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Best Credit Card Deals

Last update: Apr 27, 2015

best credit card deals The post-Great Recession landscape has been rife with attractive credit card deals – including hundreds of dollars in initial bonuses and extended 0% terms. But which are the best of the bunch? After reviewing more than 1,000 options, CardHub’s editors have selected the following offers (some of which are from CardHub sponsors) as the Best Credit Card Deals of 2015. If you want to narrow your search based on the type of feature you’re most interested in, you can also check out CardHub’s picks for the Best Rewards Credit Cards, Best 0% Credit Cards, Best Balance Transfer Credit Cards and more.

Excellent Credit Best Credit Card Deals for Excellent Credit
Chase Slate®

chase slate Apply Now

  • Purchase Intro APR: 0% for 15 months
  • Transfer Intro APR: 0% for 15 months
    • Transfer Fee: None
  • Regular APR: 12.99% - 22.99% (V)
  • Annual Fee: $0
  • Rewards: None
  • Editor's Notes: Best for Balance Transfers. The Slate Card is what's known as a free balance transfer credit card, as it offers a 0% introductory ratmore
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Chase Sapphire Preferred® Card

chase sapphire preferred Apply Now

  • Purchase Intro APR: N/A
  • Transfer Intro APR: N/A
    • Transfer Fee: 3% (min $5)
  • Regular APR: 15.99% (V)
  • Annual Fee: None 1st yr, $95 after
  • Rewards: Points
    • Bonus: 40,000 points
    • Base Earn: 1 points / $1
    • Max Earn: 2 points / $1
  • Editor's Notes: While you might be able to find an initial bonus that offers more points/miles than the Chase Sapphire Preferred Card, it’s hard to argue against thismore
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Capital One® Venture® Rewards Credit Card

capital one venture Apply Now

  • Purchase Intro APR: N/A
  • Transfer Intro APR: N/A
    • Transfer Fee: None
  • Regular APR: 12.9% - 22.9% (V)
  • Annual Fee: $0 for 1st yr, $59 after
  • Rewards: Miles
    • Bonus: 40,000 miles
    • Base Earn: 2 miles / $1
    • Max Earn: 2 miles / $1
  • Editor's Notes: Best for Rewards. The Capital One Venture Rewards Credit Card has one of the best rewards on the market. The 40,000 bonus miles you gmore
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Barclaycard Arrival Plus™ Credit Card

barclaycard arrival plus

  • Purchase Intro APR: N/A
  • Transfer Intro APR: 0% for 12 months
    • Transfer Fee: 3%
  • Regular APR: 14.99% - 18.99% (V)
  • Annual Fee: None 1st yr, $89 after
  • Rewards: Miles
    • Bonus: 40,000 miles
    • Base Earn: 2 miles/$1
    • Max Earn: 2 miles/$1
  • Editor's Notes: Best for Rewards. The Barclaycard Arrival Plus World Elite MasterCard is one of a select few offers providing consumers with the oppomore
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Good Credit Best Credit Card Deals for Good Credit
Capital One® Quicksilver® Cash Rewards Credit Card

capital one quicksilver Apply Now

  • Purchase Intro APR: 0% until January 2016
  • Transfer Intro APR: 0% until January 2016
    • Transfer Fee: 3%
  • Regular APR: 12.9% - 22.9% (V)
  • Annual Fee: None
  • Rewards: Cash Back
    • Bonus: $100
    • Base Earn: 1.5%
    • Max Earn: 1.5%
  • Editor's Notes: Best for Rewards. The relatively new Quicksilver Card assumes the role once held by the No Hassle Cash Rewards Card in Capital One’s more
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Capital One® Platinum Prestige Credit Card

capital one platinum prestige Apply Now

  • Purchase Intro APR: 0% until July 2016
  • Transfer Intro APR: 0% until July 2016
    • Transfer Fee: 3%
  • Regular APR: 10.9% - 20.9% (V)
  • Annual Fee: None
  • Rewards: None
  • Editor's Notes: Best for Financing. The Capital One Platinum Prestige Card offers straightforward value to consumers who have good credit standing anmore
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Fair Credit Best Credit Card Deals for Fair Credit
Capital One® QuicksilverOne® Cash Rewards Credit Card

quicksilverone rewards Apply Now

  • Purchase Intro APR: 0% until January 2016
  • Transfer Intro APR: 0% until January 2016
    • Transfer Fee: None
  • Regular APR: 22.9% (V)
  • Annual Fee: $39
  • Rewards: Cash Back
    • Bonus: None
    • Base Earn: 1.5%
    • Max Earn: 1.5%
  • Editor's Notes: Best for Rewards. Capital One's QuicksilverOne Cash Rewards Card offers the absolute best rewards-earning option available to people more
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Limited History Best Credit Card Deals for Limited History
College Students
Journey® Student Rewards from Capital One®

capital one student rewards credit card Apply Now

  • Purchase Intro APR: N/A
  • Transfer Intro APR: N/A
    • Transfer Fee: None
  • Regular APR: 19.8% (V)
  • Annual Fee: None
  • Rewards: Cash Back
    • Bonus: None
    • Base Earn: 1%
    • Max Earn: 1.25%
  • Editor's Notes: Best for College Students. Not only does the Capital One Journey Student Rewards Card offer straightforward, lucrative rewards withoumore
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BankAmericard® for Students Credit Card

bank of america student platinum plus visa credit card

  • Purchase Intro APR: 0% for 15 months
  • Transfer Intro APR: 0% for 15 months
    • Transfer Fee: 3%
  • Regular APR: 10.99% - 20.99% (V)
  • Annual Fee: None
  • Rewards: None
  • Editor's Notes: Best for College Students. It’s rare for a student credit card to offer terms comparable to the best credit cards on the market, but more
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Non-College Students
Capital One® QuicksilverOne® Cash Rewards Credit Card

quicksilverone rewards Apply Now

  • Purchase Intro APR: 0% until January 2016
  • Transfer Intro APR: 0% until January 2016
    • Transfer Fee: None
  • Regular APR: 22.9% (V)
  • Annual Fee: $39
  • Rewards: Cash Back
    • Bonus: None
    • Base Earn: 1.5%
    • Max Earn: 1.5%
  • Editor's Notes: Best for Rewards. Capital One's QuicksilverOne Cash Rewards Card offers the absolute best rewards-earning option available to people more
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Bad Credit Best Credit Card Deals for Bad Credit
Secured Card
Capital One® Secured MasterCard®

capital one secured credit card Apply Now

  • Min Deposit: $49, $99, or $200
  • Annual Fee: None
  • Monthly Fee: None
  • One-time Setup Fees: None
  • Regular APR: 24.9% (V)
  • Editor's Notes: Best Partially Secured Card. While the Capital One Secured MasterCard charges a higher annual fee than certain other cards in its clamore
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Unsecured Card
Credit One Bank® Credit Card with Gas Rewards

credit one credit card Apply Now

  • Annual Fee: $35 - $99
  • Monthly Fee: None
  • One-time Setup Fees: None
  • Regular APR: 17.90% - 23.90% (V)*
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About our Editor's Picks

Our editors' recommendations for the Best Credit Card Deals are a reflection of their own subjective opinions, and they should not be relied upon as the sole basis for choosing your credit card. We work hard to present you with the most accurate credit card information, however, the credit card terms and conditions do not originate from us and thus we do not guarantee the accuracy of the information. Before applying for a credit card we recommend that you verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences.

Ad Disclosure: Certain offers originate from paying advertisers, and this will be noted on a card's details page using the designation "Sponsored Card", where applicable. Advertising status does not affect which cards show up on this page but may impact the order in which they appear. At CardHub we try to list as many credit card offers as possible and currently have more than 1,200 offers, but we do not make any representation of listing all available offers.

Ask our Experts
EXPERT’S ANSWERS

Is credit standing the only factor to consider?

By: Odysseas Papadimitriou, CardHub CEOIf you can't get approved for a given credit card, it might as well not exist. Therefore, your credit standing dictates the credit card deals available to you and helps narrow your search. However, it's not the sole factor to be taken into consideration when searching for the best credit card deal. Credit cards are usually designed for specific purposes, and, as a result, the best deals on credit cards depend on what you plan to use your card for in addition to your credit standing.

How often do these credit card deals change?

By: Odysseas Papadimitriou, CardHub CEOPeople often search for the best credit card deals 2011, implying a belief that these deals are static. However, credit card companies regularly change their offers, often altering rewards, interest rates and fees in the process. This means that the best credit card deals one month might not be the same as the next. As a result, our editors update this list whenever they find new deals.

What's the difference between credit card deals and credit card promotions?

By: John Kiernan, Personal Finance EditorCredit card promotions, or credit card specials, are generally limited-time offers used by credit card companies to advertise special card features, such as an introductory 0% APR. While some of the best credit card deals stem from credit card promotions, others are categorized as good deals because of prominent yet permanent features. However, since these terms are so closely connected, they are often used interchangeably to describe top credit card offers.
COMMUNITY DISCUSSION

Help others find the best credit card by sharing what your deciding factor was when choosing your card (customer service, interest rate, fees, convenience, rewards, etc.)

 
Apr 26, 2015
By:
The best credit card is the Platinum American Express. The customer service and rewards points program is by far the best I've ever experienced. I love being able to convert points to miles on whatever airline I chose. I also appreciate how they monitor spending and catch any fradulant charges immediately. They have on several occasions notified me of fraudalant activity on my card and sent a new card within 24 hours to my home. I highly recommend this card!
Apr 22, 2015
By:
My favorite card is the Amazon Visa Rewards card. Using it to pay for and renew Prime, and to give a good percentage back on my purchases. The card offers better return on spending for gas and groceries as well as any other card I've used. It's a great all around card that's useful in every situation, but especially useful since I shop on Amazon so much. Using it for auto-renewal items makes it an even better deal.
Apr 19, 2015
By:
My favorite credit card is the Bank of America rewards card. Applying was easy, and getting approved did not take long either. I use this card for everything. My favorite feature is definitely the cash back feature. It's always nice getting rewarded for things that you already would have bought.
Apr 19, 2015
By:
I personally use the Capital One Quicksilver Cash Rewards Credit Card because of the 1% cash back. I have never had any trouble with fees or penalties and can use the can back as a plus. This really is my favorite credit card just because of that. It doesn't have any annual fees as well as provides the cash back perk. My other card only has no annual fees. This is why this card is clearly my favorite of the two I own. I try to use it for a majority of my purchases just because of that. That is why I would recommend it to anyone looking.
Apr 19, 2015
By:
I have used a lot of credit cards and my favorite is easily my Amazon.com card through Chase. It was very easy to get. There is no annual fee. And when you sign up they give you $50 in amazon credit. The interest rate is market competitive. The reward points are very generous....3x points on all amazon purchases, 2x on food and gas, and 1x points on everything else.
Apr 19, 2015
By:
The best credit card for me is the BankAmericard® for Students Credit Card. I like it because I'm a college student. There is no annual fees and it's perfect for student like me who will need time to pay off debts.
Apr 19, 2015
By:
The best credit card I use is my capital one card. I love the rewards I get with it and it is always easy to redeem them. When I call customer service is always prompt in getting my needs met. I use this card for at least 75% of my purchases, and I feel safe using it on-line with the awesome fraud protection features. Overall Capital One is a great credit card company to use.
Jan 4, 2015
By:
The low rates and ease of payment of my Amazon credit card make using it simple.
Jan 2, 2015
By:
The best credit card for you probably depends on what benefits you want most out of the card. The best card I know about is amazon's own card. If you're like me and do all of your shopping at amazon, the savings add up. There's no annual fee and the rates are what you would expect from a retailer card and will vary based on market. Either way, the rewards card is great since everything gives you a percentage back on purchases made anywhere.
Jan 2, 2015
By:
My wife and I both have our own Capital One platinum prestige cards. We were fortunate enough to also be awarded 13% APR and although there are no rewards, the benefit of no annual fee is a better bargain to me. It is a very persistent card and I have had it since 2008. I love this card because the monthly required payment amount is of medium weight and there isn’t much interest to be charged.
Jan 1, 2015
By:
I have a number of cards which have helped me build and maintain my credit and my favorite by for is the capital one quicksilver card. I love the rewards system, you get 1 percent of every purchase back. You can redeem your rewards whenever you like for any amount. This card also has a good interest rate for me which is great for when i make big purchases that i intend to pay off over a number of months.
Dec 20, 2014
By:
I love my Discover IT card. They have tons of stores that offer 5% cash back and you can even use Shop Discover which gives you even more discounts.
Dec 1, 2014
By:
I prefer Capital One® Quicksilver® Cash Rewards Credit Card because there is no annual fee!
Nov 26, 2014
By:
My favorite credit card that is out there is the chase platinum. I like this card because it has a low interest rate and every-time you use your card you get rewards that you can turn in for gift cards and other merchandise.
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