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Apply Now Starwood Preferred Guest® Credit Card Rates: 0% on Purchases Not Offered 0% on Transfers Not Offered Regular Rate 13.24% Annual Fee None 1st yr; $45 after Rewards Points Initial Bonus 25,000 Starpoints Base Earn 1 Starpoint Max Earn 2 Starpoints Earn up to 25,000 Starpoints ® -- enough for up to 6 free nights at a category 1 or 2 hotel. Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners. Use Starpoints® for free nights and upgrades at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton®, W Hotels®, Westin® and more with no blackout dates. Transfer Starpoints® -- almost always on a 1:1 basis -- to the frequent flyer programs of over 30 major airlines.

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Apply Now Platinum Delta Skymiles® Credit Card Rates: 0% on Purchases Not Offered 0% on Transfers Not Offered Regular Rate 13.24% Annual Fee $150 Rewards Miles Initial Bonus 20,000 miles Base Earn 1 mile / $1 Max Earn 2 miles / $1 Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember. Earn one companion Coach Class ticket each year upon renewal. Earn at least 1 mile for every eligible dollar spent. Miles never expire and there is no cap on the miles you can earn.

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Apply Now TrueEarnings® Card from Costco and American Express Rates: 0% on Purchases 3 months 0% on Transfers Not Offered Regular Rate 13.24% Annual Fee None Rewards Cash Back Initial Bonus $25 Base Earn 1% Max Earn 3% Bonus: $25 statement credit for the first purchase made with the card. Earn Cash Back - 3% for gasoline, for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.

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Apply Now Platinum Card Charge Card : Balance must be paid in full every month Regular RateNot Applicable for Charge Cards Annual Fee $450 Rewards Points Initial Bonus 25,000 points Base Earn 1 point / $1 Max Earn 1 point / $1 Earn 25,000 Membership Rewards® bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket! By Invitation Only® Events - access to exclusive, once-in-a-lifetime events. The Membership Rewards First® program - exclusive access to a private collection of rewards and experiences featuring luxury retail, lifestyle, and world-class travel. Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world. Complimentary Airport Club Access worldwide. 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury.

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Apply Now American Express® Preferred Rewards Gold Card Charge Card : Balance must be paid in full every month Regular RateNot Applicable for Charge Cards Annual Fee None 1st year, $125 after Rewards Points Initial Bonus 10,000 points Base Earn 1 point / $1 Max Earn 1 point / $1 Gold Card Events: Exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide. Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months of Card membership. Redeemable for a $100 gift card. The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.

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Patrick O'Shaughnessy
Chicago, IL