Best Credit Card Deals
Taking advantage of a credit card deal can save you a lot of money. You can browse our editors' picks for the best credit card deals below. These credit card offers were chosen because they stand out in at least one of the following categories: 0% on your purchases, low balance transfer interest rates, great rewards, and/or low fees. Read more about our Editor's Picks for the Best Credit Card Deals.
More Options? Compare All Credit Cards
Up-to-date as of: Feb 8, 2012
- Best Overall
- Best Credit Card Deals
- Best Credit Card Rates
- Best Balance Transfer
- Best Cash Back
- Best Rewards
- Best for Bad Credit
- Best for Business
Excellent Credit
- Purchase Intro Rate: 0% for 18 months
- Transfer Intro Rate: 0% for 18 months
- Transfer Fee: 3%
- Regular Rate: 11.99% - 21.99% (V)
- Annual Fee: None
- Rewards: None
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- Purchase Intro Rate: N/A
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Regular Rate: 11.9% - 19.9% (V)
- Annual Fee: $0 for 1st yr, $59 after
- Rewards: Miles - Any Airline
- Initial Bonus: 10,000 miles
- Base Earn: 2 miles / $1
- Max Earn: 2 miles / $1
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- Purchase Intro Rate: N/A
- Transfer Intro Rate: N/A
- Transfer Fee: 3%
- Regular Rate: 15.24% (V)
- Annual Fee: None 1st yr, $95 after
- Rewards: Points - Generic
- Initial Bonus: 50,000 points
- Base Earn: 1 point / $1
- Max Earn: 2 points / $1
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- Purchase Intro Rate: N/A
- Transfer Intro Rate: N/A
- Transfer Fee: N/A
- Regular Rate: 13.99% - 22.99% (V)
- Annual Fee: None 1st yr, $125 after
- Rewards: Points - Generic
- Initial Bonus: 30,000 points
- Base Earn: 1 point / $1
- Max Earn: 1.2 points / $1
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Good Credit
- Purchase Intro Rate: N/A
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Regular Rate: 11.9% - 19.9% (V)
- Annual Fee: $0 for 1st yr, $59 after
- Rewards: Miles - Any Airline
- Initial Bonus: 10,000 miles
- Base Earn: 2 miles / $1
- Max Earn: 2 miles / $1
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- Purchase Intro Rate: 0% until May 2013
- Transfer Intro Rate: 0% until May 2013
- Transfer Fee: 3%
- Regular Rate: 10.9% - 18.9% (V)
- Annual Fee: None
- Rewards: None
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- Purchase Intro Rate: N/A
- Transfer Intro Rate: N/A
- Transfer Fee: N/A
- Regular Rate: 13.99% - 22.99% (V)
- Annual Fee: None 1st yr, $125 after
- Rewards: Points - Generic
- Initial Bonus: 30,000 points
- Base Earn: 1 point / $1
- Max Earn: 1.2 points / $1
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Fair Credit
- Purchase Intro Rate: 0% until November 2012
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Regular Rate: 17.9% - 22.9% (V)
- Annual Fee: $39
- Rewards: Cash Back - Extra on Gas
- Initial Bonus: None
- Base Earn: 1%
- Max Earn: 2%
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- Purchase Intro Rate: N/A
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Regular Rate: 24.9% (V)
- Annual Fee: None
- Rewards: Cash Back
- Initial Bonus: None
- Base Earn: 1%
- Max Earn: 2%
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Limited History
- Purchase Intro Rate: 0% for 7 months
- Transfer Intro Rate: N/A
- Transfer Fee: 4%
- Regular Rate: 13.99% - 21.99% (V)
- Annual Fee: None
- Rewards: Cash Back - Extra on Gas
- Initial Bonus: None
- Base Earn: 1%
- Max Earn: 5%
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- Purchase Intro Rate: N/A
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Regular Rate: 19.8% (V)
- Annual Fee: None
- Rewards: Cash Back
- Initial Bonus: None
- Base Earn: 1.25%
- Max Earn: 1.25%
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- Purchase Intro Rate: N/A
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Regular Rate: 24.9% (V)
- Annual Fee: None
- Rewards: Cash Back
- Initial Bonus: None
- Base Earn: 1%
- Max Earn: 2%
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- Purchase Intro Rate: 0% until November 2012
- Transfer Intro Rate: N/A
- Transfer Fee: None
- Regular Rate: 17.9% - 22.9% (V)
- Annual Fee: $39
- Rewards: Cash Back - Extra on Gas
- Initial Bonus: None
- Base Earn: 1%
- Max Earn: 2%
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Bad Credit
- Min Deposit: $200
- Annual Fee: None 1st yr, $35 after
- Monthly Fee: None
- One-time Setup Fees: None
- Regular Rate: 7.99% (V)
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Is credit standing the only factor to consider?
If you can't get approved for a given credit card, it might as well not exist. Therefore, your credit standing dictates the credit card deals available to you and helps narrow your search. However, it's not the sole factor to be taken into consideration when searching for the best credit card deal. Credit cards are usually designed for specific purposes, and, as a result, the best deals on credit cards depend on what you plan to use your card for in addition to your credit standing.
How often do these credit card deals change?
People often search for the best credit card deals 2011, implying a belief that these deals are static. However, credit card companies regularly change their offers, often altering rewards, interest rates and fees in the process. This means that the best credit card deals one month might not be the same as the next. As a result, our editors update this list whenever they find new deals.
What's the difference between credit card deals and credit card promotions?
Credit card promotions, or credit card specials, are generally limited-time offers used by credit card companies to advertise special card features, such as an introductory 0% APR. While some of the best credit card deals stem from credit card promotions, others are categorized as good deals because of prominent yet permanent features. However, since these terms are so closely connected, they are often used interchangeably to describe top credit card offers.
About the Editors' Picks — Best Credit Card Deals
Our editors' recommendations for the Best Credit Card Deals are a reflection of their own subjective opinions, and they should not be relied upon as the sole basis for choosing your credit card. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable. We work hard to present you with the most accurate credit card information, however, the credit card terms and conditions do not originate from us and thus we do not guarantee the accuracy of the information. Before applying for a credit card we recommend that you verify the credit card terms and conditions on the credit card company's web site. Please let us know if you have any questions or suggestions.
