Minimum Credit Required
Explanation: Rule of Thumb:
| If your Credit Score (FICO Score) Is: | Then you have: |
|---|---|
| Above 720 | Excellent credit |
| 660 - 719 | Good credit |
| 620 - 659 | Fair credit |
| Below 620 | Bad credit |
| Less than 3 years of credit under your name (e.g. students, new to the country, divorcees) | Limited history / New to credit |