U.S. Bank Shopper Cash Rewards Visa Signature® Card
U.S. Bank Shopper Cash Rewards Visa Signature® Card
Accepted Credit Scores
Excellent Credit
Annual Fee
$0 intro 1st yr, $95 after
APR on Purchases
19.74% - 29.74% (V)
Balance Transfer
APR: 19.74% - 29.74% (V)
Balance Transfer Fee
Rewards
Receive a $250 bonus after you spend $2,000 in eligible purchases within the first 120 days of account opening.
Earn 6% cash back on your first $1,500 in combined eligible purchases each quarter with two retailers you choose.
Earn 3% cash back on your first $1,500 in eligible purchases on your choice of one everyday category (like wholesale clubs, gas and EV charging stations, bills and utilities) and 1.5% cash back on all other eligible purchases.
Earn 5.5% cash back on prepaid hotel and car reservations booked directly in the Rewards Travel Center.
Get your cash back as a statement credit, a rewards card, merchant gift cards or directly deposited into your U.S. Bank checking or savings account.
U.S. Bank Shopper Cash Rewards Visa Signature® Card's Additional Info
cash advance fee | 5% (min $10) |
cash advance APR | 29.99% (V) |
foreign transaction fee | 3% |
smart chip | Yes, chip-and-signature |
max late fee | $41 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 24 days |
U.S. Bank Shopper Cash Rewards Visa Signature® Card Pros & Cons
High rewards rate
$250 initial rewards bonus
No membership fees first year
Membership fees in the second year
Spending caps on rewards
No intro APR on purchases
No intro APR on balance transfers
Compare The U.S. Bank Shopper Cash Rewards Visa Signature® Card vs. Popular Alternatives
annual fee$0 intro 1st yr, $95 after | annual fee$0 | annual fee$0 |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Purchase Intro APRNot Offered | Purchase Intro APR0% for 15 months | Purchase Intro APR0% for 15 months |
transfer intro aprNot Offered | transfer intro apr0% for 15 months|Transfer Fee: 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time | transfer intro apr0% for 15 months|Transfer Fee: 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time |
Regular APR19.74% - 29.74% (V) | Regular APR19.99% - 29.99% (V) | Regular APR19.99% - 29.99% (V) |
Sponsored Apply Now | Sponsored Apply Now |
U.S. Bank Shopper Cash Rewards Visa Signature® Card Q&A
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