Best Credit Card Deals

Selected by CardHub Editors from 1,000+ credit cards — Updated July 23, 2016

The credit card landscape is rife with attractive deals, including hundreds of dollars in initial bonuses and extended 0% terms. But the details change often, as each awesome offer is available only for a limited time.

It’s our job to make sure you don’t miss any money-saving or money-making opportunities. So we constantly scour the market for the best-available credit card deals across all user segments and update this page on a daily basis. You can find the pertinent details about today’s offers below. Please keep in mind that while some offers may come from CardHub advertising partners, sponsorship status played absolutely no role in card selection.

If you’d like to see how they compare to our favorite cards in different categories, check out our Editor’s Best picks for Rewards, 0% Financing, Balance Transfers and more. Furthermore, if you’re not sure whether you can qualify for a given card, simply click on its name and compare the minimum credit requirement listed on its details page to your own credit score, which you can check for free on our sister site WalletHub.

Rewards

Club Carlson℠ Premier Rewards Visa Signature® Card 72 reviews

85,000+ bonus points: 50,000 after your first purchase, 35,000 for spending $2,500 during the first 90 days your account is open and another 40,000 bonus points upon annual account renewal. Available only to new customers.

Marriott Rewards® Premier Credit Card 527 reviews

80,000 bonus points for making $3,000 in purchases within three months of account opening. Offer limited to new customers.

IHG® Rewards Club Select Credit Card 168 reviews

60,000 bonus points for spending at least $1,000 during the first three months. Offer limited to new customers who have not received an IHG Card bonus in the past 24 months.

Barclaycard Arrival Plus™ World Elite MasterCard® Proceed 2,594 reviews

40,000 bonus miles for spending at least $3,000 within 90 days of account opening. Offer limited to new customers.

Chase Sapphire Preferred® Card Proceed 2,532 reviews

Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 in travel when you redeem through Chase Ultimate Rewards. Offer limited to new customers.

Citi® / AAdvantage® Executive World Elite™ MasterCard® Proceed 151 reviews

60,000 bonus points for spending $5,000 within the first three months of account opening. There is, however, a $450 annual fee, and this is a limited- time offer is exclusive to new customers. This bonus will be available market-wide beginning June 9, but you can get an early crack at it through select channels – including CardHub – starting June 1.

Cash Back

TD Bank Cash Credit Card 107 reviews

$100 cash back for spending $500 within 90 days of account opening. Offer ends 8/31/2016 and is limited to new customers who apply online.

0% Financing

Citi® Diamond Preferred® Card Proceed 928 reviews

0% for 21 months on new purchases and balance transfers (3% transfer fee). Offer limited to new customers.

Chase Slate® Proceed 1,857 reviews

0% Introductory APR for 15 months on purchases and balance transfers with $0 introductory balance transfer fee for transfers made during the first 60 days of account opening. Offer limited to new customers.

Capital One® QuicksilverOne® Cash Rewards Credit Card Proceed 2,846 reviews

0% for 9 months (23.24% variable thereafter). While this might not seem so impressive compared to elite financing vehicles that require good or excellent credit for approval, QuicksilverOne is special because it invites people with limited/fair credit to the interest-free party. This intro rate is available for both new purchases and balance transfers (no transfer fee), and it’s supplemented by rewards in the form of 1.5% cash back on all purchases.

Small Business Rewards

Capital One® Spark® Cash for Business Proceed 276 reviews

$500 cash back for spending $4,500 during the first three months after account opening, in addition to 2% cash back on all purchases. Offer limited to new customers.

Starwood Preferred Guest® Business Credit Card from American Express Proceed 119 reviews

25,000 bonus points for spending $5,000 within three months of account opening. Offer is limited to new customers.

Marriott Rewards® Business Credit Card 126 reviews

80,000 bonus points for spending $3,000 within three months of account opening. Offer is limited to new customers.

Ink Plus® Business Credit Card 126 reviews

60,000 bonus points for spending at least $5,000 within three months of account opening. Offer is limited to new customers.

Citi® Hilton HHonors™ Visa Signature® Card Proceed 304 reviews

75,000 bonus miles when you spend $2,000 or more during the first 3 months following account opening. Offer is limited to new customers.

Community Discussion

Ask a question or help others find the best credit card deals by sharing some tips.

Jan 4, 2016
Photo of Mike J.
Jan 4, 2016
The Capital One Quicksilver card and Capital One in general is a great card to have. In addition to the rewards offered by the Quicksilver, I've found that Capital One is a great bank to work with. Their website and mobile app are both easy to use and reliable. When applying for a card, Capital One has a prequalifying application that is especially helpful if you are worried about not being approved. It would be nice if all cards had an easy preapproval process, but it seems that some cards have gotten rid of this feature.
Apr 14, 2016
Photo of Randall C.
Apr 14, 2016
They are a superb caring company, utterly fair about credit line increases and very very non robotic, like Chase. Chase is one of the worst credit cards ever. Horrible people but Capital One, they're awesome.
Jan 4, 2016
Photo of Nicolette C.
Jan 4, 2016
The Chase Slate is a great balance transfer card, it offers no interest for 18 months. It's great for getting your debt and finances back on track without having to pay a ton of interest. The only downside is you can not transfer your balance from another Chase card. The application process is extremely easy, and the card shows up on the chase website next to your other cards, which is super convenient.
Jan 4, 2016
Photo of Ella L.
Jan 4, 2016
I think the best card here is the Chase Sapphire Preferred® Card because it is just so easy to earn rewards with it. The amount of rewards you get back versus the money you spend is definitely worth it. Their customer service staff is the best that I have dealt with. Their interest rates are fair, and the rewards are easy to redeem as cash or a statement credit!
Nov 8, 2015
Photo of Anthony M.
Nov 8, 2015
I used the Capital One Secured MasterCard to build credit after bankruptcy and thought it was a pretty useful tool at the time. It was easy to qualify for, and I did get my deposit back when I closed the account. I now have the Capital One Quicksilver Cash Rewards card. I've really enjoyed this card and agree with the editor that it's one of the best on the market. No annual fee combined with the bonus $100 makes this card very attractive if you have good enough credit to qualify. I can't see a reason to pass this up.
Oct 16, 2015
Photo of Lucile A.
Oct 16, 2015
I actually have two of the best cards on this page, the Capital One Quicksilver Cash Rewards credit card and the Chase Slate credit card. I prefer the Capital One card. The application process for it was so much easier than with Slate. I applied online and they approved me instantly while with Chase I was asked to confirm by phone. Now I know this may depend on your credit rating and your credit history, but Capital One gave me a credit limit of $10,000 while Chase just gave me $1200 on the Slate card. I like that they both have no fee but that Slate card doesn't have any more
Sep 30, 2015
Photo of Devin M.
Sep 30, 2015
The best card is the Capital One Quicksilver card, the no interest introductory rate is great, the ease of redeeming rewards is fantastic, and the company is easy to deal with. We pay the balance off monthly, and the discount from using our rewards makes life a little easier sometimes. It has helped me improve my credit, but it has also given me a sense of security with the security chip, and great customer service.
Sep 29, 2015
Photo of Valerie W.
Sep 29, 2015
The best credit card is Capital One. Back in 2001, I was diagnosed with a chronic illness and couldn't work. Needless to say, I couldn't pay my credit card debt and my credit was ruined. For many years after that, I had to be a second user on my husband's Discover card. I rarely used it and paid off the balance every month. When I was single again, Discover wouldn't have anything to do with me. Capital One to the rescue!! They gave me a MC with a low limit to get me started. Again, I only used it for online purchases and paid the full balance each month on more
Sep 29, 2015
Photo of Caitlin M.
Sep 29, 2015
In my opinion, the Capital One Platinum credit card is the best credit card for people working to build up their credit. There is no annual fee with the card, and if you make timely payments, your credit limit will increase over time. Capital One provides great customer service, and genuinely cares about their cardholders. There also is a credit tracker service that allows you to track your credit if you have this card as well, which is very beneficial to anyone trying to build up good credit. There is a 24.9% APR rate, and no transfer fees. There is also a $0 fraud liability if your card is ever more
Sep 10, 2015
Photo of Thanos C.
Sep 10, 2015
In my opinion, the Capital One Quicksilver Rewards card is the best out there at the moment. It has 0 APR for almost a year! It also has one of the lowest rates out there for individuals with good credit. It's nice to not have an annual fee, because who actually wants to waste more money to use something? I've had one for a few months now and it has helped improve my credit. The credit increases come automatically as you pay on time, which is a nice feature. I've enjoyed it so far and the customer service answers all my questions.
Aug 8, 2015
Photo of Patrick O.
Aug 8, 2015
In my opinion, the Capital One Quicksilver Cash Rewards Credit Card is by far the best card offered on this site. Having no annual fee while retaining a 1.5% cash back reward makes the card very alluring. In addition to this you have a reward bonus of $100 making this a great card if you plan on never missing a payment. Even with missing a payment the APR is on the lower side. This seems like the best card by far out of these options.
Aug 8, 2015
Photo of Jason H.
Aug 8, 2015
I believe that the Capital One Quicksilver Cash Rewards Credit Card is the best card offered today. With its low Regular APR, the fact that it never has an annual fee, and that it also gives 1.5% cash back on all purchases is great! On top of all of that, it also has a 0% purchase intro APR until April of next year! I've had Capital One credit cards before, and their customer service is always top notch. If you're looking for a new credit card, I would definitely go with this one. You won't find anything better than this!
Jun 14, 2015
Photo of Casey S.
Jun 14, 2015
I have always been a fan of the BankAmericard for Students card. The fact that it is a card designed by and for students already puts you at an advantage at a young age. There might not be any rewards, but there is also no annual fee.
Jun 14, 2015
Photo of Daniel W.
Jun 14, 2015
I haven't used a lot of credit cards, but the Capital One Quicksilver card is the best one I have used. 18 months of 0% APR is what did it for me, with 1 percent cash back. It is one of the best choices i have made credit card wise. The Customer service is amazing, they have successfully discussed and solved all of my problems. This is one of the top cards on the market. I very much recommend it.
Jun 12, 2015
Photo of Tina B.
Jun 12, 2015
The Capital One Quicksilver card is one of the best cards out there. You'll start off with 0% APR for the first 18 months while getting 1.5% cash back on every purchase. This means you can buy as many things as you want and earn rewards while not accruing any interest whatsoever. It's like they're paying you to have this card and that's a great feeling. Capital One's customer service is also really friendly and helpful. They have been the best in customer service in my experience. When you look at all aspects, very few cards match up to the Capital One Quicksilver card. I highly recommend it.
May 20, 2015
Photo of Adam M.
May 20, 2015
I have used a lot of credit cards, and my favorite has been the Capital One Quicksilver Cash Rewards card. I initially used this card to transfer over other high credit card debt because of the no interest introductory offer. Once I was able to pay down the transferred debt, I found myself using the card quite often. The card has a great interest rate and the rewards program is excellent. I get cash back on my purchases which are especially nice when it comes to fueling up my car. I drive a lot during the week, so the cashback offered by this card is perfect for me. I highly more
May 16, 2015
Photo of Karen S.
May 16, 2015
The Chase Sapphire Preferred® Card really gets you some great rewards for the money you spend. I have used it for many years and all the freebies I have gotten from it have been great. I would highly recommend it if you like free stuff!
May 9, 2015
Photo of Sure W.
May 9, 2015
I really like my Capital One® Venture® Rewards Credit Card it took me awhile to build my credit up enough to get it but now that I have it the rewards are great. I always pay it off on time so am not even concerned about the interest. All I care about is that I get good rewards and this one certainly gives them.
May 8, 2015
Photo of Kaylee T.
May 8, 2015
Bank of America is the best , they have great customer service, that help in case of emergency and are there 24/7. Their interest rates are excellent. They dont have any fees, the convienience is great. you can pay on your smartphone and they have an app. The have cash back rewards which is also awesome
May 8, 2015
Photo of Sebastian K.
May 8, 2015
I have two credit cards: a secured credit card and a Quicksilver 1.5% cash back card, both through Capital One. I haven't had any customer service experiences with either, since I've never run into any issues with either. I love my Quicksilver card, though. The 1.5% cash back isn't too stellar, but it's definitely appreciated. If you use it more-or-less exclusively, you're definitely going to exceed its annual fee (which is quite high). It also came with about a year of 0% introductory APY, and you still earn cash back during that period. Definitely recommended if you don't have the greatest credit score, and Capital One often runs pre-approval promotions on it.
May 8, 2015
Photo of Daniel T.
May 8, 2015
I am currently using Chase Freedom Card. From my personal experience with all the cards I have had in the past 5 years, this is by far the best one. You can get cash back on almost anything you buy, especially gas and up to 5%. The rates are really low and the cash back rates as well. On top of that the monthly minimum payments are low as well. There are no annual fees as well. It is a great card with many benefits.
May 8, 2015
Photo of Zbyszek K.
May 8, 2015
The best on the market that I use is an AmEx Gold card. I got it originally as an extended line of credit from my father, but I've found it quite useful. The annual fee is reasonable, I get free benefits such as roadside assistance and rental car insurance. Every time that I need to speak to customer support, they are always willing to extend themselves for me in order to right anything that might have been wronged. I wish more places accepted AmEx!
Apr 27, 2015
Photo of Kayla R.
Apr 27, 2015
The best card I know of has got to be the Discover IT card. It's a very versatile card with no annual fees, reasonable interest rates, and a flexible cash back program, so it's perfect for just about anybody, I think. Plus, Discover's customer service is so great, they're always very helpful and kind when I have a question.
Apr 27, 2015
Photo of Bre F.
Apr 27, 2015
I have the Quicksilver and the student cash rewards cards (for a time). No annual fees and normally you get 1.5% back. I made all Christmas related purchases and I don't normally do Christmas. This year I expect to get somewhere between $300-400 back.
Apr 27, 2015
Photo of Jason I.
Apr 27, 2015
My favorite card is easily the Platinum Prestige from Capital One. It has a lot of great bonus features and offers an intro APR that is pretty much impossible to beat. I used it to transfer a balance from a previous card to 0% and just for that - I love this card! I like being able to see what my credit score is (in real-time) , the auto rental insurance, and the roadside assistance. There's no way to go wrong with this one.
Apr 27, 2015
Photo of Nick S.
Apr 27, 2015
My favorite card is the Barclay Arrival Plus credit card. This card offers a great bonus and also offers double points on every purchase no matter the category. The best part is that you can use your points on ANY travel related purchase as a statement credit. That's any airline, any hotel, ect... I highly recommend this card for anyone that travels.
Apr 27, 2015
Photo of Justin B.
Apr 27, 2015
My favorite credit card has to be the Visa Rewards card from USAA, it has a great APR and awesome for earning points to get money back.
Apr 26, 2015
Photo of Turk S.
Apr 26, 2015
The best credit card is the Platinum American Express. The customer service and rewards points program is by far the best I've ever experienced. I love being able to convert points to miles on whatever airline I chose. I also appreciate how they monitor spending and catch any fradulant charges immediately. They have on several occasions notified me of fraudalant activity on my card and sent a new card within 24 hours to my home. I highly recommend this card!
Apr 22, 2015
Photo of Guy E.
Apr 22, 2015
My favorite card is the Amazon Visa Rewards card. Using it to pay for and renew Prime, and to give a good percentage back on my purchases. The card offers better return on spending for gas and groceries as well as any other card I've used. It's a great all around card that's useful in every situation, but especially useful since I shop on Amazon so much. Using it for auto-renewal items makes it an even better deal.
Apr 19, 2015
Photo of Daniel N.
Apr 19, 2015
My favorite credit card is the Bank of America rewards card. Applying was easy, and getting approved did not take long either. I use this card for everything. My favorite feature is definitely the cash back feature. It's always nice getting rewarded for things that you already would have bought.
Apr 19, 2015
Photo of Matt C.
Apr 19, 2015
I personally use the Capital One Quicksilver Cash Rewards Credit Card because of the 1% cash back. I have never had any trouble with fees or penalties and can use the can back as a plus. This really is my favorite credit card just because of that. It doesn't have any annual fees as well as provides the cash back perk. My other card only has no annual fees. This is why this card is clearly my favorite of the two I own. I try to use it for a majority of my purchases just because of that. That is why I would recommend it to anyone looking.
Apr 19, 2015
Photo of Brandon H.
Apr 19, 2015
I have used a lot of credit cards and my favorite is easily my Amazon.com card through Chase. It was very easy to get. There is no annual fee. And when you sign up they give you $50 in amazon credit. The interest rate is market competitive. The reward points are very generous....3x points on all amazon purchases, 2x on food and gas, and 1x points on everything else.
Apr 19, 2015
Photo of Max L.
Apr 19, 2015
The best credit card for me is the BankAmericard® for Students Credit Card. I like it because I'm a college student. There is no annual fees and it's perfect for student like me who will need time to pay off debts.
Apr 19, 2015
Photo of John F.
Apr 19, 2015
The best credit card I use is my capital one card. I love the rewards I get with it and it is always easy to redeem them. When I call customer service is always prompt in getting my needs met. I use this card for at least 75% of my purchases, and I feel safe using it on-line with the awesome fraud protection features. Overall Capital One is a great credit card company to use.
Jan 4, 2015
Photo of Cody R.
Jan 4, 2015
The low rates and ease of payment of my Amazon credit card make using it simple.
Jan 2, 2015
Photo of Joseph B.
Jan 2, 2015
The best credit card for you probably depends on what benefits you want most out of the card. The best card I know about is amazon's own card. If you're like me and do all of your shopping at amazon, the savings add up. There's no annual fee and the rates are what you would expect from a retailer card and will vary based on market. Either way, the rewards card is great since everything gives you a percentage back on purchases made anywhere.
Jan 2, 2015
Photo of Desmond S.
Jan 2, 2015
My wife and I both have our own Capital One platinum prestige cards. We were fortunate enough to also be awarded 13% APR and although there are no rewards, the benefit of no annual fee is a better bargain to me. It is a very persistent card and I have had it since 2008. I love this card because the monthly required payment amount is of medium weight and there isn’t much interest to be charged.
Jan 1, 2015
Photo of Sarah M.
Jan 1, 2015
I have a number of cards which have helped me build and maintain my credit and my favorite by for is the capital one quicksilver card. I love the rewards system, you get 1 percent of every purchase back. You can redeem your rewards whenever you like for any amount. This card also has a good interest rate for me which is great for when i make big purchases that i intend to pay off over a number of months.
Dec 30, 2014
Photo of Gary G.
Dec 30, 2014
How long before I get an answer
Dec 20, 2014
Photo of Isis S.
Dec 20, 2014
I love my Discover IT card. They have tons of stores that offer 5% cash back and you can even use Shop Discover which gives you even more discounts.
Dec 1, 2014
Photo of Hunter L.
Dec 1, 2014
I prefer Capital One® Quicksilver® Cash Rewards Credit Card because there is no annual fee!