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PIN Transaction Fee
Explanation:
Some cards will charge a fee whenever you buy something that requires you to enter your PIN in order for the transaction to be approved. In most cases, you can avoid having a PIN-based transaction by selecting the 'Credit' button instead of the 'Debit' button while swiping your card at a store register.
Note that a PIN transaction fee is different than an ATM transaction fee, though you will have to use your PIN at the ATM.