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Best Gas Credit Cards

Last update: Mar 10, 2015
Best Gas Credit Cards
Many of us feel helpless watching the numbers on the pump climb higher as our cars gorge on gas and our bank accounts shrink before their eyes. Fortunately, gas credit cards are there to help us save some dough at the pump. But which of these specialty rewards cards is the best? CardHub compares more than 1,000 credit card offers to identify our editor’s selections for the Best Gas Credit Cards.
In considering our Best Gas Credit Card picks (some of which originate from CardHub advertising partners), keep in mind there are two types of credit cards that offer gas rewards: gas station-affiliated credit cards and generic gas credit cards. Which type is right for you depends a lot on your geographic location and spending habits. You can get guidance about making that choice below our picks.
  • Generic Gas Credit Card

    This Pentagon Federal Credit Union credit card offers the points equivalent of 4% cash back on gas purchases at any station (as long as they're paid at the pump) in addition to 2.4% on supermarket purchases and 0.8% on all other purchases. You will have to join PenFed, but anyone can do so for $15. It's also interesting to note that the PenFed Platinum Rewards Card offers 4.99% interest on balance transfers for 48 Months and a 9.99% regular rate thereafter.
  • Generic Gas Credit Card

    Provides 3% cash back at gas stations and select department stores, 6% at supermarkets, and 1% everywhere else. It charges a $75 annual fee, but the $150 initial bonus you get for spending $1,000 in the first three months will cover that for two years.
  • Generic Gas Credit Card

    Gives you 3% cash back on all gas purchases up to $4,000 (1% thereafter), 2% at restaurants, 2% on travel, and 1% on everything else. This card does not have an initial bonus, and Costco members do not have to pay an annual fee.
  • Station-Affiliated Credit Card

    Offers a 25-cent rebate (~6.8%) for each gallon of Marathon gas purchased during months a cardholder charges at least $1,000 on this card, $0.15/gal. (~4%) for spending $500 and $999.99, and $0.05 (~1.3%) for spending less than $500. For the first 90 days new cardholders earn double rebates. This card does not have an annual fee or an initial bonus.
  • Station-Affiliated Credit Card

    Provides a $0.30/gallon discount (~8.1%) on Chevron and Texaco gas for the first 60 days after account opening. Thereafter, you get $0.20/gal. off (~5.4%) during months that you spend more than $1,000 on qualifying purchases and $0.10/gal. (~2.7%) off when you spend $300-$1,000. Qualifying purchases include most charges made with your card, excluding those at Chevron and Texaco branded merchants (i.e. gas station shops) and competing gas station chains. You can earn and redeem a maximum of $300 in discounts each calendar year.

Reviews & Discussion

Help others find the Best Credit Card for their needs by providing recommendations, caustions, and insider tips
Jan 22, 2015
Our business is looking for a gas credit card for two of our employees. We want them to be able to charge gas only at most all gas stations. There are not always several stations to pick from, so a station specific card wold not be feasible. Thank you for your recommendations.
Our editors' recommendations for the Best Gas Credit Cards are a reflection of their own subjective opinions, and they should not be relied upon as the sole basis for choosing your credit card. We work hard to present you with the most accurate credit card information, however, the credit card terms and conditions do not originate from us and thus we do not guarantee the accuracy of the information. Before applying for a credit card we recommend that you verify the credit card terms and conditions on the credit card company's web site. Please let us know if you have any questions or suggestions.

Ad Disclosure: Certain offers originate from paying advertisers, and this will be noted on a card's details page using the designation "Sponsored Card", where applicable. Advertising status does not affect which cards show up on this page but may impact the order in which they appear. At CardHub we try to list as many credit card offers as possible and currently have more than 1,200 offers, but we do not make any representation of listing all available offers.
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