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Secured Credit Cards

Secured Credit Cards are credit cards for people with bad credit or no credit. Before you can get a secured credit card, you must make a fully refundable deposit of at least $200 (varies between cards), by either sending a check or a money order. This deposit becomes the amount of your credit line and it is returned to you when you close, in good standing, your secured credit card. An important benefit of the security deposit is that it allows most secured credit cards to offer you guaranteed approval regardless of your credit history or income. The secured credit cards listed below can help you rebuild or start building your credit, while minimizing the fees that you will have to pay.