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Best Gas Credit Cards

Last update: Jun 17, 2015
Best Gas Credit Cards
Days of the $4 gallon may seem like they’re in the rearview mirror, but the fact that gas prices have risen 30% thus far in 2015 seems to indicate that we may soon stop seeing 2’s next to dollar signs at gas stations. A means by which to save at the pump is therefore necessary if you wish to keep your current budget in balance, and getting a gas rewards credit card is one of the easiest ways to do so.
In order to identify the best gas credit cards on the market, CardHub compared more than 1,000 credit card offers based on fees and rewards yield per dollar spent on gas. Below you can find our selections, both for cards affiliated with particular station chains and those offering higher earning rates on all gas purchases. We’ll also offer tips for choosing the right gas credit card for your needs as well as provide ideas for other ways to save at the pump.
  • Generic Gas Credit Card

    This Pentagon Federal Credit Union credit card offers 5 points per dollar spent on gas purchases (the equivalent of 4.25% cash back, given that 100 points are worth roughly $0.85) in addition to 3 points /$1 on supermarket purchases and 1 point / $1 on all other purchases. You will have to join PenFed, but anyone can do so for $15.
  • Provides 3% cash back at gas stations and select department stores, 6% at supermarkets (up to $6,000 per year), and 1% everywhere else. It charges a $75 annual fee, but the $150 initial bonus you get for spending $1,000 in the first three months will cover that for two years.
  • Gives users 3 points per $1 spent on travel and gas (the equivalent of 3% cash back), 2 points per $1 on dining and entertainment, and 1 point on everything else. Spending $3,000 before your account’s three-month anniversary will also trigger a 50,000-point initial bonus, redeemable for $500 in gift cards or $625 in airfare. This card’s $95 annual fee takes effect in year two.
  • Gives 3 points per dollar on all gas purchases (the equivalent of % cash back), 2 points at restaurants, and 1 point on everything else. This card has an initial bonus of 20,000 points, and does not charge an annual fee first year, $45 thereafter.
  • Station-Affiliated Credit Card

    Offers a 25-cent rebate (~8.8% cash back) for each gallon of Marathon gas purchased during months a cardholder charges at least $1,000 on this card, $0.15/gal. (~5.3%) for spending $500 and $999.99, and $0.05 (~1.8% cash back) for spending less than $500. For the first 90 days new cardholders earn double rebates. This card does not have an annual fee or an initial bonus.
  • Provides a $0.30/gallon discount (~10.6% cash back) on Chevron and Texaco gas for the first 60 days after account opening. Thereafter, you get $0.20/gal. off (~7.1%) during months that you spend more than $1,000 on qualifying purchases and $0.10/gal. (~3.5%) off when you spend $300-$1,000. Qualifying purchases include most charges made with your card, excluding those at Chevron and Texaco branded merchants (i.e. gas station shops) and competing gas station chains. You can earn and redeem a maximum of $300 in discounts each calendar year.

Reviews & Discussion

Help others find the Best Credit Card for their needs by providing recommendations, caustions, and insider tips
Jan 22, 2015
By:
Our business is looking for a gas credit card for two of our employees. We want them to be able to charge gas only at most all gas stations. There are not always several stations to pick from, so a station specific card wold not be feasible. Thank you for your recommendations.
Our editors' recommendations for the Best Gas Credit Cards are a reflection of their own subjective opinions, and they should not be relied upon as the sole basis for choosing your credit card. We work hard to present you with the most accurate credit card information, however, the credit card terms and conditions do not originate from us and thus we do not guarantee the accuracy of the information. Before applying for a credit card we recommend that you verify the credit card terms and conditions on the credit card company's web site. Please let us know if you have any questions or suggestions.

Ad Disclosure: Certain offers originate from paying advertisers, and this will be noted on a card's details page using the designation "Sponsored Card", where applicable. Advertising status does not affect which cards show up on this page but may impact the order in which they appear. At CardHub we try to list as many credit card offers as possible and currently have more than 1,200 offers, but we do not make any representation of listing all available offers.
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