Best American Express Credit Cards with No Annual Fee
WalletHub experts track 1,500+ offers to help you get the best American Express credit cards with no annual fee.
The best American Express cards with no annual fee offer valuable rewards, 0% introductory interest rates or both to people with good credit or better. In general, a card from American Express with no annual fee is ideal if you don’t expect to use your card enough to warrant paying for extra perks.... show more... show more
5 Best American Express Credit Cards with No Annual Fee of 2024
FILTER AMERICAN EXPRESS CREDIT CARDS WITH NO ANNUAL FEE
We're sorry, but after searching our extensive database, we were unable to locate any credit cards that match the following criteria: {{tag.tag}}{{$last ? '' : ', '}}
- $0 annual fee
- Good welcome bonus offer
- High rewards rate
- Spending caps on rewards
- 2.7% foreign transaction fee
- Balance transfer fee
- No membership fees
- High rewards rate
- 10,000 miles welcome offer
- No foreign fee
- No intro APR on purchases
- No balance transfers allowed
- Requires good/excellent credit
- 80,000 Hilton Honors Bonus Points welcome offer
- 3 - 7 points per $1 spent
- $0 annual fee
- Automatic Silver status
- High APR
- Low-value points
- No membership fees
- No foreign fee
- Qualify with limited or no credit history
- High regular APR
- Requires security deposit
- No membership fees
- High rewards rate
- 25% discount initial rewards bonus
- Very high regular APR
- No balance transfers allowed
- Foreign fee
- No intro APR on purchases
- No membership fees
- 0% intro APR on purchases
- High rewards rate
- 10% Off Shopping Pass initial rewards bonus
- No balance transfers allowed
- High regular APR
- Foreign fee
- Requires good/excellent credit
- No membership fees
- 0% intro APR on balance transfers
- High rewards rate
- 2,500 points initial rewards bonus
- No intro APR on purchases
- Balance transfer fee
- Requires excellent credit
Best American Express Cards with No Annual Fee in 2024
You’ve got options, though, and a lot depends on how you plan to use the card. To help you make the right decision, WalletHub’s editors compared all of the no annual fee Amex cards in our database of 1,500+ offers and picked our favorites.
Best American Express Credit Cards with No Annual Fee Comparison
Credit Cards | Best For | Annual Fee |
Blue Cash Everyday® Card from American Express | Winner | $0 |
American Express Cash Magnet® Card | Cash Back | $0 |
Hilton Honors American Express Card | Hotel Rewards | $0 |
Delta SkyMiles® Blue American Express Card | Airline Rewards | $0 |
The American Express Blue Business Cash™ Card | Business | $0 |
As you can see, a good or excellent credit score is required to get an American Express no annual fee credit card. You can see where your credit stands by checking your latest credit score for free on WalletHub. Only WalletHub offers free credit scores and reports that are updated on a daily basis. You’ll also get personalized credit-improvement advice.
Methodology for Selecting the Best American Express Cards with No Annual Fee
In order to identify the best American Express cards with no annual fee, WalletHub’s editors regularly compare all of the credit cards issued by American Express from our database of 1,500+ credit card offers. We start by excluding any Amex cards that charge annual fees, then compare the remaining offers in terms of how much each is likely to save the average cardholder.
We estimate potential savings by applying the average American’s credit card-eligible spending to each card’s rewards framework, as well as by calculating the cost of paying down debt for cards with a low introductory interest rate. Finally, we select the top options in the most popular usage categories based on expected cardholder savings.
Best American Express Credit Cards with No Annual Fee FAQ
Comparing American Express credit cards with no annual fee can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered. WalletHub independently collected information for some of the cards on this page.show more
show less
Searching for answers... No Matching Results
Featured Credit Cards
Important Disclosures
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended. WalletHub may share your information with third-parties in order to show personalized offers, as well as enable you to interact more easily with pre-fill forms or applications. You can opt-out of sharing your personal info here.
Ad Disclosure Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
Your web browser (Internet Explorer) is out of date and no longer supported.
Please download one of these up-to-date, free and excellent browsers: