First Credit Card

Help me narrow the search for my first credit card

Getting your first credit card can be a daunting task given the sheer number of options that exist. When considering your choices, remember that the best first credit card not only has the lowest fees and interest rates possible but also the highest likelihood of approval. Being declined can hurt your credit score and make getting a first credit card even harder. In order to help you apply for your first credit card, we compiled a list of credit cards tailored specifically to people with no credit history. Some of the cards below are labeled as secured credit cards. All this means is that you must place a refundable security deposit to open one. While you may think this is a bad thing, it actually makes your approval guaranteed. No matter how good a first credit card you end up with, better options will become available to you if you use your first credit card responsibly. So pay your bill on time and in full each month, and you will be able to leave your first credit card behind in no time.

We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Certain offers originate from paying advertisers, and this will be noted on a card’s details page, when applicable.

Before you apply for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the First Credit Card shown on this page.

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