard's Store Card
  • APR: 22.99% (V)
  • Special financing opportunities on qualifying Dillard's purchases
Lord & Taylor Store Card
Lord & Taylor Store Card
  • APR: 25.49% (V)
  • Receive and view your statement online.
Staples® Store Card
Staples® Store Card
  • APR: 27.99% (V)
  • Best for individual customers who want flexible purchasing power at Staples.
Walmart® Business Store Card
Walmart® Business Store Card
  • APR: 14.8% (V)
  • Enjoy low Walmart prices, the convenience of credit and real-world benefits for your business.
Talbots Store Card
Talbots Store Card
  • APR: 24.99% (V)
Arhaus Store Card
Arhaus Store Card
  • APR: 24.99% (V)
  • Special financing plans available.
Trek Store Card
Trek Store Card
  • APR: 24.99% (V)
  • Convenient minimum monthly payments.
TJX Store Card
TJX Store Card
  • APR: 26.99% (V)
  • 0% fraud liability.
The Limited Store Card
The Limited Store Card
  • APR: 24.99% (V)
  • Receive special offers in the mail throughout the year, exclusive to Limited Cardholders.
Express Store Card
Express Store Card
  • APR: 24.99% (V)
Office Depot Store Card
Office Depot Store Card
  • APR: 0% for 6 months, 27.99% (V) after that
  • Deferred Interest Details: No Interest if Paid in Full Within 6 Months. $299 Minimum Purchase Required. Minimum Monthly Payments Required.
Office Depot Business Store Card
Office Depot Business Store Card
  • APR: 23.99% (V)
  • One account dedicated to your office supply purchases
Toys R Us Store Card
Toys R Us Store Card
  • APR: 0% for 6 - 12 months, 26.99% (V) after that
  • Deferred Interest Details: 6 Month Special financing applies to purchases of $299 or more and 12 month Special financing applies to purchases of $749 or more made at "R"Us using either the "R"Us Credit Card or "R"Us MasterCard. No interest will be assessed on the promotional purchase if you pay the following (the "promotional balance") in full within 6 or 12 month.
Banana Republic Store Card
Banana Republic Store Card
  • APR: 24.99% (V)
Torrid Store Card
Torrid Store Card
  • APR: 24.99% (V)
Eddie Bauer Store Card
Eddie Bauer Store Card
  • APR: 26.99% (V)
  • Fast, easy, online account management .
Bealls Florida Store Card
Bealls Florida Store Card
  • APR: 24.99% (V)
  • Online Account Access.
Crate and Barrel Store Card
Crate and Barrel Store Card
  • APR: 0% for 6 months, 26.99% (V) after that
  • Earn $20 in rewards dollars for every $200 you spend.
Justice Store Card
Justice Store Card
  • APR: 24.99% (V)
  • Convenient minimum monthly payments.
Burkes Outlet Store Card
Burkes Outlet Store Card
  • APR: 24.99% (V)
  • Easy On-Line Bill Payment.
Value City Furniture Store Card
Value City Furniture Store Card
  • APR: 0% for 36 months, 29.99% (V) after that
  • 36 months no interest on qualifying purchases of $699 or more.
Maurices Store Card
Maurices Store Card
  • APR: 24.99% (V)
  • In-store payment options.
Buckle Store Card
Buckle Store Card
  • APR: 24.99% (V)
  • Your B-Rewards card can be used toward merchandise in over 430 Buckle stores in 43 states.
Lane Bryant Store Card
Lane Bryant Store Card
  • APR: 24.99% (V)
  • Upgrade to Premier Status when you spend $400.
Jessica London Store Card
Jessica London Store Card
  • APR: 24.99% (V)
  • Pay Nothing for 90 days.
Metrostyle Store Card
Metrostyle Store Card
  • APR: 24.99% (V)
Woman Within Store Card
Woman Within Store Card
  • APR: 24.99% (V)
  • Birthday and anniversary savings.
OneStopPlus.com Store Card
OneStopPlus.com Store Card
  • APR: 24.99% (V)
  • No finance charge if balance is paid in full each month.
Stage Stores Store Card
Stage Stores Store Card
  • APR: 24.99% (V)
  • $10 Payback Reward for every $250 you spend.
Restoration Hardware Store Card
Restoration Hardware Store Card
  • APR: 0% for 12 months, 24.99% (V) after that
  • Deferred Interest Details: No Interest if paid in full within 12 months. Payments are required during the promotional period (as described in your credit card agreement). Purchase must be charged to your Restoration Hardware credit card account. Minimum purchase of $1,000 for 12 months required.
Gardner-White Store Card
Gardner-White Store Card
  • APR: 28.99% (V)
  • Exclusive sales events.
Z Gallerie Store Card
Z Gallerie Store Card
  • APR: 0% - 9.99% for 6 - 24 months, 24.99% (V) after that
  • Deferred interest details: 6 or 12-month deferred interest plans – with a min. purchase of $499 or $999 & 1% min. monthly payment. 12 or 24-month equal payment plans with a low 9.99% APR – with a min. purchase of $1000 or $2000.
Gordmans Store Card
Gordmans Store Card
  • APR: 24.99% (V)
  • In-store and online payment methods.
Samuels Diamond Store Card
Samuels Diamond Store Card
  • APR: 24.99% (V)
  • Exclusive cardholder offers
Mandee Store Card
Mandee Store Card
  • APR: 24.99% (V)
  • Enjoy special offers and advance notice of sales.
Ashley Stewart Store Card
Ashley Stewart Store Card
  • APR: 24.99% (V)
  • Easy access to your account online and toll free customer service at (800)-376-0581
BrylaneHome Store Card
BrylaneHome Store Card
  • APR: 24.99% (V)
  • Up to $250 a year in savings with coupons & e-mail promotions.
Petland Store Card
Petland Store Card
  • APR: 29.99% (V)
  • Discounts on Petland brand products.
J.Crew Store Card
J.Crew Store Card
  • APR: 24.99% (V)
  • Access to our Cardmember-only priority line, a private number set up to ensure you always receive our very best – and spend no time on hold
Avenue Store Card
Avenue Store Card
  • APR: 24.99% (V)
  • Additional cards at no extra cost
West Elm Store Card
West Elm Store Card
  • APR: 0% for 12 months, 26.99% (V) after that
  • Deferred Interest Details: Special financing for 12 months if you spend $750 or more in a single transaction on your west elm Credit Card.
J.Jill Store Card
J.Jill Store Card
  • APR: 26.99% (V)
Dressbarn Store Card
Dressbarn Store Card
  • APR: 24.99% (V)
  • Additional cards for authorized buyers at no extra cost.
Giant Eagle Store Card
Giant Eagle Store Card
  • APR: 24.99% (V)
Reeds Jewelers Store Card
Reeds Jewelers Store Card
  • APR: 0% for 12 months, 28.99% (V) after that
  • Deferred Interest Details: 12 months special financing for purchases of $500 or more.
Little Switzerland Store Card
Little Switzerland Store Card
  • APR: 28.99% (V)
  • Increased purchasing power
Chadwicks Store Card
Chadwicks Store Card
  • APR: 24.99% (V)
  • Opt for easy paperless billing statements
PacSun Store Card
PacSun Store Card
  • APR: 24.99% (V)
  • Convenient online account management and more.
Best Buy® Store Card
Best Buy® Store Card
  • APR: 0% - 11.9% for 6 - 48 months, 25.24% - 27.99% (V) after that
  • Deferred Interest Details: 6-Month Financing On all storewide purchases totaling $149 or more. 12-Month Financing On all storewide purchases totaling $399 or more. 24-Month Financing On all major appliances $799 or more.
Amazon.com Store Card
Amazon.com Store Card
  • APR: 0% for 6 - 24 months, 25.99% (V) after that
  • Get Instant Credit
Blue Nile Store Card
Blue Nile Store Card
  • APR: 0% for 6 - 12 months, 26.99% (V) after that
  • Deferred Interest Details: No Interest if paid in full 6 or 12 months - Required minimum purchase of $500.00 for the 6 month plan or $1,500.00 for the 12 month plan.
Saks Fifth Avenue Store Card
Saks Fifth Avenue Store Card
  • APR: 23.99% (V)
  • Free shipping available in-store at Saks and Saks Fifth Avenue OFF 5TH, saks.com as well as on saksoff5th.com
Target Business Store Card
Target Business Store Card
  • APR: 18% (V)
  • Itemized Statements
Bergdorf Goodman Store Card
Bergdorf Goodman Store Card
  • APR: 23.99% (V)
Boscov's Store Card
Boscov's Store Card
  • APR: 25.99% (V)
Christopher and Banks Store Card
Christopher and Banks Store Card
  • APR: 26.99% (V)
Sony Store Card
Sony Store Card
  • APR: 0% for 6 - 36 months, 29.99% (V) after that
  • Deferred Interest Details: 6 months Special Financing Valid on all purchases of $199 or more; 12 months Special Financing Valid on all purchases of $499 or more made; Valid through 9/27/14. 24 - 36 months special financing on selected Sony merchandise through 9/27/14
Carson’s Store Card
Carson’s Store Card
  • APR: N/A
  • Spend $200 and earn a $20 Rewards Card. Use your $20 Rewards Card on almost any purchase of $50 or more.
Abercrombie & Fitch Store Card
Abercrombie & Fitch Store Card
  • APR: 24.99% (V)
  • No Annual Fee.
American Eagle Outfitters Store Card
American Eagle Outfitters Store Card
  • APR: 24.99% (V)
  • No annual fee.
Belk Store Card
Belk Store Card
  • APR: 24.49% (V)
  • Zero fraud liability.
Bloomingdale's Store Card
Bloomingdale's Store Card
  • APR: 24.5% (V)
Brooks Brothers Store Card
Brooks Brothers Store Card
  • APR: 22.99% (V)
  • No annual fee.
Helzberg Diamonds Store Card
Helzberg Diamonds Store Card
  • APR: 0% for 6 - 12 months, 25.9% (V) after that
  • Expanded buying power - enjoy a reserved line of credit for those important occasions when you need additional buying power.
Guitar Center Store Card
Guitar Center Store Card
  • APR: 0% for 12 - 18 months, 21.9% - 22.9% (V) after that
  • Deferred interest financing: Special 18-month financing on Gibson gear and 12-month special financing on all new and used gear.
HealthyBack Store Card
HealthyBack Store Card
  • APR: 9.99% for 24 months, 29.99% (V) after that
  • Deferred Interest Details: 0% Interest Rate if paid within 90 days. 24 small monthly payment with low 9.99% Interest Rate. Subject to credit approval.
Home Depot® Business Store Card
Home Depot® Business Store Card
  • APR: 15% - 21.99% (V)
  • Low monthly payments or pay in full each month.
Home Depot® Store Card
Home Depot® Store Card
  • APR: 0% for 6 - 12 months, 17.99% - 26.99% (V) after that
  • No interest if paid in full within 6 months on purchases of $299 or more on storewide and online offers. No interest if paid in full within 12 months on purchases of $299 or more on heating and air condition offers. No interest if paid in full within 12 months on building materials, appliance and water treatment. Valid 2/1/2014-1/31/2015.
JCPenney Store Card
JCPenney Store Card
  • APR: 0% for 12 months, 26.99% (V) after that
  • Deferred Interest Details: No interest if paid in full within 12 months on furniture and mattress purchase(s) of $1000 or more.
KingSize Store Card
KingSize Store Card
  • APR: 24.99% (V)
  • Receive a 25% off item coupon with your credit card for your next purchase made with your KingSize® credit card account.
Kirkland's Store Card
Kirkland's Store Card
  • APR: 27.99% (V)
  • No pre-payment penalties.
Kohl's Store Card
Kohl's Store Card
  • APR: 23.99% (V)
  • Combine your Kohl's Charge discounts with our incredible sale prices and special offers, like Kohl's Cash®.
Lowe's Store Card
Lowe's Store Card
  • APR: 0% for 6 months, 24.99% (V) after that
  • Deferred Interest Details: 6 months special financing with a $299 minimum purchase.
Macy's Store Card
Macy's Store Card
  • APR: 24.5% (V)
  • Star Rewards Passes
Meijer Store Card
Meijer Store Card
  • APR: 26.99% (V)
  • No annual fee.
Menards Store Card
Menards Store Card
  • APR: 24.99% (V)
  • Special Financing Offers.
Men's Wearhouse Store Card
Men's Wearhouse Store Card
  • APR: 25.99% (V)
  • No annual fee.
New York & Company Store Card
New York & Company Store Card
  • APR: 24.99% (V)
  • Easy online account management.
Radio Shack Store Card
Radio Shack Store Card
  • APR: 0% for 6 months, 28.99% (V) after that
  • Deferred Interest Details: 6 months special financing when you spend $150 or more
Tractor Supply Company® Store Card
Tractor Supply Company® Store Card
  • APR: 0% - 13.99% for 6 - 48 months, 25.99% (V) after that
  • Deferred Interest Details: No Interest If Paid In Full Within 12 months On any purchase of $300 or more when you use your Card. No Interest If Paid In Full Within 6 Months On any purchase of $299 or more when you use your Card. Offer Valid through December 31, 2014. 13.99% for select purchases eligible for the 24 or 48 month major purchase plans.
Sam's Club® Business Store Card
Sam's Club® Business Store Card
  • APR: 21.9% (V)
  • Acceptance at all Sam’s Club and Walmart® locations nationwide
Sears Store Card
Sears Store Card
  • APR: 0% for 6 - 24 months, 25.24% (V) after that
  • Deferred Interest Details: No interest if paid in full within 6 months on automotive purchases over $199 or no interest if paid in full within 12 months on automotive purchases over $399. No interest if paid in full within 24 months on total purchases of consumer electronics purchases over $599. Offer valid September 1 - 15, 2014
ShopHQ Store Card
ShopHQ Store Card
  • APR: 0% (V) for 6 - 18 months, 26.99% (V) after that
  • Deferred interest details: No Interest if paid in full within 6 months on orders of $150 or more made with your ShopHQ Card. No Interest if paid in full within 12 months on orders of $499 or more made with your ShopHQ Card. No Interest if paid in full within 18 months on orders of $699 or more made with your ShopHQ Card. Minimum monthly payments required.
Dell Store Card
Dell Store Card
  • APR: 0% (V) for 6 - 12 months, 19.99% - 29.99% (V) after that
  • With a Dell Preferred Account™ , apply and purchase in minutes and get affordable monthly payments. It’s fast, friendly, and easy. Plus, you get access to exclusive financing offers and future discounts.
Target Store Card
Target Store Card
  • APR: 22.9% (V)
  • REDcard Online Management: Quickly check your credit account balance, debit transaction history, or update your personal information—anytime, anywhere.
Victoria's Secret Store Card
Victoria's Secret Store Card
  • APR: 24.99% (V)
Walmart® Store Card
Walmart® Store Card
  • APR: 0% for 6 - 24 months, 22.9% (V) after that
  • Deferred Interest Details: No interest will be assessed on the promotional purchase if you pay the following (the "promotional balance") in full within 6 months on any purchase of $150-$298.99, 12 months on any purchase of $299-$428.99, 18 months on any purchase of $429-$598.99 or 24 months on any purchase of $599 or more. Offer valid in-store only through December 31, 2014.
 
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We work hard to present you with the most accurate store credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.

Before applying for a store credit card we recommend that you review and verify the store credit card terms and conditions on the store credit card company's web site. Please let us know if you find any differences.