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Business Credit Cards for Bad Credit

There are no uniquely-designed business credit cards for bad credit. Rather, the best business credit cards for people with bad credit are simply the same as the best credit cards for anyone with bad credit: secured credit cards. Secured cards are particularly useful for company operations because the security deposit that you are required to place in opening one acts as your credit limit, and by adding to it over time you’ll have enough spending power to meet your business needs and improve your credit standing. Secured credit cards also have relatively inexpensive fee structures, making them a cost-efficient…show more

    Credit One Bank® Credit Card with Gas Rewards


    credit one credit card
    • One-Time Fees None
    • Regular Rate 17.90% - 23.90% (V)*
    • Annual Fee $35 - $99
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Unlimited 1% cash back gas rewards
    • No limit to the gas rewards you can earn
    • Additional Info
    • Get Pre-Qualified without affecting your credit score
    • Automatic reviews for credit line increase opportunities
    • Zero fraud liability protects you from unauthorized charges
    • *Cash Advance Fee: Either $5 or 8% of the amount of each cash advance, whichever is greater. Credit lines less than $400 will not receive a Cash Advance Transaction Fee in the First year (Introductory period).
    • See All Reviews & Details About The Credit One Bank® Credit Card with Gas Rewards

    Primor® Secured Visa Gold Credit Card


    primor secured gold credit card
    • Secured Credit Card Min Deposit of $200
    • One-Time Fees None
    • Regular Rate 9.99%
    • Annual Fee $49
    • Monthly Fee None
    • Minimum Credit Bad

    Primor® Secured Visa Classic Credit Card


    primor credit card
    • Secured Credit Card Min Deposit of $200
    • One-Time Fees None
    • Regular Rate 13.99%
    • Annual Fee $39
    • Monthly Fee None
    • Minimum Credit Bad

    Open SkySM Secured Visa® Credit Card


    open sky credit card
    • Secured Credit Card Min Deposit of $200
    • One-Time Fees None
    • Regular Rate 17.5% (V)
    • Annual Fee $29
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • Build Your Credit, with monthly updates to all 3 credit bureaus.
    • Control Your Finances, start with a security deposit and credit line as low as $200.
    • Extra Credit When You Need It, increase your credit line up to $5000.
    • Avoid paying interest, no interest charged on new purchases if the balance is paid in full by the due date each month.
    • Easy funding options, with 4 ways to fund and NO checking account needed.
    • After your Account is open for one year or more Capital Bank will charge you a Credit Limit Increase Fee of $25.00 each time you add Deposit Funds and increase the Credit Limit and a Credit Limit Decrease Request Fee of $25.00 each time you request a reduction in your Credit Limit.
    • Apply in less than 5 minutes.
    • See All Reviews & Details About The Open SkySM Secured Visa® Credit Card

    First Progress Platinum Select MasterCard® Secured Credit Card


    first progress secured credit card
    • Secured Credit Card Min Deposit of $300
    • One-Time Fees None
    • Regular Rate 14.99% (V)
    • Annual Fee $39
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • Full-feature Platinum MasterCard secured credit card.
    • No credit history or minimum credit score required for approval.
    • Monthly reporting to all 3 major credit bureaus to help build credit.
    • Set your own credit limit, which is secured by your deposit of $300 - $2,000.
    • Deposit held at FDIC-insured bank.
    • 24/7 access to your account online.
    • The First Progress Platinum MasterCard Secured Card requires no credit history or minimum credit score for approval, but the refundable security deposit must be provided before a card can be issued. The new CARD Act regulations also require all credit card issuers to verify the identity of every applicant before approval. We can usually complete this identity verification using fast, automated methods, but it is sometimes necessary for us to contact an applicant in order to verify his or her identity. Applicants will receive their cards more quickly if they respond promptly to our call or letter relating to this verification process. Virtually every applicant who successfully provides the refundable security deposit and passes the identity verification step will be approved for the card. If you have applied for the card and have a question or want to check the status of your application, please call First Progress toll-free at (888) 403-4783.
    • Receive your card more quickly with new Expedited Processing option.
    • See All Reviews & Details About The First Progress Platinum Select MasterCard® Secured Credit Card

    First Progress Platinum Prestige MasterCard® Secured Credit Card


    first progress mastercard secured credit card
    • Secured Credit Card Min Deposit of $300
    • One-Time Fees None
    • Regular Rate 11.99% (V)
    • Annual Fee $44
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Additional Info
    • No credit history or minimum credit score required for approval.
    • Monthly reporting to all 3 major credit bureaus to help build credit.
    • Deposit held at FDIC-insured bank.
    • Set your own credit limit, which is secured by your deposit of $300 - $2,000.
    • The First Progress Platinum MasterCard Secured Card requires no credit history or minimum credit score for approval, but the refundable security deposit must be provided before a card can be issued. The new CARD Act regulations also require all credit card issuers to verify the identity of every applicant before approval. We can usually complete this identity verification using fast, automated methods, but it is sometimes necessary for us to contact an applicant in order to verify his or her identity. Applicants will receive their cards more quickly if they respond promptly to our call or letter relating to this verification process. Virtually every applicant who successfully provides the refundable security deposit and passes the identity verification step will be approved for the card. If you have applied for the card and have a question or want to check the status of your application, please call First Progress toll-free at (888) 403-4783.
    • Receive your card more quickly with new Expedited Processing option.
    • See All Reviews & Details About The First Progress Platinum Prestige MasterCard® Secured Credit Card

    BBVA Compass Business Secured Credit Card


    bbva compass business secured credit card
    • Secured Credit Card Min Deposit of $500
    • One-Time Fees None
    • Regular Rate 16.24% (V)
    • Annual Fee None 1st yr, $40 after
    • Monthly Fee None
    • Minimum Credit Bad
    • Rewards Details
    • Earn 1 CompassPoint for every $1 you spend on qualifying purchases.
    • Redemption options – Redeem for cash back, account credits, gift cards, exciting travel options and name brand merchandise.
    • Save up to 30% on a variety of products and services from QuickBooks.
    • Shop with your enrolled Visa business credit card at participating merchants and save up to 15%.
    • Earn double and triple CompassPoints® in the categories you spend the most in. Choose from categories such as: office supplies, utilities, groceries, gas, travel and healthcare.
    • Additional Info
    • $0 Fraud Liability – If your business credit card is ever lost or stolen, you won’t be responsible for unauthorized charges.
    • Free Online account access allows you to review purchases, track employee spending and check balances.
    • The option of giving cards to key employees and setting individual limits helps you better manage spending.
    • Auto Rental Collision Damage Waiver Program – If you rent a car with your business credit card, you’ll be covered with collision, damage, and loss insurance.
    • Travel and Emergency Assistance – When you’re traveling for business, you can count on a wide range of Visa emergency services including ticket replacement, legal or medical referrals, and more—24 hours a day, 365 days a year.
    • Online account services – Manage employee business expenses with online tools that will help control, monitor and track card spending trends.
    • Secured by Your Savings – Before applying for the Business Secured Credit Card, you must open a Secured Credit Card Savings Account. The minimum opening deposit is $500. You can make deposits at any time in $100 increments.
    • See All Reviews & Details About The BBVA Compass Business Secured Credit Card
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    Excellent Credit 721 – 850
    Good Credit 661 – 720
    Fair Credit 620 – 660
    Bad Credit 300 – 619
    Limited Credit Less than 3 years
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