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Non-Bank ATM Fee
Explanation:
When you use ATMs that are outside of your bank's free ATM network, there are two fees that may be charged. One fee may be charged by your own bank usually referred to simply as an 'ATM Fee' and the second fee by the company whose ATM you are using typically called an 'ATM Owner Surcharge.' These fees are known as a Non-Bank ATM Fees.
Checking accounts are usually classified as offering a 'Non-Bank ATM Fee Rebate' if: 1) your bank does not charge an ATM fee AND 2) you either receive at least 3 rebates for fees charged by other banks on your account or have at least $8 refunded back into your account per month