AARP Credit Card

We're sorry, but this offer may have been discontinued and may no longer be available to new applicants. Below is the card's latest information according to our records from when it was last available to new applicants through this website.

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AARP Credit Card
  • Minimum Credit Required:Excellent, Good
  • Annual Fee:None
  • Network: VISA
 
 
 
Rewards: No 
 
 
Purchases:
Intro Rate 0% Intro Period 6 months Regular Rate 12.24% - 18.24%
Balance Transfers: 
Intro Rate0% Intro Period6 months Regular Rate12.24% - 18.24% Balance Transfer Fee 3%
Cash Advances:
Cash Advance Rate 24.24% Cash Advance Fee 3% (min $10)
 
 
Additional Info:
  • No Annual Fee
  • Built in Protection at no extra cost
  • Help End Hunger: In 2012, Chase Bank USA, N.A will automatically donate $0.03 for each purchase made with the AARP® Visa® Card and $1 for each new account opened to AARP Foundation's in support of the Drive to End Hunger effort, up to a maximum of $2 million each year.
  • Max Late Fee:  $35
  • Max Overlimit Fee:  $35
  • Max Penalty APR:  29.99%
  • Grace Period:  25 days
  • Online Response:  No
  • Foreign Transaction Fee:  3%
 
 
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If you currently have the AARP Credit Card and are satisfied or you like the terms of this credit card offer please let your friends know.

 
 
 
 
 
 
back to top Discussion

Share your experiences, thoughts or just ask a question:

  • Joe Weider:
    I have a question: Why would anyone ever open the AARP Credit Card when the AARP credit card offers better terms across the board? If you think it has to do with a difference in annual fee, you’re mistaken, as both AARP credit cards have no annual fee. That’s essentially where the similarities end though. The AARP Rewards Card offers a 10,000 point initial bonus, 3 points per $1 spent on travel, and 1 point per $1 spent on everything else, whereas the AARP Card does not provide rewards. The AARP Rewards Credit Card offers 0% on purchases and transfers for 12 months, whereas the AARP Credit Card only offers 0% for six months. Both cards have a 3% balance transfer fee and while the AARP Card’s regular interest rate could end up being lower than the AARP Rewards Card’s, itd only be for people with the highest credit scores. They, of course, would be better suited leaving branding alone and turning their attention away from both the AARP Credit Card and its “Rewards” cousin. Some good alternatives to consider are the Chase Sapphire Prefered, Capital One Venture, and Vlue Cash Everyday credit cards, which all offer great rewards, or the Citi Simplicity, Diamond Preferred and Platinum Select cards, which all offer 0% for 18 months.
 

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The card information shown on this page was last updated: February 29th, 2012 at 12:26 EST


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