Certain credit cards that offer cash-back, air miles, or other rewards.

The interest rate that will be charged on your balances after the Introductory Period is over (if applicable), assuming that you have not gone into default. The terms Regular Rate and Regular APR are used interchangeably. If the 'Regular Rate / APR' is a Range (e.g. 10% - 15%), that's because the final rate will be determined after you submit your application. The credit card or loan company's decision will be based on your credit history.

A method that allows you to deposit / load money into a prepaid card. Each prepaid card supports a different set of options for loading money into the card.

A line of credit that allows consumers to pay all or part of an outstanding balance. As the balance is paid, it becomes available to spend again as credit. A credit card or a home equity line of credit are forms of revolving credit, because you are given a credit limit and as you pay down your balance you get more available credit at your disposal.

A credit card user can charge up to this amount and is only required to pay back a fraction of it each month. Anything not paid back becomes part of a user's balance and incurs interest. Spending up or above your revolving credit limit raises your credit utilization and can hurt your credit score.

Bonuses such as cash back, airline miles, points, and other rebates offered by some credit cards to card holders. In most cases, credit card rewards are earned based on how much you spend on your credit card.

Some Rewards Credit Cards offer a different amount of rewards depending on how much you spend and what type of purchase you make. Base earn refers to the minimum amount of rewards that all your purchases will earn.

Certain credit cards that offer cash back, air miles, points, or other rewards.

Some Rewards Credit Cards offer a bonus for taking an initial action. The initial action varies between credit cards that offer an 'Initial Bonus'. Some credit cards will award you the bonus after the first puchase, others after you spend above a certain amount within a specified period of time, etc.

Some Rewards Credit Cards have a limit to either the annual number of rewards (i.e. cash back, miles, points, etc.) you can earn and/or to the annual number of rewards you can redeem.

Some Rewards Credit Cards offer a different amount of rewards depending on how much you spend and what type of purchase you make. Max Earn refers to the maximum amount of rewards that you can earn for every dollar that you spend.

The most common categories of rewards are: -- 'Miles' will either give you: Miles on the frequent flyer program of a particular airline (e.g. Delta Miles) OR Miles on a credit card company's rewards program (e.g. Capital One Miles) -- 'Cash Back' will give you Cash (or a "Rebate") that is a percentage of the purchases you make (e.g. 1% Cash Back) -- 'Hotel Points' will give you points on the rewards program of a particular hotel chain (e.g. Hilton points) -- 'Points' will give you points within the credit card company's rewards program (e.g. American Express Membership Rewards Points). They usually can be redeemed for merchandise, gift certificates, and travel.