Best Wells Fargo Balance Transfer Credit Cards
WalletHub makes it easy to find the best Wells Fargo balance transfer credit card for you.
Wells Fargo balance transfer credit cards can be used to pay off pretty much any type of debt you may owe another lender, according to WalletHub’s latest Balance Transfer Report. This includes credit card balances, auto loans, personal loans and even mortgages. But both the amount you’re able to transfer and how much you can save are far from guaranteed. They depend on your creditworthiness, current interest rate and ability to pay. And you have to pick the right plastic, of course. (Note that Wells Fargo is a WalletHub partner).
Most Wells Fargo credit cards offer 0% introductory APRs on balance transfers. And they all require good or excellent credit for approval. But they’re not all the same. In order to help people find the best cards for their needs, WalletHub’s editors compared all the Wells Fargo available offers based on how long they offer 0%, how much they charge in balance transfer fees and more. You can see their picks below. You can also check your latest credit score for free on WalletHub to see which Wells Fargo Balance Transfer offers you’re likely to be approved for.
Best Wells Fargo Balance Transfer Credit Cards:
- Wells Fargo Reflect® Card - Best for Overall
- Wells Fargo Active Cash® Card - Best for Cash Back
COMPARE WELLS FARGO BALANCE TRANSFER CREDIT CARDS
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- No membership fees
- 0% intro APR on purchases
- 0% intro APR on qualifying balance transfers
- Reports to the three major credit bureaus
- No rewards
- No initial rewards bonus
- Balance transfer fee
- High regular APR
- $200 cash rewards bonus
- $0 annual fee
- 2% cash rewards on purchases
- 0% introductory APR
- High regular APR
- Foreign transaction fee
- Balance transfer fee
What is the best Wells Fargo credit card for balance transfers?
The Wells Fargo Reflect® Card is the best Wells Fargo credit card for balance transfers overall. It’s tied for the longest 0% intro period and the lowest fees, and it offers high approval odds for the most people. You can learn more about each of the top picks below.
2024’s Best Wells Fargo Credit Cards for Balance Transfers:
Credit Card | Best For | 0% Intro Balance Transfers for | Balance Transfer Fee | Annual Fee |
Wells Fargo Reflect® Card | Overall | 0% for 21 months from account opening on qualifying balance transfers | 5% (min $5) | $0 |
Wells Fargo Active Cash® Card | Cash Back | 0% for 15 months from account opening on qualifying balance transfers | 3% intro for 120 days, then up to 5% (min $5) | $0 |
Most of these cards require good or excellent credit for approval. So you may want to check your free credit score on WalletHub before you apply.
About the author
John Kiernan has covered the credit card industry for more than 10 years as a writer and editor for WalletHub. His work has been featured by major media outlets such as The Washington Post and The New York Times and has been cited by industry regulators such as the Consumer Financial Protection Bureau. Read Full Author Bio
Questions & Answers
Comparing wells fargo balance transfer credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered. WalletHub independently collected information for some of the cards on this page.show more
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* The information about the following cards has been independently collected by WalletHub: U.S. Bank Visa® Platinum Card, BankAmericard® credit card, Fifth Third 1% Cash/Back Card, and Citi Simplicity® Card.
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