NIH Federal Credit Union Visa® Signature Cash Rewards
NIH Federal Credit Union Visa® Signature Cash Rewards
Accepted Credit Scores
Excellent Credit
Annual Fee
$0
APR on Purchases
16.24% - 18% (V)
Balance Transfer
2.99% intro APR for 12 months, 16.24% - 18% (V) APR after that
Balance Transfer Fee
Rewards
Get 4 points per $1 spent in the first 12 months (3 points thereafter) on Automated Fuel Dispensers (Gas up to $6,000 per year), Electric Vehicle Charging, Groceries, Rideshare, Utilities, and Wholesale Clubs.
All other purchases earn 1 point per $1 (1% cash back).
Redeem points for cash, travel, gift cards, merchandise or donate to charities.
NIH Federal Credit Union Visa® Signature Cash Rewards' Additional Info
Visa Signature Concierge, including travel and emergency assistance.
Lost luggage and travel accident insurance.
Extended warranty protection.
cash advance fee | 2% (min $10) |
cash advance APR | 16.24% - 18% (V) |
foreign transaction fee | 1% |
smart chip | Yes |
max late fee | $25 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 25 days |
NIH Federal Credit Union Visa® Signature Cash Rewards Pros & Cons
No membership fees
2.99% intro APR on balance transfers
High rewards rate
Bonus rewards categories
Spending caps on rewards
No initial rewards bonus
No intro APR on purchases
Balance transfer fee
Compare The NIH Federal Credit Union Visa® Signature Cash Rewards vs. Popular Alternatives
annual fee$0 | annual fee$0 |
Purchase Intro APRNot Offered | Purchase Intro APR0% for 15 months |
transfer intro apr2.99% for 12 months|Transfer Fee: 2% (min $10) | transfer intro apr0% for 15 months|Transfer Fee: 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer |
Regular APR16.24% - 18% (V) | Regular APR18.74% - 28.74% (V) |
rewards rate | rewards rate |
bonus offer | bonus offer |
Sponsored Apply Now |
NIH Federal Credit Union Visa® Signature Cash Rewards Q&A
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