Best Balance Transfer Credit Cards

Selected by CardHub Editors from 1,000+ credit cards — Updated July 30, 2015

The best balance transfer credit cards are those that have the longest introductory periods and/or the lowest balance transfer fees. Most balance transfer offers do not provide both, however, so the products listed below (some of which originate from CardHub advertising partners) are those that our editors identified as striking the best combination of long 0% intro periods and low or no balance transfer fees. No matter the card you eventually choose, we strongly recommend that you plan to pay off your balance in full before the intro period concludes because interest rates usually spike once this occurs.

excellent Credit

Chase Slate®

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  • Purchase intro APR 0% for 15 months
  • Transfer intro APR 0% for 15 months
    Transfer Fee: None
  • Regular APR 12.99% - 22.99% (V)
  • Annual Fee None
  • Rewards None

Best for Balance Transfers. The Slate Card is what's known as a free balance transfer credit card, as it offers a 0% introductory rate and charges neither a balance transfer fee (for the first 60 days) nor an annual fee. These unusually attractive terms stand to save the average consumer as much as $1,000 in fees and finance charges. A credit card calculator can give you a more exact sense of how valuable the Slate Card will be in your particular situation.

Citi® Diamond Preferred® Card

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  • Purchase intro APR 0% for 21 months
  • Transfer intro APR 0% for 21 months
    Transfer Fee: 3% (min $5)
  • Regular APR 11.99% - 21.99% (V)
  • Annual Fee $0*
  • Rewards None

The Citi Diamond Preferred Card offers the longest 0% introductory term on the credit card market, at 21 months. While the 0% rate applies to balance transfers as well as new transactions, it’s best suited for the latter purpose given its 3% balance transfer fee. To maximize this card’s value, use a credit card calculator to determine the monthly payments you’ll need to make in order to pay off your balance before regular rates begin to eat away at your savings.

Santander Bank Sphere Credit Card

  • Purchase intro APR N/A
  • Transfer intro APR 0% for 24 months
    Transfer Fee: 4%
  • Regular APR 12.99% - 24.99% (V)
  • Annual Fee None
  • Rewards Rate 1 point / $1
  • Rewards Bonus 10,000 points

Capital One® Platinum Prestige Credit Card

  • Purchase intro APR 0% until September 2016
  • Transfer intro APR 0% until September 2016
    Transfer Fee: 3%
  • Regular APR 10.9% - 20.9% (V)
  • Annual Fee None
  • Rewards None

Best for Financing. The Capital One Platinum Prestige Card offers straightforward value to consumers who have good credit standing and wish to minimize the cost of big-ticket purchases they will not be able to pay off within a single billing period. It does so by offering 0% interest until September 2016 and not charging an annual fee. While the Prestige Card doesn’t offer cash back, points, or miles, anyone who has used this card in conjunction with a credit card calculator to evade finance charges will tell you that it is plenty rewarding.

good Credit

Capital One® Platinum Prestige Credit Card

  • Purchase intro APR 0% until September 2016
  • Transfer intro APR 0% until September 2016
    Transfer Fee: 3%
  • Regular APR 10.9% - 20.9% (V)
  • Annual Fee None
  • Rewards None

Best for Financing. The Capital One Platinum Prestige Card offers straightforward value to consumers who have good credit standing and wish to minimize the cost of big-ticket purchases they will not be able to pay off within a single billing period. It does so by offering 0% interest until September 2016 and not charging an annual fee. While the Prestige Card doesn’t offer cash back, points, or miles, anyone who has used this card in conjunction with a credit card calculator to evade finance charges will tell you that it is plenty rewarding.

Chase Slate®

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  • Purchase intro APR 0% for 15 months
  • Transfer intro APR 0% for 15 months
    Transfer Fee: None
  • Regular APR 12.99% - 22.99% (V)
  • Annual Fee None
  • Rewards None

Best for Balance Transfers. The Slate Card is what's known as a free balance transfer credit card, as it offers a 0% introductory rate and charges neither a balance transfer fee (for the first 60 days) nor an annual fee. These unusually attractive terms stand to save the average consumer as much as $1,000 in fees and finance charges. A credit card calculator can give you a more exact sense of how valuable the Slate Card will be in your particular situation.

fair Credit

Unfortunately, there are no balance transfer credit cards for people with fair credit. Below is the best credit card for people with fair credit.

Barclaycard® Rewards MasterCard®

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  • Purchase intro APR N/A
  • Transfer intro APR N/A
  • Regular APR 24.99% (V)
  • Annual Fee None
  • Rewards Rate 1 - 2 points / $1
  • Rewards Bonus None

Best for Low Cost Credit Improvement. This card offers exactly what most people with fair credit are looking for: no annual fee (which enables free credit building) and a bit of rewards (which help subsidize spending as long as you pay your bill in full every month). It is therefore a clear leader in this credit segment and a great stepping stone to some of the elite cards on the market.

limited Credit

Unfortunately, there are no balance transfer credit cards for people with limited credit. Below is the best credit card for people with limited credit.

Capital One® Platinum Credit Card

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  • Purchase intro APR N/A
  • Transfer intro APR N/A
  • Regular APR 24.9% (V)
  • Annual Fee None
  • Rewards None

Best for Low Cost Credit Improvement. Given that it does not charge an annual fee, the Capital One Platinum Credit Card can serve as a viable low-cost credit building tool for consumers who have yet to establish much credit history. While this offer does not include rewards or a 0% introductory interest rate, such perks aren't available on any other no annual fee credit card for fair credit either. It was possible for applicants to find cards offering such an attractive collection of terms in years past, but market dynamics have conspired to eliminate their availability.

Unfortunately, there are no balance transfer credit cards for people with limited credit. Below is the best credit card for people with limited credit.

Journey® Student Rewards from Capital One®

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For College Students

  • Purchase intro APR N/A
  • Transfer intro APR N/A
  • Regular APR 19.8% (V)
  • Annual Fee None
  • Rewards Rate 1 - 1.25% Cash Back
  • Rewards Bonus None

Best for College Students. Not only does the Capital One Journey Student Rewards Card offer straightforward, lucrative rewards without charging an annual fee, it also promotes good habits. You get a 25% rewards bonus each month you make an on-time payment, and getting in the habit of paying for what you spend early in your credit career will put you on the path to excellent credit as well as save you a lot of money in interest in the years to come (assuming you pay your bill in full as well as on time, which we highly recommend).

bad Credit

Unfortunately, there are no balance transfer credit cards for people with bad credit. Below is the best secured credit card for people with bad credit.

Capital One® Secured MasterCard®

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Secured Card

  • Min Deposit $49, $99 or $200
  • Annual Fee None
  • Monthly Fee None
  • One-Time Fees None
  • Regular APR 24.9% (V)

Best Partially Secured Card. The Capital One Secured MasterCard does not charge an annual fee and the fact that it can be a partially-secured card makes it quite an attractive option for many consumers. With a partially-secured credit card, your credit line may exceed the amount of your security deposit, thereby providing you with an emergency line of credit, if needed, and enabling you to maximize your available credit. The more credit you have available, the faster your credit standing will improve. The Capital One Secured MasterCard Credit Card is therefore an option that at least merits consideration if you have bad or limited credit.

Unfortunately, there are no balance transfer credit cards for people with bad credit. Below is the best unsecured credit card for people with bad credit.

Credit One Bank® Credit Card with Gas Rewards

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  • Annual Fee $35 - $99
  • Monthly Fee None
  • One-Time Fees None
  • Regular APR 17.90% - 23.90% (V)*

Expert Answers

What is the Best Balance Transfer Credit Card for me?

By: Odysseas Papadimitriou, CardHub CEO

In short, the best balance transfer credit card is the one that will save you the most money. Therefore in answering this question, you must consider how your current interest costs compare to the combined cost of the balance transfer credit card's APR and balance transfer fee. It's always tempting to simply apply for the balance transfer credit card with the longest introductory period. However, applying for a card and getting declined might hurt your credit score and therefore reduce your chances for approval when you try again, so make sure to apply for a balance transfer card geared toward people of your credit standing.

How large of a balance can I transfer?

By: Ross Garner

The rule of thumb is that you should be able to transfer a balance equal to your largest credit line. For example, if you have three credit cards, one with a $3,000 credit line and two with $1,500 credit lines, you shouldn't count on getting approved for a balance transfer too much higher than $3,000.

For what types of debt can I use a balance transfer credit card?

By: Liana Arnold

Most people think that a balance transfer only works between two different credit cards. However, you can transfer any kind of debt to a balance transfer credit card as long as this debt is tied to a numbered account at a financial institution. Therefore, the best balance transfer is that which will lower your interest costs the most, whether these costs derive from an auto loan, a student loan, another credit card, etc.

Community Discussion

Ask a question or help others find the best balance transfer credit cards by sharing some tips.

Jun 17, 2015
Photo of Timothy C.
Jun 17, 2015
The Discover IT card is definitely my favorite card. The interest rate is superb. That is the main reason why I went with it. The APR is extremely low and that is just amazing to me. I think this card works perfect for younger people especially. It's the perfect card for someone who is just learning about credit cards and wants to start using one. I also thought the customer service was the best. That is always a big selling point for me cause it gives me a positive feeling about it.
Jun 17, 2015
Photo of Gentric T.
Jun 17, 2015
The Slate card from Chase is easily the best balance transfer card on the market for the sole fact that the 0% APR promotional offer is extremely attractive for those like me who tend to carry high balances on other cards. It's nice to be able to transfer the balance from my higher APR card to my 0% Slate!
Jun 10, 2015
Photo of Casey S.
Jun 10, 2015
I have had some experience with the Chase Slate card. I really like the 0% introductory rate, and it makes balance transfers easy. I haven't used it as much as I should, but I do like how versatile the card is when it comes to day to day situations.
May 19, 2015
Photo of Joy M.
May 19, 2015
I am very happy to have the Chase Slate card account to use for a balance transfer. It gives me a great deal of time to pay off the transfer amount and at a 0% rate, and for me this is very positive. My previous balance was at about 10% and by transferring it I will save a nice amount of
money. My credit score is pretty good, and maybe that is a factor in getting the Slate card. I really like a zero percent interest rate, and I plan to pay off my total balance before the rate increases.
May 19, 2015
Photo of Imma B.
May 19, 2015
I would have to agree with all the other posters on the Discover IT card being the best for any kind of balance transfer. They give you 18 months with 0% interest. That's almost too much time in order to pay off all your debt. It has one of the lowest APRs out of any of the cards combined with the features the card gives you. The Discover online site is incredible, it's easy to work with and I've have had nothing but good experiences with their customer service. Not only is this card great for balance transfers, you can get the IT card for students which would be a more
May 1, 2015
Photo of Alex S.
May 1, 2015
The Discover IT card is the best for balance transfers. 18 months with 0% interest compared to only 12 months or so for most other cards. This gives you a ton of time to pay off debt without accruing additional interest. It's a great card for getting your finances in order.

On top of that, you'll get 1% cash back on all purchases and 5% cash back in certain categories that change every quarter. This card has so many great benefits.
Apr 25, 2015
Photo of Ella P.
Apr 25, 2015
The Slate is probably the best transfer card, because it doesn't have a transfer fee! I don't have a slate, I used Discoverit for my balance transfers. It is probably one of the 2nd best cards. I have 18 months to pay with 0%APR, and it was a very quick and easy online process. The fees were the same as a month of interest for each card, more or less, because they were high interest rate cards that I got when my credit wasn't great. So the fee was worth it and will end up saving me A LOT of money. Discover also has great customer service, an American customer more
Apr 20, 2015
Photo of Tracy M.
Apr 20, 2015
The Citi Diamond credit card has been awesome! As soon as I received it in the mail, I transferred some balances to its lower interest, and I'm so happy to have saved so much money.
Apr 15, 2015
Photo of Cammie A.
Apr 15, 2015
I personally think that the Discover IT card is the best card out there currently for balance transfers as far as credit cards go. It has a 0% intro APR for all balance transfers for up to 18 months. I think that the 18 months and 0% APR is vital when considering a card because this allows you so much time to pay off your debt before you incur annual percentage interest rates. When a credit card offers you 18 months to pay off your balance transfer before they charge you any interest, that is a huge advantage as far as paying off your debt goes. It gives a very more
Mar 2, 2015
Photo of Portia H.
Mar 2, 2015
I’ve been using the Citi Simplicity® Card for some time now. What sold me was the that that this card offered no fee’s for using a balance transfer or making late payments. But now there rues have changed and they charge you five dollars or 3%, which everyone better. I just don’t see the point of paying to use a balance transfer! It makes me not want to have the card at all. I spoke to a support team to see if I could waive my fee, as I as A loyal customer. But they said no and were rude to me. So I may cancel this card now. more
Feb 24, 2015
Photo of Blake H.
Feb 24, 2015
I can't state more clearly, how much having a Capital One® Platinum Credit Card has changed the way I do business. It has reasonable rates for APR and balance transfers were even easier than any card I have used before. Since it is a card through Capital One, it is recognized and respected at any place that I use it. As a Capital One® Platinum Credit Card customer, I was able to switch my finances around, so that I decreased my overall interest on all the credit cards I already had been using. It is a wonder that more people aren't doing the same thing, and making some substantial balance more
Feb 10, 2015
Photo of Michelle O.
Feb 10, 2015
I am looking for a card to pay monthly bills on so in not late. And then pay it off every month. Which are the best for that ?
Feb 11, 2015
Photo of Joe W.
Feb 11, 2015
If your credit standing is average or below, focus on finding a card with no annual fee that you can actually get approved for. If you have good or excellent credit, you should concentrate on rewards cards. Your card’s interest rate won’t matter because you’ll be paying your bill in full. And, to ensure you’ll do so, make sure to set up automatic bill pay from your bank account for the full amount of your bill each month.
Feb 9, 2015
Photo of William M.
Feb 9, 2015
The PSECU Credit Card is the best balance transfer card I've found. It offers 2.9% for a year! I've had nothing but good things to say after cutting through my credit card debt. Their online system is also pretty handy as you can access it anytime through your phone. The PSECU credit card also offers no transfer fees. I was able to wrap up some debt from my wedding that I had to consolidate as the 21.99% interest on the majority of my cards was killer. The approval process is all online and very simple. The customer service is great and I’ve had a pretty easy time working with them. more
Jan 23, 2015
Photo of Shannon E.
Jan 23, 2015
The best balance transfer credit card I have found is the Bankamericard Better Balance Rewards card. It is issued by the Bank of America and it is the only card that rewards you each quarter with $25 for paying more than the minimum due on your credit card balance. If you open a savings account with Bank of America you can get an additional $5 every quarter as well. That is a potential $120 earned every year completely passively just for paying down your credit card balance! You can have this money applied as a statement credit or deposited in a Bank of America savings account. It does have a more
Dec 8, 2014
Photo of Jenn S.
Dec 8, 2014
The Discover IT card is the best credit card for balance transfers on the market right now. Discover offers 0% interest on all balance transfers for 18 months. It also includes 0% interest on all new purchases for 6 months as an intro rate. Discover beats most of the other good balance transfer cards by a few months - Chase offers 15 months of 0% interest with their Slate card and the Bank Americard is the same. One other thing to keep in mind with balance transfer cards is the fee charge for transfers. Discover charges a 3% fee for balance transfers on their IT card, and this is the more
Nov 19, 2014
Photo of Liam A.
Nov 19, 2014
I transferred a balance to the Citi Diamond Preferred card a few months ago and it was one of the best decisions I've ever made. The 0% intro APR for 18 months gave me plenty of time to pay down the balance with no interest -- and I was able to make a huge dent in my debt. Also, there's no annual fee, so don't have to worry about a recurring charge. The only drawback is the card does not offer rewards, but being that I'm trying to pay down my debt, that wasn't a big deal. This card is highly recommended!
Oct 18, 2014
Photo of Dahlia L.
Oct 18, 2014
I have used the Capital One Platinum Prestige card. You get 0% APR for balance transfers until December 2015 so you have more than a year if you get it now. There is a 3% transfer fee which is a downside but the regular APR can be as low as 10.9% which is pretty good. There is also no annual fee which is a must for credit cards nowadays.
Oct 13, 2014
Photo of John E.
Oct 13, 2014
I transferred the balance from two smaller cards, both were store cards, to my USAA mastercard because as time went on, I kept feeling like these two smaller ones were nickel-and-diming me to death. Anyway, I transferred about $600 knowing there would be about a 3% or 4% (don't remember what it was anymore) in order to clean up my finances a little bit. I had over a year to pay this off on my USAA card, and there were no interest charges for the transfers, provided the balance was paid off in 18 months.
Jan 30, 2015
Photo of Jason A.
Jan 30, 2015
Do they check your credit score
Oct 12, 2014
Photo of Veronica M.
Oct 12, 2014
The best balance transfer credit card would have to be the Chase Slate card. They give you an intro transfer APR of 0% for 15 months. This is the longest I’ve seen for a card so far. There is also no transfer fee unlike some other cards in the market. The regular APR is a little higher but still similar to other cards.
Oct 1, 2014
Photo of John R.
Oct 1, 2014
I've used the Chase Slate card to transfer a high balance and it was fantastic. My credit is average, and I didn't have a problem applying for the card. I had about 1200 dollars in credit card debt that was accruing 23 or 24 percent APR that I was able to put onto the Chase Slate, and was able to do so with their ZERO fee introductory rate. They also offered a 15-month ZERO APR on transfers. I was able to pay down that previous debt within the 15 months, and saved myself a ton of money. Now that the balance is paid, they send me letters to make more more
Sep 18, 2014
Photo of Carol K.
Sep 18, 2014
Citi Thank You Reward is the credit card I used to transfer my balance from another account. They had the longest duration of 0% APR. And once because I was traveling, I had made my payment late (I'm talking hours late, time difference). I was worried about my 0% APR so I "spoke" or chatted with one of their customer service and was told that it is OK and I don't have to worry about losing my 0% APR. Because of the great customer service (rarity), I plan to keep this account open when I am done paying off my debt and perhaps use it as my main credit card account.
Sep 9, 2014
Photo of Elias C.
Sep 9, 2014
USAA World Mastercard is a superior credit card when it comes to balance transfers. With a 0% APR for 12 months it helps cut down on interest payments. The best feature of this card though is that after 12 months the interest is only 9.99%!
Jul 21, 2014
Photo of Stan M.
Jul 21, 2014
The Santander Bank Sphere Credit Card is the best credit card to have above if you are interested in doing a balance transfer. Despite the fact that the card has a 3% balance transfer fee, it provides 24 months with 0% interest on balance transfer. A really good offer considering the other credit cards only offer about 15 to 18 months.
Jul 12, 2014
Photo of Amanda T.
Jul 12, 2014
The Chase Slate card is the best thing I could have done for myself when I needed to transfer a balance from a 22.99% APR card. It helped me pay the credit balance I had off for no fees, as opposed to being charged $70/month in interest on my other card. I'm still paying the balance down (within the 15 month time frame still), but I plan on keeping this line of credit open when the balance is paid.
Jun 20, 2014
Photo of Amanda F.
Jun 20, 2014
Capital One platinum prestige card is the best in my opinion. Even if you do not have perfect credit you can get a good rate and a pretty lengthy term at 0% for balance transfers. Plus I have never had a problem with capitol one customer service. I have had to call in a couple times and have always been treated with respect and was listened too. I am one to look for great rates and great customer service.
May 28, 2014
Photo of KT S.
May 28, 2014
Avoid at all costs Bank of America credit cards. They cut credit lines and remove accumulated rewards with little to no notice. And no, I'm not some deadbeat who doesn't pay his bills or is over extended on credit, I had seen where they had done this to several people. I am a huge, huge fan of the Chase Sapphire Preferred Card. Customer service is second to none. They smoke Amex in that department. Generous credit lines and great rewards. It's the card I give to all my family members. I have several to chose from. The rewards are all transferrable to my Southwest Rapid Rewards which add up quickly. more
May 19, 2014
Photo of Dante G.
May 19, 2014
I signed up for the Chase Slate card at the beginning of the year. They were offering 0% APR on balance transfers for 15 months and no transfer fees for the first 2 months. I was originally approved for a very limited amount but after calling them and telling them that I wanted to do a balance transfer, they agreed to increase my limit to the amount that I needed. The card itself is very stylish and although I don't use it as often, since I mainly got it for the transfer balance, it still catches others' attention. The only thing that it doesn't have is any type of rewards, more
May 15, 2014
Photo of 'Hett P.
May 15, 2014
I currently have the Chase Slate credit card. I would recommend this card to any with great credit. The staff at the credit card company are friendly, provide a wealth of knowledge, and are responsive to needs. You actually talk to a live individual and are able to communicate and have your needs met right away. I would primarily recommend this card for the introductory offer. Balance transfers are free with a 0% APR until 2016. A balance transfer took no longer than five calendar days to complete. This gives the individual an opportunity to pay off credit cards with much higher interest rates. If you qualify, I highly recommend this card.
Apr 26, 2014
Photo of Allie B.
Apr 26, 2014
The best credit card for balance transfers for me is the Capital One Platinum Prestige card. I changed from my previous card because of the exorbitant fees on transfers and the high APR, and I am very glad that I made the choice I did. After a 0% interest for the first year and a third - yes, sixteen entire months with no interest on transfers! - the transfer fees are very low, only 3% which isn't a large amount with the types of personal transfers I make. There are cards available with free transfer fees, but, in my opinion, they are not as reliable and trustworthy as the Capital more
Apr 16, 2014
Photo of Bryant M.
Apr 16, 2014
In my opinion, the best card in this category would be the Chase Slate Visa card. I recently received this card and it's been nothing but a great experience. There were no transfer fees for the first two months and I used it to transfer a lot of money from one of my higher interest rate cards. As if the free transfer fees weren't enough, the card offers 0% interest for 15 months! I've had this card for about 3 months now, and it is by far the best one in my wallet.
Apr 7, 2014
Photo of Andrew S.
Apr 7, 2014
The best card here hands down is the Chase Slate Visa. I decided to change cards when chase was running promotions this past Christmas season. I ended up getting a 0% interest rate for 15 months as well as a free balance transfer and a $200 in reward points for spending $500 in the first month of ownership. Free money will always earn my loyalty. the 0% interest rate and balance transfer fee weren't bad either.
Apr 2, 2014
Photo of Bobby T.
Apr 2, 2014
I've personally had an experience with the Chase Slate Visa card for a large balance transfer. I did a transfer from my Discover card a few years ago when I got really ill and ultimately lost my job. The 0% APR intro rate from Chase really saved me. What makes the Chase Slate the best in my opinion is that the offers can vary depending on your credibility. My APR after the intro period was 16.99%, and my intro period itself was 15 months long. It matched my credibility at the time very well, and I accepted Chase's pre-approved offer right away. Around the same time, I also received pre-approved more
Mar 7, 2014
Photo of Jackie F.
Mar 7, 2014
I opened my Discover More card with the express purpose of doing a balance transfer. Discover gave me a generous credit line and a decent promotional offer. The balance transfer was completed quickly and they didn't charge a huge fee, either.
Feb 13, 2014
Photo of Patricia L.
Feb 13, 2014
Without a doubt, the best balance transfer credit card on the market right now is Chase Slate. I acquired it recently and found that everything went smoothly with the transfer. I didn’t have to pay a balance transfer fee, and I have a 0% APR for 15 months on transfers and purchases. I had a lot of debt to transfer, so these features were important to me. The card also comes with something that’s called Blueprint. It is used to track and budget spending. I’ve had a problem with budgeting in the past, which is how I got into so much debt in the first place, so I think this more
Feb 7, 2014
Photo of Andrew S.
Feb 7, 2014
When i play my credit card game, i usually look for a card that has free balance transfers. Chase slate is that card. you can keep your 0% interest as long as you are willing to take a temporary credit rating hit to get another card.
Feb 7, 2014
Photo of Kyle A.
Feb 7, 2014
I consider several factors when I choose a balance transfer card. I always look for the lowest APR first. All of mine have been 0%. Then I look for the longest term among those remaining options. 6 months is too short to really bother with, unless there's no balance transfer fee or the post promotion APR is low. I usually look for 18 months at 0%. The next most important thing is the balance transfer fee. 3% seems to be the average, but I've seen some without a fee at all!
Feb 1, 2014
Photo of Greg K.
Feb 1, 2014
The Chase Slate is by far the best Transfer card out there--though it does require outstanding credit to gain approval. No transfer fee and 0% APR on transfers for the first 15 months means you save mega bucks when you need it most!
Jan 17, 2014
Photo of Drew G.
Jan 17, 2014
As stated by most of the previous posters the Slate card from chase offers the highest flexibility offered by any balance transfer card on the market. Without the Slate card I would have a hard time getting through school. If you need a balance transfer card for any reason this is the way to go. There are a lot of balance transfer cards out there but none of them offers the same security the Slate card does.
Jan 11, 2014
Photo of Brandon H.
Jan 11, 2014
The best balance transfer credit card has to be Slate from Chase. When you transfer a balance to the Slate Card, there is no interest for 15 months. Along with that, there is no fee to transfer a balance like other cards out there. While there are no rewards with the card, there is also no fee with it. Plain and simple, if you're looking for the best card to transfer you balance to then Slate from Chase is your best option.
Jan 9, 2014
Photo of Bethany B.
Jan 9, 2014
I was in need of a balance transfer to help consolidate some of my other credit cards and have one payment to pay off faster. I used the Citi ThankYou Preferred Card for that and it was a seamless transaction. and perfect for what I needed. Over all it was the best one I have dealt with.