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Rewards Credit Cards

Rewards credit cards provide a wide range of perks, from the points, miles or cash back you can earn on every purchase to free checked bags, airport lounge access and even Amazon Prime membership. We typically recommend cash back credit cards because they are straightforward and cash cannot be devalued. Whatever type of rewards card you decide to focus on (certain offers may originate from CardHub sponsors), don’t automatically rule out cards with an annual fee, as the best rewards deals often more than balance out the cost. Finally, it’s important to note that if you don’t pay your…show more

    3.5 2,185 reviews

    Capital One® VentureOne® Rewards Credit Card


    capital one ventureone
    • 0% Purchases until May 2016
    • 0% Transfers Not Offered
    • Regular Rate 11.9% - 21.9% (V)
    • Annual Fee None
    • Rewards Rate None
    • Rewards Bonus 20,000 miles
    • Minimum Credit Good
    • Rewards Details
    • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
    • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
    • Fly any airline, stay at any hotel, anytime
    • Travel when you want with no blackout dates
    • Miles don’t expire and there’s no limit to how many you can earn
    • Additional Info
    • Enjoy a low intro APR on purchases until May 2016; 11.9%-21.9% variable APR after that
    • No foreign transaction fees
    • 100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts
    • Fraud Coverage - $0 Fraud Liability if your card is ever lost or stolen
    • Warranty Manager/Extended Protection - provides you with valuable features to help manage, use, and even extend warranties of items purchased with your card.
    • Auto rental insurance - use your card to rent an eligible vehicle and you’re covered for collision, damage, and loss
    • See All Reviews & Details About The Capital One® VentureOne® Rewards Credit Card
    3.5 366 reviews

    Citi® Double Cash Card


    citi double cash card
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% (min $5) Transfer Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee $0*
    • Rewards Rate 1% - 2% cash back
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Rewards Details
    • The only card that earns you cash back TWICE on every purchase with:
    • 1% cash back when you buy
    • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time*
    • No Category Restrictions, No Caps, No Enrollments in Rotating Categories
    • Additional Info
    • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99%-22.99%, based on your creditworthiness
    • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
    • No Annual Fee
    • See All Reviews & Details About The Citi® Double Cash Card
    3.5 2,413 reviews

    Capital One® Quicksilver® Cash Rewards Credit Card


    capital one quicksilver
    • 0% Purchases until February 2016
    • 0% Transfers Not Offered
    • Regular Rate 12.9% - 22.9% (V)
    • Annual Fee None
    • Rewards Rate None
    • Rewards Bonus $100
    • Minimum Credit Good
    • Rewards Details
    • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
    • Earn unlimited 1.5% cash back on every purchase, every day
    • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
    • Get a 20% Statement Credit on all Uber rides purchased with this card through April 2016
    • Additional Info
    • 0% intro APR on purchases until February 2016; 12.9%-22.9% variable APR after that
    • Balance transfers also have a 0% intro APR until February 2016, a 3% fee applies to each balance transferred
    • Pay no annual fee or foreign transaction fees
    • Capital One® Credit Tracker - the free way to easily monitor your monthly credit score anytime, anywhere
    • See All Reviews & Details About The Capital One® Quicksilver® Cash Rewards Credit Card
    3.5 1,013 reviews

    Blue Cash Everyday® Card from American Express


    american express blue
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% Transfer Fee
    • Regular Rate 12.99%-21.99%
    • Annual Fee $0
    • Rewards Rate 1% - 3% cash back
    • Rewards Bonus $100
    • Minimum Credit Excellent
    • Rewards Details
    • Get $100 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $100 back in the form of a statement credit.
    • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
    • Earn Cash Back: 3% U.S. supermarkets up to $6,000 per year in purchases, 2% U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
    • Terms and restrictions apply.
    • Additional Info
    • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
    • See All Reviews & Details About The Blue Cash Everyday® Card from American Express
    4 1,278 reviews

    Capital One® Venture® Rewards Credit Card


    capital one venture
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 12.9% - 22.9% (V)
    • Annual Fee $0 for 1st yr, $59 after
    • Rewards Rate 2 miles / $1
    • Rewards Bonus 40,000 miles
    • Minimum Credit Good
    • Rewards Details
    • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
    • Earn unlimited 2X miles per dollar on every purchase, every day
    • Fly any airline, stay at any hotel, anytime
    • Travel when you want with no blackout dates
    • Miles don't expire and there’s no limit to how many you can earn
    • Additional Info
    • No foreign transaction fees
    • No annual fee for the first year; $59 after that
    • 100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts
    • Exclusive award-winning customer service
    • Fraud Coverage - You're covered by $0 Fraud Liability if your card is ever lost or stolen
    • Travel upgrades and savings - Receive complimentary upgrades and special savings at hotels, resorts, and spas with your Visa Signature card.
    • Special access to events - Your Visa Signature card gets you special access and preferred seating at popular sporting events, premier golf outings, and concerts.
    • Shopping discounts - Take advantage of special discounts at top retailers and online merchants with your Visa Signature card.
    • Travel & Emergency Assistance - Available 24/7 to help connect you with local emergency and assistance resources when you're away from home
    • Emergency Card Services - If your credit card is lost or stolen, you can get an emergency card replacement and a cash advance.
    • Warranty Manager/Extended Protection - provides you with valuable features to help manage, use, and even extend warranties of items purchased with your card.
    • Auto Rental Insurance - use your card to rent an eligible vehicle and you’re covered for collision, damage, and loss
    • See All Reviews & Details About The Capital One® Venture® Rewards Credit Card
    4 1,775 reviews

    Chase Freedom®


    chase freedom
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% (min $5) Transfer Fee
    • Regular Rate 13.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Rate 1% - 5% cash back
    • Rewards Bonus $100
    • Minimum Credit Excellent
    • Rewards Details
    • Named a Best Card for Cash Back by MONEY® Magazine
    • Earn a $100 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Earn a $25 Bonus after you add you first authorized user and make a purchase within this same 3-month period
    • 5% Cash Back on up to $1,500 in combined purchases between 4/1/15-6/30/15 at Restaurants, Bed Bath & Beyond®, H&M®, and Overstock.com®.
    • You’ll enjoy new 5% categories every 3 months like Gas stations, Restaurants and Amazon.com. It’s free and easy to activate your bonus each quarter!
    • Unlimited 1% Cash Back on all other purchases
    • Additional Info
    • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 13.99-22.99%
    • No annual fee and rewards never expire as long as your account is open
    • See All Reviews & Details About The Chase Freedom®
    3 1,843 reviews

    Capital One® QuicksilverOne® Cash Rewards Credit Card


    quicksilverone rewards
    • 0% Purchases until February 2016
    • 0% Transfers Not Offered
    • Regular Rate 22.9% (V)
    • Annual Fee $39
    • Rewards Rate None
    • Rewards Bonus None
    • Minimum Credit Limited History
    • Rewards Details
    • Earn unlimited 1.5% cash back on every purchase, every day
    • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
    • Get a 20% Statement Credit on all Uber rides purchased with this card through April 2016
    • Additional Info
    • 0% intro APR on purchases until February 2016; 22.9% variable APR after that
    • Balance transfers also have a 0% intro APR until February 2016
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Fraud coverage if your card is ever lost or stolen
    • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
    • Travel & Emergency Assistance - Available 24/7 to help connect you with local emergency and assistance resources when you're away from home
    • Extended Warranty - automatically doubles the original manufacturer's/store's warranty on eligible purchases
    • See All Reviews & Details About The Capital One® QuicksilverOne® Cash Rewards Credit Card
    4 2,179 reviews

    Chase Sapphire Preferred® Card


    chase sapphire preferred
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 15.99% (V)
    • Annual Fee None 1st yr, $95 after
    • Rewards Rate 1 - 2 points / $1
    • Rewards Bonus 40,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 40,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening. That's $500 in travel when you redeem through Chase Ultimate Rewards®
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
    • 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases
    • 1:1 point transfer to leading frequent travel programs at full value – that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
    • Additional Info
    • No foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance
    • Premium Travel and Purchase Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection and more
    • 24/7 direct access to dedicated customer service specialists
    • Introductory Annual Fee of $0 the first year, then $95
    • See All Reviews & Details About The Chase Sapphire Preferred® Card
    3 715 reviews

    Barclaycard® Rewards MasterCard®


    barclaycard credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 24.99% (V)
    • Annual Fee None
    • Rewards Rate 1 - 2 points/$1
    • Rewards Bonus None
    • Minimum Credit Fair
    • Rewards Details
    • Earn 2 points per $1 on gas, grocery, and utility purchases and 1 point per $1 everywhere else.
    • Use the points you earn like cash to pay for almost any purchases you've made.
    • No blackout date, no redemption fees, no limit on the points you can earn and no complicated set up.
    • Additional Info
    • Complimentary FICO® Scores as a benefit to active card members. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account.
    • No annual fee.
    • Reports to all 3 major credit bureaus monthly providing you the opportunity to rebuild your credit score.
    • See All Reviews & Details About The Barclaycard® Rewards MasterCard®
    4 909 reviews

    Blue Cash Preferred® from American Express


    american express blue cash preferred
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% Transfer Fee
    • Regular Rate 12.99%-21.99% (V)
    • Annual Fee $75
    • Rewards Rate 1% - 6% cash back
    • Rewards Bonus $150
    • Minimum Credit Excellent
    • Rewards Details
    • Get $150 back after you spend $1,000 in purchases on your new Card in your first 3 months. You will receive $150 back in the form of a statement credit.
    • Hassle-free cash back: no enrollment required, the same great reward categories year-round.
    • Earn Cash Back: 6% US supermarkets up to $6,000 per year in purchases, 3% US gas stations & select US dept stores, 1% other purchases. Terms and limitations apply.
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit
    • Terms and limitations apply.
    • Additional Info
    • 0% intro APR on purchases and balance transfers for 15 months, then a variable rate, currently 12.99% to 21.99%, based on your creditworthiness and other factors.
    • See All Reviews & Details About The Blue Cash Preferred® from American Express
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    Expert’s Answers

    Who should get credit cards with rewards?

    By: Odysseas Papadimitriou, CardHub CEOYou should center your credit card search around rewards if you have good credit AND pay your bill in full every month. With that being said, different people who meet the aforementioned criteria should get different types of rewards credit cards, as not all rewards are created equal. We generally suggest gravitating toward cash back rewards credit cards given their simplicity and transparency, but based on your specific needs and spending habits, a non-cash back credit card could prove more lucrative. For more detailed information about picking the right credit card rewards program, check out the question about that subject below.

    Who shouldn't get credit cards with rewards?

    By: Odysseas Papadimitriou, CardHub CEOIf you have less-than-good credit or revolve a monthly credit card balance, you should not focus on credit cards with rewards. If you don’t have good credit, you should focus on minimizing monthly and annual fees in order to build your credit standing as inexpensively as possible. If you don’t pay your bill in full every month, the benefit provided by credit card rewards will be eroded, if not wiped out completely, by interest charges. While you might find that some credit building or 0% credit cards offer some rewards, consider that a happy accident. As always, you should avoid using a credit card if it leads to you spending more than you would normally. If this occurs, pay off your credit card balances and lock your card(s) in a drawer. Don’t worry, your credit score will still benefit just from your credit card(s) reporting you as being in good standing on a monthly basis.

    What are the different kinds of rewards credit cards?

    By: John Kiernan, Personal Finance EditorRewards credit cards generally have three main characteristics: their rewards currency, their targeted consumer demographic, and whether or not they are affiliated with any particular company or organization.

    There are three primary rewards currencies: points, miles and cash back. In addition, rewards credit cards are also targeted to three main demographics: students, small business owners and general consumers. Credit cards that are affiliated with certain companies, organizations or causes are known as affinity cards. Affinity cards include both store cards, which provide rewards strictly on purchases you make at affiliated stores, and co-branded Visa or MasterCard cards that can be used anywhere but provide added rewards for purchases made through the respective company or organization tied to the card. In short, people get them because they have an affinity for the store or organization the card is tied to and would like their credit card rewards to reflect and fuel this interest.

    How do I choose between credit card rewards programs?

    By: Odysseas Papadimitriou, CardHub CEOEach credit card company typically has its own rewards program, and while some are known for having the best customer service or the best cash back rewards, for example, your credit card rewards comparison should really be focused around finding the single best rewards credit card for your lifestyle.

    “When every business is offering the same [type of] loyalty program, it will be hard for customers to differentiate one from another,” says Dr. Christina Chi, an assistant professor in the School of Hospitality Business Management at Washington State University. “What makes a business stand out is, of course, first and foremost, the quality of the service/product. If two businesses are offering similar quality product/service at a similar price, then their loyalty program may help make the difference. Whoever's loyalty program offers the better deal and is easier to redeem the loyalty points will win out.”

    The first step in choosing a rewards program is deciding whether travel rewards are suitable, so ask yourself: Do I compile 30,000 airline miles or 20 nights in a hotel annually? If your answer is “yes,” get a generic travel rewards card or the card tied to your favorite hotel/airline (if most of your travel is with that company).

    If you answered “no,” we recommend simply finding the cash back credit card offering the most lucrative rewards on your biggest expenses. Credit card companies can easily devalue points/miles by changing the number that must be redeemed for certain rewards. This is not possible with cash.

    In addition, cash back rewards offer a lot of redemption versatility in that you can redeem your earnings for any type of expense via statement credits – unlike many points and miles-based credit cards. Interestingly, this “perk” benefits card issuers as well. “If there are a lot of options for a consumer to redeem accrued points (or whatever), consumers will have a more favorable image of and feeling for the company,” says Dr. Patricia Huddleston, a professor of retailing in the Department of Advertising, Public Relations and Retailing at Michigan State University.

    What should I look for in the fine print of a rewards credit card application?

    By: Odysseas Papadimitriou, CardHub CEOTrying to compare credit card rewards can be confusing, especially given the fact that some of the most important information about a card might be buried within the application’s fine print. Below you will find some of the most important terms to look for when examining a credit card offer
    1. "Expiration" – It’s extremely important to determine whether your rewards will expire, especially if you are someone who likes to compile a lot of rewards and redeem them all at once.
    2. "Up to" – Some rewards credit cards only allow you to earn points, miles or cash in various spending categories up to a certain amount spent. The presence of any such quotas or limits impacts the ultimate benefit a card will provide.
    3. "Rotating" – Credit cards often provide higher earning rates on specific spending categories that change, usually on a quarterly basis. You typically need to sign up for these heightened rewards, however.
    4. "Tiers" – Some credit cards use a tiered rewards structure where the number of points/miles or percentage of cash back you get for every purchase increases based on your annual spending.

    Community Discussion

    Ask a question or help others find the best rewards credit cards by sharing some tips.

     
    May 28, 2015
    By:
    A rewards credit card truly only provides significant savings if you use it for significant purchases and if you pay it off in full every month, so as not to incur interest charges. Even if certain categories provide double or triple points, the savings often only end up in a slight discount. For example, I used my Amazon rewards credit card to buy $8 worth of gas today. Even though I get 2% back, that is really only 16 cents.

    Also, some credit card rewards points expire after a period of time, so if you are thrifty about how you use the cards, you might lose the benefit of your rewards, particularly if there is a minimum redemption amount.

    Overall, if used carefully, there can be some savings, but not enough to make the benefits of many programs more than incidental.
    May 28, 2015
    By:
    I believe that an awards credit card can provide some savings but not a significant amount unless you are a big shopper and will actually shop at the places that the rewards card is offering.
    May 26, 2015
    By:
    I use my credit card for my grocery expenses every month, I then pay the balance in full at the end of the month in order to build my credit in a healthy way. I may start using the credit card for all of my usual purchases. I am not sure that I trust myself enough to do that just yet however.
    May 4, 2015
    By:
    As someone that loves to travel, I definitely think that rewards are an important characteristic of credit cards. Without rewards, I don't really see a point of using a card. My favorite card is the Barclay Arrival card because it allows me to use my points on any travel reward of my choice. This includes any airfare, car rental, hotel, or other travel related expense. The points, which are 2x/per dollar, can be used as a statement credit for these travel rewards. Reward cards are the only cards I use.
    May 1, 2015
    By:
    I use my card for all expenses and monthly bills to save up rewards for partial and or down payment on vacations. I pay all balances each month so I don't pay interest. I pay $75/year to earn double points and it works out for me.
    May 1, 2015
    Photo of Rich D.
    I failed to mention that I use Capital One Venture card.
    Mar 19, 2015
    By:
    I think that credit card rewards are an important characteristic if you are looking for cash-back, travel miles, gas points, etc. Take your time in comparison shopping for the best of what your personal needs are.
    Mar 20, 2015
    Photo of Nika T.
    For me, rewards are one of the most important characteristics that I look for prior to applying. My personal favorites are mile and gas points, as well as cash back rewards. If a card does not have a reward, I am more inclined to not apply, and find a card that has a reward, that will suit my needs as well.

    With increasing competition between credit card companies, I have found it very rare to find a card that does not have some sort of reward or perk attached to it. I think that rewards are what make each credit card vary from their competitors.
    Mar 15, 2015
    By:
    With the possible exception of airline miles, there's one and only one card reward that I'm interested in: cash back, and the more the better. That's why I use the PayPal Extras MasterCard. Aside from having no annual fee, I get double points from all PayPal and Ebay purchases. And cash back goes straight into my PayPal account, where I can use it to generate even more points.
    Mar 16, 2015
    Photo of Xar K.
    My favorite type of rewards for credit cards are points that can be used for restaurants and airline miles. I find these types of rewards most convenient, especially when traveling to different cities within the United States and to other destinations around the world. The rewards are usually quick to claim and easy to apply.
    Mar 17, 2015
    Photo of Debra H.
    Since I shop at Amazon constantly, Amazon reward points are as good as cash for me. Better, in a way, because I can save them up to buy anything I want and make it a kind of present for myself. Cash back, of course, is also welcome, but in a way it's less fun than Amazon points. As for things like airline miles and restaurant gift certificates, for me that would just be a waste. I don't fly often enough, and going out to eat at a particular place in order to use my points would be a chore rather than a pleasure.
    Mar 1, 2015
    By:
    BEWARE!! BAIT AND SWITCH! AMEX is a scam! They do NOT provide reward points breakdown in any manner to the customer. They only way for you to know what you get back for points is to call and inquire about each purchase, they do not provide this for the customer to review online or on print out or in the statement! There is no way to verify you are getting the points they advertise!

    For example: I purchased an ipad from Apple, this is one of the "additional reward points retailers" that you are supposed to get 6% back for. When I called and did an online chat with amex they stated that I only received 1% because it was Paid for online at apple.com instead of in the actual store, even though I picked the item up AT THE STORE! Such a scam!! I spend thousands of dollars with the card and most points back was 1% even though the terms state otherwise. The places you can earn 6% back on are so few I can count them on 1 hand.

    Check out their terms here, even though I provided them with their terms they still refused! Many places will not take amex anyway! Your better off getting 2% for every purchase from other cc companies!
    Mar 2, 2015
    Photo of Margie C.
    Thanks so much for sharing. I'll take that into consideration! What type of card are you going to get now, if you don’t mind me asking?
    Mar 3, 2015
    Photo of Card H.
    Thanks for sharing your opinion. Check out our Amex Membership Rewards Review for tips on how to get the most value from your earnings: http://www.cardhub.com/edu/amex-membership-rewards/.
    Feb 27, 2015
    By:
    I currently have a US Bank Visa credit card and at first, I was very satisfied with the rewards program. However, the reward categories rotate once a quarter and it appears and the categories are not as good as they used to be. When I first signed up a few years ago, I got 5% cash back on utilities, gas, and bills. However, the US Bank card only offer 5% cash back on mainly items I do not spend a lot of money on: fast food, department stores, and restaurants. I have considered switching to a different provider that offers better categories and that do not rotate. I have a set budget and my budget does not change, therefore, I would prefer a credit card that does not offer rotating categories.
    Feb 28, 2015
    Photo of Joe W.
    If I were you, I'd consider the Citi Double Cash Card - 2% cash back on all purchases when you pay your bill in full.
    Feb 17, 2015
    By:
    The card that is the most rewarding to me is the Discover IT card which I use for daily expenses like groceries, gas, and some small bills. Thankfully, I receive 5% cash back on my purchases and this really adds up over the days and weeks. I really am grateful for the cash bonuses received for all of my latest purchases. Ultimately, this card is extremely useful when attempting to control your event-based spending such as holiday's and family events without giving poor, inexpensive gifts.
    Jan 8, 2015
    By:
    I lost my card what is the phone to call
    Jan 9, 2015
    Photo of Card H.
    It would be helpful if you mentioned which card you lost. Usually if you go to the card's website you can find a number you could call and ask what you should do now that you've lost your card.
    Nov 1, 2014
    By:
    I love the rewards I get from my Discover IT card. I use it for all my gas and grocery purchases every month. I can often get 5% cash back on my purchases, depending on the monthly specials. Sometimes you can get double bonuses if you make purchases at a particular retailer that is part of a special promotion. I get cash bonuses for all my purchases which I can use to get a gift card or spend the money on another item. Both possibilities have their merits but the gift cards are the best option for me.

    I generally get several different gift cards and give them out as gifts at Christmas time. It is a great way to control your holiday spending without holding back on your gift giving. It is also a quick and easy way to shop without going to the mall, which is never a bad thing. Giving these cards is a good way to take care of my teenage relatives because I have no idea what specific things to get them and they seem happy with the cards. It is a lot easier to get the name of a favorite store than to pick a specific gift.
    Apr 23, 2015
    Photo of Card H.
    You're smart to redeem for gift cards - that option provides the most value among those offered by Discover it.
    Oct 29, 2014
    By:
    I have a couple of cash rewards credit cards but those have very high interest rates if I have a balance carried forward to the next month. But one of my cards is the Capital One Quicksilver, which is a cash reward card that has a 0% APR.
    Oct 11, 2014
    By:
    I think cash is the best reward a credit card can offer. It’s something everyone will like since you can buy anything with cash. I think gift cards from popular retailers would be good rewards as well. Amazon, Target, Walmart, Starbucks, Domino’s gift cards would be good rewards. I’m sure most people use these stores at some point.
    Oct 4, 2014
    By:
    I’m currently using the Discover IT card. I think I would prefer rewards from set categories that have a good variety. If they rotate, there may be some months where none of the rewards appeal to me.
    Dec 5, 2014
    Photo of Amanda S.
    I agree, I definitely prefer rewards with set categories because I like knowing that the reward will always appeal to me. It would be rather useless, in my opinion, to sign up for a rewards card where the reward might end up being something you won't need or want.
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