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Rewards Credit Cards

As the name suggests, with Rewards Credit Cards you get rewarded for the credit card purchases that you make. You can get rewarded in cash back, or miles, or points. In order to maximize the benefit that you get from your rewards card, it is important to choose one that lets you earn rewards for your favorite thing. Some reward credit cards offer higher rebates for gas or travel charges. Card Hub recommends that you choose cash back rewards, as cash is the most flexible option. Compare the cards listed below and apply for the rewards credit card that you like the most.

Narrow your search for a Rewards Credit Card

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Capital One® No Hassle CashSM Rewards

Capital One® No Hassle Cash<sup><small>SM</small></sup> Rewards
Rates:
  • 0% on Purchases until July 2010
  • 0% on Transfers Not Offered
  • Regular Rate 17.9% (V)
Annual Fee $39
Rewards Cash Back
Initial Bonus None
Base Earn 1%
Max Earn 2%
  • 2% cash back on gas and groceries.
  • 1% cash back on all other purchases.
  • No limit on the cash you can earn and cash won't expire.
  • Get your cash back whenever you want.

 
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Chase FreedomSM Credit Card

Chase Freedom<sup><small>SM</small></sup> Credit Card
Rates:
  • 0% on Purchases 6 - 12 months
  • 0% on Transfers Not Offered
  • Regular Rate 13.24% - 23.24%
Annual Fee None
Rewards Cash Back
Initial Bonus $50
Base Earn 1%
Max Earn 3%
  • $50 Cash Back after your first purchase.
  • 3% bonus cash back offers in categories like gas, home improvement and department stores.
  • Full 1% Cash Back on every purchase - no spending tiers or caps on how much you can earn.
  • Up to an additional 20% cash back at select merchants when you shop online through Chase.

 
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Blue Cash® from American Express

Blue Cash® from American Express
Rates:
  • 0% on Purchases 6 months
  • 0% on Transfers Not Offered
  • Regular Rate 17.24% - 21.24%
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn 0.50%
Max Earn 5%
  • When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase.

 
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Platinum Delta SkyMiles® Credit Card from American Express

Platinum Delta SkyMiles® Credit Card from American Express
Rates:
  • 0% on Purchases Not Offered
  • 0% on Transfers Not Offered
  • Regular Rate 14.5%
Annual Fee $150
Rewards Miles
Initial Bonus 20,000 miles
Base Earn 1 mile / $1
Max Earn 2 miles / $1
  • Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember.
  • Earn one companion Coach Class ticket each year upon renewal.
  • Earn at least 1 mile for every eligible dollar spent.
  • Miles never expire and there is no cap on the miles you can earn.

 
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Discover® Open Road Card

Discover® Open Road Card
Rates:
  • 0% on Purchases 6 months
  • 0% on Transfers 6 months ;   Fee.....3%
  • Regular Rate 11.99% - 19.99%
Annual Fee None
Rewards Cash Back
Initial Bonus None
Base Earn up to 1%
Max Earn 2%
  • Earn a full 2% Cashback Bonus on your first $250 in combined gas and restaurant purchases each billing period.
  • Up to 1% Cash Back on all other purchases.
  • 5%-20% Cashback at top online retailers thru the Discover site.
  • Redeem for Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account.

 
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Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express
Rates:
  • 0% on Purchases Not Offered
  • 0% on Transfers Not Offered
  • Regular Rate 15.24%
Annual Fee None 1st yr; $45 after
Rewards Points
Initial Bonus 25,000 Starpoints
Base Earn 1 Starpoint
Max Earn 2 Starpoints
  • Earn up to 25,000 Starpoints ® -- enough for up to 6 free nights at a category 1 or 2 hotel.
  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners.
  • Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton®, W Hotels®, Westin® and more with no blackout dates.
  • Transfer Starpoints® -- almost always on a 1:1 basis -- to the frequent flyer programs of over 30 major airlines.

 
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Capital One® No Hassle MilesSM Ultra - For Professionals

Capital One® No Hassle Miles<sup><small>SM</small></sup> Ultra - For Professionals
Rates:
  • 0% on Purchases until January 2011
  • 0% on Transfers Not Offered
  • Regular Rate 13.9% (V)
Annual Fee $39
Rewards Miles
Initial Bonus None
Base Earn 2 miles / $1
Max Earn 2 miles / $1
  • 2 miles for every dollar spent on purchases.
  • No limit on the miles you can earn and miles don't expire.
  • No blackout dates and no seat restrictions.
  • Use miles for Travel, Merchandise, Gift Cards and more.
  • Fly FREE on any airline to any destination.
  • No foreign transaction fees.

 
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