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HSBC Credit Cards

HSBC sold the majority of its U.S. credit card business to Capital One in May 2012. The sale included popular brands like Orchard Bank and Household Bank as well as a collection of co-branded offers – including the Best Buy Credit Card and the GM Credit Card. HSBC also sold one-third of its remaining credit card business to First Niagara Bank. Nevertheless, the company continues to offer a number of different cards, available on both the Visa and MasterCard networks.

Compare the following offers to the rest of the market and submit an application online. If you would like…show more

    3 419 reviews

    HSBC Platinum Credit Card

    hsbc platinum mastercard credit card
    • Purchase Intro APR 0% for 18 months
    • Transfer Intro APR 0% for 18 months 4% (min $10) Transfer Fee
    • Regular APR 13.24% - 23.24% (V)
    • Annual Fee None
    • Rewards Rate None
    • Minimum Credit Excellent
    • Rewards Details
    • Additional Info
    • Shop with ease and protect Your Purchases.
    • Travel Assistance Services for help with lost/stolen travel documents and luggage, a network of physicians and attorneys worldwide.
    • Speak with specially-trained MasterCard Global Service Representatives 24 hours a day, 365 days a year, in any language.
    • Additional cards for family members at no additional cost.
    • $0 Liability, Online Guarantee for unauthorized purchases.
    • See More Details & Reviews About The HSBC Platinum Credit Card
    4 146 reviews

    HSBC Premier Credit Card

    hscb premier world mastercard
    • Purchase Intro APR Not Offered
    • Transfer Intro APR Not Offered
    • Regular APR 13.24% - 17.24% (V)
    • Annual Fee None 1st yr, $0 - $95 after
    • Rewards Rate 1 point / $1
    • Rewards Bonus 40,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 40,000 Bonus Rewards Program Points after spending $2,500 in new, net card purchases in the first three months from Account Opening.
    • Earn 1 Point for every new net dollar in credit card purchases, with no Points expiration or earnings cap.
    • Choose rewards that suit your lifestyle like adventure experiences and vacation packages. Fly almost anywhere, anytime with no blackout dates or seat restrictions.
    • Premier Privileges: Exceptional worldwide offers from hotels, resorts, airlines, cruiselines and travel package providers, Culinary experiences across cuisines and countries, Extraordinary discounts on fashion, health and beauty, home and garden and Unique experiences with the best in events and performances, local attractions and more.
    • No pre-set spending limit
    • Additional Info
    • Concierge Services
    • The HSBC Premier World MasterCard® is for exclusively for Premier clients and offers everything you expect from a world-class credit card and more.
    • No foreign transaction fees on card purchases made in a foreign currency
    • Identity Fraud Expense Reimbursement
    • No annual fee for supplementary cards
    • Monthly maintenance fee of $50 will be incurred if minimum balance requirements are not maintained ($100,000 in combined U.S. personal deposit and investment balances in an HSBC Premier checking account).
    • There is a $95 annual fee for customers who no longer have a qualifying U.S. HSBC Premier checking account and $0 for customers who have a qualifying U.S. HSBC Premier checking account
    • See More Details & Reviews About The HSBC Premier Credit Card
    3 11 reviews

    HSBC Platinum with Rewards Credit Card

    hsbc platinum with rewards credit card
    • Purchase Intro APR 0% for 12 months
    • Transfer Intro APR 0% for 12 months 4% (min $10) Transfer Fee
    • Regular APR 13.24% - 23.24% (V)
    • Annual Fee None
    • Rewards Rate 1 point / $1
    • Rewards Bonus 15,000 points
    • Minimum Credit Excellent
    • Rewards Details
    • Earn 15,000 Rewards Program Bonus Points after you spend $500 on new, net card purchases in your first 3 months
    • Redeem Points for 1% cash back or Choose between hundreds of redemption options including popular gift cards, merchandise or flights on most major airlines
    • Earn 1 Point for every new net dollar in credit card purchases.
    • Additional Info
    • $0 Liability, Online Guarantee for unauthorized purchases
    • Roadside Assistance
    • Travel Assistance Services
    • See More Details & Reviews About The HSBC Platinum with Rewards Credit Card
    Credit Score
    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
    of credit history

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    Community Discussion

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    Aug 6, 2015
    I obtained a HSBC credit card about eight years ago. At the time, I was newly divorced and my credit was quite blemished. HSBC accepted me with about a 18% rate. I really only wanted the card to help me fix my credit which it is helping me to do. About two years ago they approved me for a different HSBC card with a lower rate due to my credit improving and my timely payments with them.
    Jul 14, 2015
    I have had a HSBC credit card with Best Buy for over 5 years. Over the years, the rate has stayed the same 17% APR, but with every purchase, especially larger ones I qualify for no interest for at least 6 months, sometimes up to 12 depending on how large the purchase is. My experience has been very positive so far. Every time I need to purchase something large, I use it because if I can pay it off soon, there will be no interest accumulated.
    Jun 2, 2015
    The HSBC Platinum Card is very useful for my line of work. I am glad I have it. It makes transactions so much easier and more convenient and since I pay off all my credit debts, I never get into problems and I'm an excellent customer of the HSBC. Thankfully I have them to rely on.
    Oct 2, 2014
    I have the HSBC Platinum Credit Card. I really don’t think it’s anything that special so I don’t use it that often. I wish they had better reward promos like more cash back or something to that effect.
    Aug 19, 2014
    Aug 27, 2014
    Photo of Card H.
    If you click on the name of each card, you will be directed to their respective profile pages. There you can see all the fees and other relevant information.
    Mar 15, 2014
    I had the HSBC Platinum Credit Card about 5 years ago. I remember that at the time, I had 2 5k credit cards and this one. It was the one I used the least. It's not a rewards card and at that time, there was not an introductory intro rate or anything. I ended up closing it out. It looks like they have become more competitive with the rate they are offering now for 15 months. Normally cards only offer a year. I would give it another try.
    Feb 1, 2014
    I signed up for the HSBC Platinum card (along with a checking account) when I first moved to Buffalo several years ago. I had just average credit, so I was not too picky when it came to a credit card; I just hoped for the best. The "No annual fee" is nice, though the interest rate is relatively high. I have no complaints with the card's terms and conditions or customer service, though I rarely use the card anymore. My primary card is the Capital One QuickSilver, as it offers the rewards that the HSBC Platinum does not. Overall, a decent card that will increase your credit line regularly through on-time payments.
    Jan 17, 2014
    I would have to agree with the other review here. My HSBC Platinum Credit Card has served me extremely well over the years. I just recently switched to a different card. But to anyone who needs a new card or an upgrade this would be the way to go. Easy and flexible is my motto.
    Jan 10, 2014
    I used the HSBC Platinum Credit Card for a few years. I applied for it when I started college to help me when I was short on cash. I have switched to a different card that offers rewards now. But to anyone looking for a card with no annual fee that is simple and straight forward. This would be the card for you.