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Photo Credit Cards

A so-called photo credit card enables customers to customize the appearance of their plastic with a favorite photo or a selection of potential designs. Some people decide to personalize their photo cards with a picture of their children, spouse, pet, etc. Using your portrait as the photo can also deter unauthorized use if your card is lost or stolen.

With that being said, we recommend comparing photo credit cards (some of which come from CardHub’s partners) against all of the other cards you can qualify for in order to verify that image customization will not cost you in terms…show more

    3.5 2,305 reviews

    Capital One® VentureOne® Rewards Credit Card


    capital one ventureone
    • 0% Purchases until June 2016
    • 0% Transfers Not Offered
    • Regular Rate 11.9% - 21.9% (V)
    • Annual Fee None
    • Rewards Rate 1.25 miles / $1
    • Rewards Bonus 20,000 miles
    • Minimum Credit Good
    • Rewards Details
    • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within the first 3 months, equal to $200 in travel
    • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
    • Fly any airline, stay at any hotel, anytime
    • Travel when you want with no blackout dates
    • Miles don’t expire and there’s no limit to how many you can earn
    • Additional Info
    • Enjoy a low intro APR on purchases until June 2016; 11.9%-21.9% variable APR after that
    • No foreign transaction fees
    • 100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts
    • Fraud Coverage - $0 Fraud Liability if your card is ever lost or stolen
    • Warranty Manager/Extended Protection - provides you with valuable features to help manage, use, and even extend warranties of items purchased with your card.
    • Auto rental insurance - use your card to rent an eligible vehicle and you’re covered for collision, damage, and loss
    • See All Reviews & Details About The Capital One® VentureOne® Rewards Credit Card
    3.5 2,505 reviews

    Capital One® Quicksilver® Cash Rewards Credit Card


    capital one quicksilver
    • 0% Purchases until March 2016
    • 0% Transfers until March 20163% Transfer Fee
    • Regular Rate 12.9% - 22.9% (V)
    • Annual Fee None
    • Rewards Rate 1.5% Cash Back
    • Rewards Bonus $100
    • Minimum Credit Good
    • Rewards Details
    • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
    • Earn unlimited 1.5% cash back on every purchase, every day
    • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
    • Get a 20% Statement Credit on all Uber rides purchased with this card through April 2016
    • Additional Info
    • 0% intro APR on purchases until March 2016; 12.9%-22.9% variable APR after that
    • Balance transfers also have a 0% intro APR until March 2016, a 3% fee applies to each balance transferred
    • Pay no annual fee or foreign transaction fees
    • Capital One® Credit Tracker - the free way to easily monitor your monthly credit score anytime, anywhere
    • See All Reviews & Details About The Capital One® Quicksilver® Cash Rewards Credit Card
    4 1,330 reviews

    Capital One® Venture® Rewards Credit Card


    capital one venture
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 12.9% - 22.9% (V)
    • Annual Fee $0 for 1st yr, $59 after
    • Rewards Rate 2 - 2 miles / $1
    • Rewards Bonus 40,000 miles
    • Minimum Credit Good
    • Rewards Details
    • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
    • Earn unlimited 2X miles per dollar on every purchase, every day
    • Fly any airline, stay at any hotel, anytime
    • Travel when you want with no blackout dates
    • Miles don't expire and there’s no limit to how many you can earn
    • Additional Info
    • No foreign transaction fees
    • No annual fee for the first year; $59 after that
    • 100% free Capital One® Credit Tracker - see your monthly credit score anytime and get automatic alerts
    • Exclusive award-winning customer service
    • Fraud Coverage - You're covered by $0 Fraud Liability if your card is ever lost or stolen
    • Travel upgrades and savings - Receive complimentary upgrades and special savings at hotels, resorts, and spas with your Visa Signature card.
    • Special access to events - Your Visa Signature card gets you special access and preferred seating at popular sporting events, premier golf outings, and concerts.
    • Shopping discounts - Take advantage of special discounts at top retailers and online merchants with your Visa Signature card.
    • Travel & Emergency Assistance - Available 24/7 to help connect you with local emergency and assistance resources when you're away from home
    • Emergency Card Services - If your credit card is lost or stolen, you can get an emergency card replacement and a cash advance.
    • Warranty Manager/Extended Protection - provides you with valuable features to help manage, use, and even extend warranties of items purchased with your card.
    • Auto Rental Insurance - use your card to rent an eligible vehicle and you’re covered for collision, damage, and loss
    • See All Reviews & Details About The Capital One® Venture® Rewards Credit Card
    3 1,947 reviews

    Capital One® QuicksilverOne® Cash Rewards Credit Card


    quicksilverone rewards
    • 0% Purchases until March 2016
    • 0% Transfers until March 2016No Transfer Fee
    • Regular Rate 22.9% (V)
    • Annual Fee $39
    • Rewards Rate 1.5% Cash Back
    • Rewards Bonus None
    • Minimum Credit Limited History
    • Rewards Details
    • Earn unlimited 1.5% cash back on every purchase, every day
    • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
    • Get a 20% Statement Credit on all Uber rides purchased with this card through April 2016
    • Additional Info
    • 0% intro APR on purchases until March 2016; 22.9% variable APR after that
    • Balance transfers also have a 0% intro APR until March 2016
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Fraud coverage if your card is ever lost or stolen
    • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
    • Travel & Emergency Assistance - Available 24/7 to help connect you with local emergency and assistance resources when you're away from home
    • Extended Warranty - automatically doubles the original manufacturer's/store's warranty on eligible purchases
    • See All Reviews & Details About The Capital One® QuicksilverOne® Cash Rewards Credit Card
    3.5 1,370 reviews

    Capital One® Platinum Credit Card


    capital one standard platinum
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 24.9% (V)
    • Annual Fee $0 for 1st yr, $19 after
    • Rewards Rate None
    • Minimum Credit Limited History
    • Rewards Details
    • Additional Info
    • Start with a $0 intro annual fee for the first year; $19 after that
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Fraud coverage if your card is lost or stolen
    • Use online banking to access your account, even from your smartphone with our mobile app
    • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you
    • Get access to your account 24 hours a day, 7 days a week
    • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
    • See All Reviews & Details About The Capital One® Platinum Credit Card
    4 1,126 reviews

    Capital One® Classic Platinum Credit Card


    capital one classic platinum credit card
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 20.9% (V)
    • Annual Fee $39
    • Rewards Rate None
    • Minimum Credit Limited History
    • Rewards Details
    • Additional Info
    • Get the credit you need with a competitive rate
    • Get access to a higher credit line after making your first 5 monthly payments on time
    • Fraud coverage if your card is lost or stolen
    • Use online banking to access your account, even from your smartphone with our mobile app
    • Pay by check, online, or at a local branch, all with no fee - and pick the monthly due date that works best for you
    • Get access to your account 24 hours a day, 7 days a week
    • Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
    • See All Reviews & Details About The Capital One® Classic Platinum Credit Card
    3 395 reviews

    Milestone Gold MasterCard® Credit Card


    milestone credit card
    • One-Time Fees None
    • Regular Rate 23.9% (V)
    • Annual Fee $35-$99*
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • Quick pre-qualification available with no impact to your credit score
    • Fast and easy instant decision
    • Choose your custom card design - Free
    • Free online account access
    • Zero Liability – you’ll never be held liable for unauthorized charges made to your card
    • Accepted at over 35 Million Locations Worldwide!
    • Previous bankruptcy OK
    • *Dependent on credit worthiness
    • See All Reviews & Details About The Milestone Gold MasterCard® Credit Card
    3 663 reviews

    Wells Fargo® Secured Credit Card


    wells fargo secured card
    • Secured Credit Card Min Deposit of $300
    • One-Time Fees None
    • Regular Rate 18.99% (V)
    • Annual Fee $25
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • Deposit an amount, from $300 to $10,000 into a Collateral Account. Your credit card limit equals the amount of money in your Collateral Account.
    • Your purchases are billed to you each month and you are responsible for making at least the minimum monthly payment. Payments are not deducted from your Collateral Account.
    • As a cardholder, your account performance is reported to major credit bureaus
    • Stay on top of your account activity with free email alerts when you approach your credit limit, a payment is due, and more.
    • Easily track your expenses. My Spending Report with Budget Watch has built-in tools that help you see where your money is going and easily set up a budget.
    • Visa benefits: Auto rental collision damage waiver, Emergency card replacement, Roadside dispatch and Travel and emergency assistance services.
    • Verified by Visa: Protect your Wells Fargo Visa card with a unique password for online shopping.
    • Secured Card accounts are reviewed periodically and may become eligible for an unsecured credit card and have the Collateral Account funds refunded.
    • Zero Liability Program: automatically protects you from liability for unauthorized transactions when you report them promptly
    • Overdraft protection: You may link your credit card to your checking account to help avoid overdrafts
    • All Secured cardholders have access to free online credit education courses and tips to help you manage credit wisely
    • See All Reviews & Details About The Wells Fargo® Secured Credit Card
    4.5 253 reviews

    Wells Fargo® Platinum Credit Card


    wells fargo platinum credit card
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% Transfer Fee
    • Regular Rate 15.15% - 24.99% (V)
    • Annual Fee None
    • Rewards Rate None
    • Minimum Credit Excellent
    • Rewards Details
    • Additional Info
    • Zero Liability Program: automatically protects you from liability for unauthorized transactions when you report them promptly
    • Visa benefits: Auto rental collision damage waiver, Emergency card replacement, Roadside dispatch, Travel accident insurance and Travel and emergency assistance services.
    • Verified by Visa: Protect your Wells Fargo Visa card with a unique password for online shopping.
    • Overdraft protection: You may link your credit card to your checking account to help avoid overdrafts
    • See All Reviews & Details About The Wells Fargo® Platinum Credit Card
    4 292 reviews

    Wells Fargo® Rewards® Credit Card


    wells fargo rewards card
    • 0% Purchases 15 months
    • 0% Transfers 15 months3% Transfer Fee
    • Regular Rate 12.15% - 25.99% (V)
    • Annual Fee None
    • Rewards Rate 1 - 5 points / $1
    • Rewards Bonus None
    • Minimum Credit Excellent
    • Rewards Details
    • Earn more from your purchases by earning 5 rewards points for every $1 spent on gas, grocery, and drugstore net purchases (purchases minus returns/credits) for 6 months
    • Earn 1 rewards point for every $1 spent on all other net purchases with your credit card.
    • Redeem points for cash, gift cards, travel, brand-name merchandise, and charitable donations.
    • Turn everyday purchases into extraordinary rewards when you shop and earn rewards points with the Wells Fargo Rewards Card. You can also earn bonus points at over 3,000 online and in-store retail merchant locations.
    • Redeem for airfare and travel anywhere, anytime. Enjoy fewer air restrictions with no advance booking, no minimum stays, no required Saturday night stays, and no limits on the number of points you can use. The enhanced travel options allow you to redeem points online for hotels, car rentals, and activities.
    • Additional Info
    • Zero Liability Program: automatically protects you from liability for unauthorized transactions when you report them promptly
    • Visa benefits: Auto rental collision damage waiver, Emergency card replacement, Roadside dispatch, Travel accident insurance and Travel and emergency assistance services.
    • Verified by Visa: Protect your Wells Fargo Visa card with a unique password for online shopping.
    • Overdraft protection: You may link your credit card to your checking account to help avoid overdrafts
    • If you meet the qualifications for a Wells Fargo® Visa Signature® Card, you agree that the Bank may consider you for an upgrade from the Rewards card to a Visa Signature card. Please note, if you qualify, there is only one exclusive card design available at the issuance of the card
    • See All Reviews & Details About The Wells Fargo® Rewards® Credit Card
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    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
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    Community Discussion

    Ask a question or help others find the best photo cards by sharing some tips.

     
    Jun 29, 2015
    By:
    I love having a customized card. It's more personalized and I get compliments on it all the time (it's a pic of my 3 kids). Everyone asks how I did it and it's pretty simple to do! I did mine on my bank's website and got my card in a week! So fun and unique!
    Jun 29, 2015
    By:
    I like personalizing my credit card for a number of reasons. First and most importantly it is appealing to me, it's entertaining for sure. It is an individualistic type of culture aspect, for example I have a beautiful Elk as my credit card photo, it tells a bit about myself when I give the card to the clerk at the store, whether they care or not, sometimes it is a great conversation starter.
    Jun 12, 2015
    By:
    I like customizing my credit cards with photos because it’s fun. I love being able to show off how cool my credit card looks to my friends, family and to strangers when paying. I like to put pictures of my cats. It’s definitely a hit to all cat lovers out there.
    May 23, 2015
    By:
    I have customized my card with a photo. I put a photo of myself in the card so that if it ever gets lost, people will be able to see my face on the card. It’s also convenient when using it in stores so that the cashier will be able to verify I do own the card easily by just looking at the photo.
    May 23, 2015
    By:
    I like personal photo on my credit card. In fact, mine has the picture of my wife and kids. It reminds me to be wise and responsible in using it otherwise my family's future is at risk. So that's mainly the motive behind why I'm customizing my credit card with a photo. I like seeing my photos in my credit card because I know it is memories frozen in time and it takes me back as well to the moment I took that pic especially if you're a photography lover like me.
    May 22, 2015
    By:
    I love being able to customize my credit cards with my photos. It makes me feel like I am unique and have a fun card that no one else has because I get to share pictures of my dogs or family every time I hand someone my credit card.
    May 12, 2015
    By:
    It seems like getting a picture credit card would be a trendy (yet very intriguing) way of both securing your card as well as showing off your personality. If the card didn't have too many negatives (in comparison to a non-personalized card), having an identifiable picture (whether, as mentioned in the paragraph above, it was of a spouse/partner, a pet, or simply a favorite television character or sport) can make it more enjoyable to use the card.

    Personally, given the choices above, I'd choose the Capital One Quicksilver Cash Rewards card, mainly because of the ability to earn cash from qualifying purchases. Other cards, with the ability to earn travel points or similar rewards, just aren't as easy to use as those that give a cash reward at the end of the credit period.
    May 7, 2015
    By:
    Images on credit cards increase the security of transaction by way of not revealing on instant the type of card being used therefore it keeps potential credit identity theft onlookers from stealing ones information. Some images appear to be used by several institutions which is one way I think the image is used to secure transactions. Although the image can make the card look good , its just not the main reason for images on credit cards.
    Apr 20, 2015
    By:
    Credit cards with photo ID built in seem like a good security feature, but I think they provide more a false sense of security than anything. If you think about it, how often do you have to hand your card to anyone anymore? And out of those times, how often do they really give it a good look? Most of the time these days you're swiping it yourself, entering info online, or giving it to someone who just wants to run it through the machine as quickly as possible and get on with their job. They provide a lot less security than they seem and may just lead you to be more lax with your card than you should be.
    Mar 31, 2015
    By:
    I would get a credit card with a photo ID on it just to escape the hassle of being asked for my ID. I hate holding up the line while I’m digging through my purse trying to find my ID. It also adds another layer of protection. I would think most clerks would notice that there is a picture on the card and double check to make sure the person using the card matches the picture on the card. I would probably go with the Capital One Quicksilver Card. I’ve heard good reviews from friends and it gives you 1.5% cash back.
    Mar 24, 2015
    By:
    I think that personalizing a cc can be a good thing but yet a bad thing. I do not have any of my CC personalized with photos of my children or spouse. I think that opens up your private world to someone who is a hacker. I do have a CC that supports breast cancer. I do like the bank cards where the debit card has your picture on it for increased security. That prevents someone from using your card without your authorization. I am more concerned about what the card can do for me; rewards, low interest, increase credit score, rather than what it looks like.
    Mar 19, 2015
    By:
    In today's world, everything is personalized. Why not a credit card? I have had issues with banks that won't let you use logos from sports teams and universities, but I understand that there are copywrite issues at play there and I don't hold that against the banks. I am an amateur photographer and from time to time I will take a nice landscape shot that I have printed on my cards. It makes the card look good and I feel good knowing that I took that shot.
    Mar 10, 2015
    By:
    Photo credit cards are an excellent option for people who want to personalize their credit cards and/or add another security option. It is a really nice perk to be able to choose what you want to go on your credit card, i.e. if you’d like to put a picture of you and your significant other, your pets, your kids, a favorite location of yours. Also, you choose to just include a picture of yourself this is an added protection from identity theft. Store clerks see it’s your picture on the card and know when someone who is not you is using it, hence preventing fraud.
    Mar 2, 2015
    By:
    I have a Master Card and when I signed up I got the generic image on it. I think it was blue with some abstract shapes. A few days later I got a letter in the mail with a brochure of different options that I could use to personalize my card. I think it gives some character and identity to the cards and let's you show off a little whenever you use it while out. On mine I have a white puppy giving an orange kitten a kiss. I thought it was sweet and appealed to the animal lover in me. I know I could also put a personal picture on the card but It would be hard to decide. I love the personalization though!
    Feb 24, 2015
    By:
    Having a picture of yourself on your credit card is a nice little feature. It puts another block in the way of some identity staling and using it. Say cheese!
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