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Collision Insurance
Explanation:
Coverage for damage to your own car caused by an accident. This insurance will pay for repairs to your own car if your are at fault for an accident or if you're not able to get coverage from the at-fault driver's insurance. In most cases, collision insurance has a deductible.
Collision coverage is not required by law, but it will be required by your lender or leasing company if you finance the purchase of a car.
Read more about collision insurance coverage.