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Balance Transfer

If you have credit card debt and your credit is good or excellent you can do a balance transfer and essentially move part of your debt to one of the balance transfer credit cards listed below. Our list represents major credit cards that offer a 0% intro APR when you make a balance transfer. With a 0% balance transfer you will save a lot of money by effectively lowering the interest rate that you pay on your debt. When picking the right credit card for your balance transfer make sure that it also offers a low Regular Rate after the 0% introductory rate expires.

Narrow your search for Balance Transfer Credit Cards

Search Results:

Citi® Platinum Select® MasterCard

Citi® Platinum Select® MasterCard
Rates:
  • 0% on Purchases 8 - 12 months
  • 0% on Transfers 7 - 12 months ;   Fee.....3%
  • Regular Rate 11.99% - 19.99% (V)
Annual Fee None
Rewards None
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Discover® Open Road Card

Discover® Open Road Card
Rates:
  • 0% on Purchases 6 months
  • 0% on Transfers 6 months ;   Fee.....3%
  • Regular Rate 11.99% - 19.99%
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn up to 1%
Max Earn 2%
  • Earn a full 2% Cashback Bonus on your first $250 in combined gas and restaurant purchases each billing period.
  • Up to 1% Cash Back on all other purchases.
  • 5%-20% Cashback at top online retailers thru the Discover site.
  • Redeem for Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account.

 
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Discover® More Card

Discover® More Card
Rates:
  • 0% on Purchases 6 months
  • 0% on Transfers 12 months ;   Fee.....5%
  • Regular Rate 11.99% - 18.99%
Annual Fee None
Rewards Cash Back
Initial Bonus $50
Base Earn up to 1%
Max Earn 5%
  • Bonus: $50 CashBack when you make $599 in purchases in your first 3 months.
  • Depending on the month of the year earn 5% CashBack in certain popular categories and UP TO 1% CashBack on all other purchases.
  • Examples of Popular Categories: travel, home improvement stores, department stores, gas, restaurants.
  • 5%-20% Cashback at top online retailers thru the Discover website

 
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Miles by Discover® Card

Miles by Discover® Card
Rates:
  • 0% on Purchases 6 months
  • 0% on Transfers 6 months ;   Fee.....3%
  • Regular Rate 11.99% - 18.99%
Annual Fee None
Rewards Miles
Initial Bonus 12,000 miles
Base Earn 1 mile / $1
Max Earn 2 miles / $1
  • UP TO 12,000 Bonus Miles on your first year
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • 1 Mile for every $1 on all your other purchases
  • Redeem Miles for travel credits, gift cards, or cash
  • Book travel through every airline, travel agent or online travel site

 
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Biodegradable Discover® More Card

Biodegradable Discover® More Card
Rates:
  • 0% on Purchases 6 months
  • 0% on Transfers 6 months ;   Fee.....3%
  • Regular Rate 11.99% - 18.99%
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn up to 1%
Max Earn 5%
  • Depending on the month of the year earn 5% CashBack in certain popular categories and UP TO 1% CashBack on all other purchases.
  • Examples of Popular Categories: travel, home improvement stores, department stores, gas, restaurants.
  • 5%-20% Cashback at top online retailers thru the Discover website

 
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Citi ForwardSM Card

Citi Forward<sup><small>SM</small></sup> Card
Rates:
  • 0% on Purchases 6 months
  • 0% on Transfers 6 months ;   Fee.....3%
  • Regular Rate 14.24% (V)
Annual Fee None
Rewards Points
Initial Bonus 6,000 points
Base Earn 1 point / $1
Max Earn 5 points / $1
  • 6,000 bonus points after $250 in purchases are made within 3 months of account opening.
  • 5,000 bonus points when you sign up for paperless statements within 3 months of account opening.
  • 5 reward points for every $1 you spend on dining, books, movies and music.
  • 1 reward point for every $1 you spend on other purchases.
  • Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.

 
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Escape by Discover® Card

Escape by Discover® Card
Rates:
  • 0% on Purchases 6 months
  • 0% on Transfers 6 months ;   Fee.....3%
  • Regular Rate 11.99% - 18.99%
Annual Fee $60
Rewards Miles
Initial Bonus up to 25,000 miles
Base Earn 2 miles / $1
Max Earn 2 miles / $1
  • Bonus: 25,000 Miles -- 1,000 Miles each month you make a purchase for the first 25 months.
  • Unlimited Double Miles on all purchases.
  • Redeem Miles for travel credits, cash or gift cards.

 
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