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Best Gas Credit Cards

Last update: Nov 13, 2014
Best Gas Credit Cards
From over 1,000 credit card offers, Card Hub identified the following as being the Best Gas Credit Cards given their ability to help people save as gas prices continue to rise. The current national average of $3.66 per gallon is nearly 10 percent higher than it was at the beginning of the year, and prices have already crossed the $4.10 mark in states like California and Hawaii.
Many Americans simply feel helpless watching the numbers on the pump climb higher and higher as their cars gorge on gas and their bank accounts shrink before their eyes. The costs you incur could also continue to rise moving forward, as travel and gas consumption have historically tended to climb during the summer months and peak in August.
All in all, the U.S. Energy Information Administration expects the price of regular gas to average $3.50/gal in 2014 and $3.38/gal in 2015, compared with $3.51/gal in 2013.
Luckily, there are a few steps consumers can take to minimize the financial impact of gas without taking drastic or unfeasible measures such as not driving or buying a more fuel-efficient car. These money-savings tricks begin with one's credit card. There are two types of credit cards that offer gas rewards: gas station-affiliated credit cards and generic gas credit cards. Which type consumers get depends on their geographic location and spending habits, but before we get to that let's take a look at the best cards in each category (some of which originate from CardHub advertising partners).
  • Generic Gas Credit Card

    This Pentagon Federal Credit Union credit card offers the points equivalent of 4% cash back on gas purchases at any station (as long as they're paid at the pump) in addition to 2.4% on supermarket purchases and 0.8% on all other purchases. You will have to join PenFed, but anyone can do so for $15. It's also interesting to note that the PenFed Platinum Rewards Card offers 4.99% interest on balance transfers for 48 Months and a 9.99% regular rate thereafter.
  • Generic Gas Credit Card

    Provides 3% cash back at gas stations and select department stores, 6% at supermarkets, and 1% everywhere else. It charges a $75 annual fee, but the $150 initial bonus you get for spending $1,000 in the first three months will cover that for two years.
  • Generic Gas Credit Card

    Gives you 3% cash back on all gas purchases up to $4,000 (1% thereafter), 2% at restaurants, 2% on travel, and 1% on everything else. This card does not have an initial bonus, and Costco members do not have to pay an annual fee.
  • Station-Affiliated Credit Card

    Offers a 25-cent rebate (~6.8%) for each gallon of Marathon gas purchased during months a cardholder charges at least $1,000 on this card, $0.15/gal. (~4%) for spending $500 and $999.99, and $0.05 (~1.3%) for spending less than $500. For the first 90 days new cardholders earn double rebates. This card does not have an annual fee or an initial bonus.
  • Station-Affiliated Credit Card

    Provides a $0.30/gallon discount (~8.1%) on Chevron and Texaco gas for the first 60 days after account opening. Thereafter, you get $0.20/gal. off (~5.4%) during months that you spend more than $1,000 on qualifying purchases and $0.10/gal. (~2.7%) off when you spend $300-$1,000. Qualifying purchases include most charges made with your card, excluding those at Chevron and Texaco branded merchants (i.e. gas station shops) and competing gas station chains. You can earn and redeem a maximum of $300 in discounts each calendar year.

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Help others find the Best Credit Card for their needs by providing recommendations, caustions, and insider tips
Our editors' recommendations for the Best Gas Credit Cards are a reflection of their own subjective opinions, and they should not be relied upon as the sole basis for choosing your credit card. We work hard to present you with the most accurate credit card information, however, the credit card terms and conditions do not originate from us and thus we do not guarantee the accuracy of the information. Before applying for a credit card we recommend that you verify the credit card terms and conditions on the credit card company's web site. Please let us know if you have any questions or suggestions.

Ad Disclosure: Certain offers originate from paying advertisers, and this will be noted on a card's details page using the designation "Sponsored Card", where applicable. Advertising status does not affect which cards show up on this page but may impact the order in which they appear. At CardHub we try to list as many credit card offers as possible and currently have more than 1,200 offers, but we do not make any representation of listing all available offers.