Best American Express Balance Transfer Credit Cards [May 2024]
WalletHub makes it easy to find the best American Express balance transfer credit card for you.
American Express balance transfer credit cards are cards issued by American Express or on the American Express network that offer a low introductory APR on balance transfers, often 0%, for a number of months after account opening (some cards are from WalletHub partners).... show more
Best American Express Balance Transfer Credit Card and Top Alternatives
COMPARE AMERICAN EXPRESS BALANCE TRANSFER CREDIT CARDS
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- $0 annual fee
- Good welcome bonus offer
- High rewards rate
- Spending caps on rewards
- 2.7% foreign transaction fee
- Balance transfer fee
- $250 statement credit initial bonus offer
- Low intro APR on purchases and balance transfers
- High rewards rate
- Annual fee starting second year
- Above-average regular APR
- 2.7% foreign-transaction fee
- No membership fees
- 0% intro APR on balance transfers
- High rewards rate
- 2,500 points initial rewards bonus
- No intro APR on purchases
- Balance transfer fee
- Requires excellent credit
- No membership fees
- 0% intro APR on balance transfers
- High rewards rate
- Bonus rewards categories
- Spending caps on rewards
- No initial rewards bonus
- No intro APR on purchases
- Balance transfer fee
Best American Express Balance Transfer Credit Cards in 2024
Best American Express Balance Transfer Credit Card and Top Alternatives
Card Name | Intro Balance Transfer APR | Balance Transfer Fee | Regular APR |
Blue Cash Everyday® Card from American Express | 0% for 15 months | 3% (min $5) | 19.24% - 29.99% (V) |
Blue Cash Preferred® Card from American Express | 0% for 12 months | 3% (min $5) | 19.24% - 29.99% (V) |
USAA® Cashback Rewards Plus American Express® Card | 0% for 15 months | 5% | 17.15% - 31.15% (V) |
U.S. Bank Visa® Platinum Card | 0% for 18 billing cycles | 3% intro fee ($5 min) for each transfer in first 60 days, after that 5% ($5 min) for each transfer* | 18.74% - 29.74% (V) |
Citi Double Cash® Card | 0% for 18 months | 3% intro fee ($5 min) for each transfer in first 4 months, after that 5% ($5 min) for each transfer | 19.24% - 29.24% (V) |
Citi® Diamond Preferred® Card | 0% for 21 months | 5% (min $5) | 18.24% - 28.99% (V) |
BankAmericard® credit card | 0% for 18 billing cycles for any balance transfers made in the first 60 days | 3% | 16.24% - 26.24% Variable |
For more options, check out WalletHub’s picks for the year’s best balance transfer credit cards.
Methodology for Selecting the Best American Express Balance Transfer
Cards
To identify the best American Express balance transfer credit cards, WalletHub’s editors regularly compare all of the credit cards issued by American Express from our database of 1,500+ credit card offers, in addition to cards that are on the American Express network but issued by other credit card companies. Specifically, we compare the cards’ introductory and regular interest rates, annual fees and balance transfer fees to estimate how much a transferred balance would cost to repay with each. After ranking the cards based on estimated savings, we select the best options overall and for different types of applicants.In some cases, there won’t be enough American Express balance transfer credit card offers available to suit consumers’ needs. When that happens, we supplement our selections with popular balance transfer credit cards from other issuers and card networks.
Best American Express Balance Transfer Credit Cards FAQ
Comparing american express balance transfer credit cards can be tough. But you’ve got the knowledgeable WalletHub community on your side. We encourage everyone to share their knowledge while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not the financial institution’s responsibility to ensure all posts and questions are answered. WalletHub independently collected information for some of the cards on this page.show more
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Featured Credit Cards
Expert Opinions
In search of insights to help people better understand American Express Balance Transfer Credit Cards, we posed the following questions to a pair of leading personal finance experts. You can check out their bios and responses below.
- Why do you think American Express does not have as much of a reputation for balance transfers and new-purchase financing as it does for rewards?
- Why do you think American Express doesn’t offer more balance transfer credit card deals?
Important Disclosures
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. Actual terms may vary. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
† Approval Odds are WalletHub estimates intended to gauge your likelihood of approval for a particular product. Approval Odds are based on WalletHub data and are not provided or endorsed by the lender. Approval Odds are not meant to imply or guarantee that you will be approved by the lender or that credit will be extended. WalletHub may share your information with third-parties in order to show personalized offers, as well as enable you to interact more easily with pre-fill forms or applications. You can opt-out of sharing your personal info here.
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Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer.
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