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Discover Credit Cards

4.5 4.5 - 2 reviews for top rated card

Discover card pioneered America's first cash rewards program, the Cashback Bonus® program, and is one of the largest credit card issuers in the United States. According to TNS 2008 Consumer Card Strategies Research, more U.S. households have a Discover card than any other cash rewards card. Most credit cards with the Discover brand are issued by Discover Bank and the transactions are processed through the Discover payment network. Discover cards include a wide variety of credit cards for both consumers and businesses that have an excellent or above average credit history.

    Discover it® Credit Card


    discover it credit card
    • 0% Purchases 14 months
    • 0% Transfers 14 months3% Transfer Fee
    • Regular Rate 10.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1% - 5% cash back
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Get 5% Cashback Bonus on up to $1,500 in purchases at Gas Stations and for Ground Transportation from January through March 2015.
    • Earn 1% cash back on all other purchases.
    • 5% to 20% Cashback Bonus through the exclusive online shopping mall
    • Choose from millions of items at Amazon.com and Pay with Cashback Bonus. $1 cash back = $1 at checkout
    • See All Reviews & Details About The Discover it® Credit Card

    Discover it® Credit Card (0% for 18 Months on Balance Transfers)


    discover it balance transfer credit card
    • 0% Purchases 6 months
    • 0% Transfers 18 months3% Transfer Fee
    • Regular Rate 10.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1% - 5% cash back
    • Rewards Bonus None
    • Minimum Credit Excellent

    Northwestern University Credit Card


    northwestern university credit card
    • 0% Purchases 14 months
    • 0% Transfers 14 months3% Transfer Fee
    • Regular Rate 10.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1% - 5% cash back
    • Rewards Bonus None
    • Minimum Credit Excellent, Good
    • 5% Cashback Bonus in categories that change throughout the year like gas, restaurants, and more up to the quarterly maximum. Signing up each time is free and easy.
    • Get 5% Cashback Bonus on up to $1,500 in purchases at Gas Stations and for Ground Transportation from January through March 2015.
    • 5% to 20% Cashback Bonus through the exclusive online shopping mall.
    • 1% Cashback Bonus on all other purchases—with no limit on how much you can earn.
    • See All Reviews & Details About The Northwestern University Credit Card

    Ducks Unlimited Credit Card


    ducks unlimited credit card
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% Transfer Fee
    • Regular Rate 10.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1% - 5% cash back
    • Rewards Bonus None
    • Minimum Credit Excellent, Good
    • Enjoy 5% cash back in categories that change throughout the year like gas, restaurants, department stores and more. Signing up each time is free and easy and you can earn the 5% on up to $1,500 in purchases each quarter. Earn up to 1% Cash back Bonus® on the 5% category purchases that are over the quarterly cap.
    • Get 5% Cashback Bonus on up to $1,500 in purchases at Gas Stations and for Ground Transportation from January through March 2015.
    • Every single purchase automatically gets Cashback Bonus.
    • 5% to 20% Cashback Bonus when you use the card in the exclusive online shopping mall.
    • See All Reviews & Details About The Ducks Unlimited Credit Card

    Texas Tech Credit Card


    texas tech credit card
    • 0% Purchases 14 months
    • 0% Transfers 14 months3% Transfer Fee
    • Regular Rate 10.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1% - 5% cash back
    • Rewards Bonus None
    • Minimum Credit Excellent, Good
    • Get 5% cash back in categories that change throughout the year like gas, restaurants, movies and more, up to the quarterly maximum.
    • Get 5% Cashback Bonus on up to $1,500 in purchases at Gas Stations and for Ground Transportation from January through March 2015.
    • 1% Cash back on all other purchases.
    • Up to 20% additional cash rewards when you use Discover’s online shopping portal Shop Discover to shop online at 200 of the nation’s top retailers that you already use.
    • See All Reviews & Details About The Texas Tech Credit Card

    Discover It Chrome Credit Card


    discover more zero interest credit card
    • 0% Purchases 14 months
    • 0% Transfers 14 months3% Transfer Fee
    • Regular Rate 10.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1% - 2% cash back
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Double your rewards at gas stations and restaurants with 2% cash back on up to $1,000 in combined purchases each quarter.
    • 1% cash back on all other credit card purchases
    • Use your rewards instantly at Amazon.com checkout
    • 5% to 20% Cashback Bonus through the exclusive online shopping mall
    • See All Reviews & Details About The Discover It Chrome Credit Card

    Northern Illinois University Credit Card


    northern illinois university credit card
    • 0% Purchases 14 months
    • 0% Transfers 14 months3% Transfer Fee
    • Regular Rate 10.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1% - 5% cash back
    • Rewards Bonus None
    • Minimum Credit Excellent, Good
    • 5% Cashback Bonus in categories that change throughout the year like gas, restaurants, and more up to the quarterly maximum. Signing up each time is free and easy.
    • Get 5% Cashback Bonus on up to $1,500 in purchases at Gas Stations and for Ground Transportation from January through March 2015.
    • 5% to 20% Cashback Bonus through the exclusive online shopping mall.
    • 1% Cashback Bonus on all other purchases—with no limit on how much you can earn.
    • See All Reviews & Details About The Northern Illinois University Credit Card

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    COMMUNITY DISCUSSION

    Ask a question or help others find the best discover credit cards by sharing some tips.

     
    Nov 1, 2014
    By:

    --Comment from Sue Carver-Pope--

    Nov 1, 2014
    HOW TO GET A CARD
    Nov 25, 2014
    Photo of Card H.
    Nov 25, 2014
    By clicking on a credit card’s name on this page you are directed to the card’s profile page. There you can find more information about the card’s interest rate, fees etc. If a card is suitable for you and you are interested in applying for it you can click on the "Apply Now" button. You will be directed to a webpage that will help you submit an application.
    Oct 17, 2014
    By:

    --Comment from Shelle Parsons--

    Oct 17, 2014
    Right now my discover card is doing a thing where if you spend $2500 a month for 6 months, you get a $400 reward credit in addition to the usual rewards. I think this is a great deal for anyone who already puts $2500 a month on a credit card. I like Discover Card's rewards, and I like that you can use those rewards on Amazon.com. Last month their rewards item was 5% off on gas, making gas cheaper to buy with a Discover Card than with cash. What I would change is the interest rates! Especially the balance transfer checks.
    Sep 29, 2014
    By:

    --Comment from Sierra Crupe--

    Sep 29, 2014
    Well it's a credit card first and for most. So obviously it has interest rates. Whats really nice though is this whole 14 month zero percent interest. We we're having some trouble with bills, so we got online and applied for the Discover Card, waited about seven days and received it in the mail. We activated the card and it helped us out so much in the past couple of months. I will say though, one downside is trying to pay your rent in cash with a credit card. A lot of older people don't know about things like the Square Card Reader, so we had to try and get money orders to pay our rent. Well you cant buy money orders with credit cards, and getting cash back on the card does not fall under the zero percent interest. So we had to go to stores, but one item, get $60.00 cash back, buy another item, and get another $60.00 cash back. It was pretty frustrating to say the least. But, after using the card, we now have quite some time before we have to worry about interest rates, and by then the card will be paid off so it worked out perfect!
    Aug 29, 2014
    By:

    --Comment from Benjamin Rosenfeld--

    Aug 29, 2014
    I've had a Discover rewards card for quite a while now. I don't recall exactly when I got it, but I've had it for a number of years. I like how you can go on their site and choose a picture for you card, though it would be better if they didn't limit you to what was there and let you upload your own. However, I can see how that would be abused. I chose the oil painting from Ferris Bueller's Day Off for my card. As for their rewards programs, I guess they're okay. I mean, they are in the business to make money, so they can't exactly give away all of their profits back to their customers. What I really like is how easy it is for me to use the rewards on Amazon.com. My only real complaint is that it's a credit card, and I don't really like credit cards. I would live it if I was secure enough to not need one, but I'm not and the Discover Card is one of the two credit cards that I currently have.
    Mar 27, 2014
    By:

    --Comment from Eddie Howell--

    Mar 27, 2014
    I’ve been a Discover card user for fifteen years and have had no complaints. My only other experience was with Capital One and their customer service left much to be desired. Discover has not been like that at all. Whenever my wife or I have had questions, customer service at Discover has always been helpful. We’ve also been notified by Discover a number of times when they noticed irregular charges on our card. In fact, our card was used once illegally and Discover notified us that very evening and had new cards out to us within two days. My card has no annual fee which is also very important to me.
    Jun 23, 2014
    Photo of Joseph B.
    Jun 23, 2014
    Annual fees are always something I check for as well when applying for a card. I know there are other things that should probably be higher priority, but I don't feel I should pay a fee just to use the card.
    Feb 10, 2014
    By:

    --Comment from Jimmy Collins--

    Feb 10, 2014
    rewards and flexibility.
    Feb 6, 2014
    By:

    --Comment from Jon Parla--

    Feb 6, 2014
    I have had a Discover card for eight years now. I find one of best features of the card is the cash back offering. I feel in order to really benefit from the cash back offering, a person needs to pay off their purchases each month because the interest rate for the card can be a little higher than normal. I also have found that the customer service offered by Discover is above average compared to other cards I have. From my experience it seems that Discover values a person as a customer and will most times do what they can to assist you with any concerns or problems that you may have. The only thing that I would change is the interest rate they offer, it is very difficult to get them to lower the rate even after being a customer for many years.
    Jan 27, 2014
    By:

    --Comment from David Rabenberg--

    Jan 27, 2014
    I have had the Discover "It" credit card for approximately a year. I originally got it because I had a pretty limited credit history, and this seemed like the best card I could get approved for. The 1% cash back on all purchases is pretty standard, but you can earn 5% back each quarter on rotating categories. Some cards' categories are kind of off-the-wall, but with this card, it is on common purchases such as gas stations, restaurants, and grocery stores.
    Jan 16, 2014
    By:

    --Comment from Kathleen Morris--

    Jan 16, 2014
    I have had a Discover card for a long time now. I originally applied for it because I was young and didn't have much credit and Discover accepted my application.
    I currently have the Discover It card and have no problems with it. I am planning on using it to transfer a balance within the next few months because they offer 18 months with no interest, which is always a good thing. Discover also has a decent rewards program. 1% cash back on all purchases adds up after a while. Their customer service is top notch. There is never a long wait time to speak to a representative and they are always willing and eager to help.
    The only negative thing about Discover is that it isn't always accepted everywhere like other cards are, however, most places in major cities accept it.
    I would recommend this card to others because Discover is a pleasant company to do business with.
    Jan 9, 2014
    By:

    --Comment from Terry Jablonski--

    Jan 9, 2014
    I have had the Discover it card for just about a year now and I have been very impressed. I originally got the card because I liked the promotional 0% interest rate on purchases, but I came to find that the cash back program is very rewarding. I get 1% back on all purchases and 5% back on restaurants (which I use often) and other things like movies. It doesn't sound like much, but the rewards have been adding up much faster than I expected. I have also been impressed by Discover's customer service. They are always available and pleasant and they work with you until your questions/issues are resolved.
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