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HSBC Credit Cards

3.8 3.8 - 124 reviews for top rated card

HSBC is the sixth largest credit card issuer worldwide and the ninth largest in the U.S., according to the Nilson Report. HSBC credit cards account for about 3% of the U.S. market with around $25 billion in outstandings and about $31 billion in purchase volume annually. An HSBC credit card application may be found under the HSBC, Orchard Bank or Household Bank brand name. HSBC cards are offered on the Visa and MasterCard networks. If you would like to contact the HSBC customer service department, please call 1-800-975-4722 or visit HSBC online.

    HSBC Platinum Credit Card


    hsbc platinum mastercard credit card
    • 0% Purchases 18 months
    • 0% Transfers 18 months4% Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee None
    • Rewards None

    HSBC Premier Credit Card


    hscb premier world mastercard
    • 0% Purchases Not Offered
    • 0% Transfers Not Offered
    • Regular Rate 12.99% (V)
    • Annual Fee None
    • Rewards Points
    • Initial Bonus 25,000 points
    • Earn Rate 1 point / $1
    • Earn 25,000 Bonus Rewards Program Points after spending $1,500 in new, net card purchases in the first three months from Account Opening.
    • Earn 1 Point for every new net dollar in credit card purchases, with no Points expiration or earnings cap.
    • Choose rewards that suit your lifestyle like adventure experiences and vacation packages. Fly almost anywhere, anytime with no blackout dates or seat restrictions.
    • Premier Privileges: Exceptional worldwide offers from hotels, resorts, airlines, cruiselines and travel package providers, Culinary experiences across cuisines and countries, Extraordinary discounts on fashion, health and beauty, home and garden and Unique experiences with the best in events and performances, local attractions and more.
    • No pre-set spending limit

    HSBC Platinum with Rewards Credit Card


    hsbc platinum with rewards credit card
    • 0% Purchases 12 months
    • 0% Transfers 12 months4% Fee
    • Regular Rate 12.99% - 22.99% (V)
    • Annual Fee None
    • Rewards Points
    • Initial Bonus 10,000 points
    • Earn Rate 1 point / $1
    • Earn 10,000 Rewards Program Bonus Points after you spend $500 on new, net card purchases in your first 3 months
    • Redeem Points for 1% cash back or Choose between hundreds of redemption options including popular gift cards, merchandise or flights on most major airlines
    • Choose between hundreds of redemption options including popular gift cards, merchandise or flights on most major airlines
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    COMMUNITY DISCUSSION

    Help others find the best hsbc credit cards by sharing what your deciding factor was when choosing your card (customer service, interest rate, fees, convenience, rewards, etc.)

     
    October 2, 2014
    Photo of Vanna B.
    By:
    I have the HSBC Platinum Credit Card. I really don’t think it’s anything that special so I don’t use it that often. I wish they had better reward promos like more cash back or something to that effect.
    August 19, 2014
    Photo of Dale P.
    By:
    Fees
    August 27, 2014
    Photo of Card H.
    If you click on the name of each card, you will be directed to their respective profile pages. There you can see all the fees and other relevant information.
    March 15, 2014
    Photo of Regina F.
    By:
    I had the HSBC Platinum Credit Card about 5 years ago. I remember that at the time, I had 2 5k credit cards and this one. It was the one I used the least. It's not a rewards card and at that time, there was not an introductory intro rate or anything. I ended up closing it out. It looks like they have become more competitive with the rate they are offering now for 15 months. Normally cards only offer a year. I would give it another try.
    February 1, 2014
    Photo of Mark W.
    By:
    I signed up for the HSBC Platinum card (along with a checking account) when I first moved to Buffalo several years ago. I had just average credit, so I was not too picky when it came to a credit card; I just hoped for the best. The "No annual fee" is nice, though the interest rate is relatively high. I have no complaints with the card's terms and conditions or customer service, though I rarely use the card anymore. My primary card is the Capital One QuickSilver, as it offers the rewards that the HSBC Platinum does not. Overall, a decent card that will increase your credit line regularly through more
    January 17, 2014
    Photo of James L.
    By:
    I would have to agree with the other review here. My HSBC Platinum Credit Card has served me extremely well over the years. I just recently switched to a different card. But to anyone who needs a new card or an upgrade this would be the way to go. Easy and flexible is my motto.
    January 10, 2014
    Photo of Marci B.
    By:
    I used the HSBC Platinum Credit Card for a few years. I applied for it when I started college to help me when I was short on cash. I have switched to a different card that offers rewards now. But to anyone looking for a card with no annual fee that is simple and straight forward. This would be the card for you.