AARP Rewards Credit Card

aarp rewards credit card
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218 reviews   Write a Review
Info about the AARP Rewards Credit Card has been collected by CardHub to help consumers better compare credit cards. The card issuer did not provide the details.
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AARP Rewards Credit Card’s Rewards

Bonus
10,000 points
Base Earn
1 point / $1
Max Earn
3 points / $1
  • Earn 10,000 bonus points after you spend $500 worth in purchases in the first 3 months of account opening - redeemable for a $100 check.
  • Earn 3% cash back on gas station and restaurant purchases and a full 1% on all other purchases.
  • Rewards are earned as points, which can be redeemed for cash back: 1% cash back equals 1 point.
  • Redeem for cash, gift cards and travel

AARP Rewards Credit Card’s Key APRs & Fees

Purchase Intro APR
0% for 12 months
Transfer Intro APR
0% for 12 months
Regular APR
16.49% (V)
  • ANNUAL FEE None
  • BALANCE TRANSFER
    FEE
    3%

AARP Rewards Credit Card’s Additional Info

  • MAX LATE FEE   $35
  • MAX OVERLIMIT
    FEE  
    None
  • MAX PENALTY APR   None
  • GRACE PERIOD   25 days
  • ONLINE RESPONSE   No
  • CASH ADVANCE
    RATE
    25.24% (V)
  • CASH ADVANCE
    FEE
    5% (min $10)
  • FOREIGN
    TRANSACTION FEE  
    3%
  • SMART CHIP   Yes, chip-and-signature
  • For every purchase you make at Restaurants with your Card, $0.10 will be donated to AARP Foundation in support of Drive to End Hunger up to $1.1 Million in 2016
  • 24-hour-a-day customer service
  • Easy-to-use online account management
  • Benefits: Purchase Protection, Return Protection and Zero Liability Protection

Customer Questions and Answers

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How do I sign up to see how many reward points I have?
Reply

Photo of Card H.
Oct 29, 2015
You can create an online account and access your rewards balance at: https://creditcards.chase.com/aarp/cardmember . Let us know if you run into any difficulties!
6 Votes 6

I also cannot get to rewards site, used to be very easy, what happened?
Reply

Photo of Card H.
Jan 29, 2013
Eileen, does this site work for you: https://www.chase.com/online/Credit-Cards/aarp-col-rewards-rtbl.htm?
5 Votes 5

I redeemed my reward points to be deposited to my Chase account but as of today it has not been done. How long will it to take for this transaction to be completed?
Reply

Photo of Card H.
Apr 26, 2016
Such transactions should be processed immediately or by the next business day. If you are still waiting, we advise calling Chase’s customer service at 800-283-1211. Please let us know if you have any other questions.
4 Votes 4
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Customer Reviews

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3.2 out of 5

218 reviews
11%
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64%
8%
3%
Photo of Robert B.
May 23, 2016
Nothing but trouble. Seems there is a monthly late fee. I also just called to redeem my mothers "Rewards" points for her (I am POA) and Chase won't allow me to do so. We put her on Hospice about a month ago and I was going through her accounts to simplify the process (she only has a week or two left). She can;t request in writing as her motor skills are gone and she can't talk due to the effects of her pain meds. So, Chase owes a dying woman $100 and they won't give her what rightfully has earned. Stay away from those guys!!!
Photo of Ben W.
Jul 15, 2014
I do not like the international transaction fee. My other card does not charge a fee. I am traveling starting next week. I will use my other card whenever possible. You will loose money as a result.
Photo of Robinn M.
Aug 1, 2015
What I really would like to know is,.Does AARP credit card go through Chase or is it a credit card of it's own? This is what I really want to know. I have seen so many AARP credit card applications, but none that are truly though AARP. Does anyone know if there is a real AARP credit card application of it's own. Please let me know.
Thank You Robinn Mcclain
Photo of Alice H.
Feb 21, 2014
Chase has always had great customer services and their card security is pretty amazing, to the point where I have even been locked out of my own account (my own fault). But I knew that my money was safe. The only downsides are the steep international fees. I generally use the card for travel, which might not be the best way to use it, but when I withdraw any cash it costs $10 plus the 3% that adds up very quickly. Any payment in international currencies merits that 3% charge. But otherwise the no annual fee and the seemingly small late fees are a huge bonus. I've had my chase more
Photo of Nick M.
Aug 13, 2013
Awesome, AARP Rewards Credit Card gave me 10,000 points rewarded as soon as i hit $500 which gave me $100 back. It also gave me 3% cash back on gas station and restaurant purchases and a full 1% on all other purchases which is fantastic for credit cards now a days, especially dining out and fueling up and a rate of 16.24% is good considering the current economy, plus no annual feel is a HUGE bonus.
Photo of Reylin B.
Aug 7, 2013
The AARP Rewards Credit Card is quite known. I've heard about it many times. There are some good benefits to it. One thing I like a lot is the no annual fee. That is simple but I always appreciate not having annual fees with a credit card. Also, I like that you can get $100 cash back if you spend 500 bucks during your first 3 months with the card. That is really nice. I feel like if you're old enough to have this card, you should definitely take advantage of getting it. There are other cards similar to this one for those not old enough, such as the Costco more
Photo of Benjamin X.
Aug 2, 2013
You hear about AARP a lot in hotels - they offer a discount like the AAA. Unfortunately, being younger, I can't actually get a hold of this card. The AARP Rewards Credit Card does offer a really nice $100 check back for spending $500 in the first 3 months, as well as 3% cashback on gas station and restaurant purchases, as well as 1% on everything - similar to the Costco American Express. You can even redeem your points for cash, travel, etc, so it's really versatile. I'll probably get one as I get older, as this is actually equivalent in most categories or better than the True Earnings Costco more
Photo of Joe W.
Feb 3, 2012
I’m not going to reveal my age here, but the truth is old stogie time is coming faster for all of us than we think. It isn’t all bad though as those people in the Cialis commercials seem to be having an awesome time and you get a lot of discounts just for being old ( I know my dad gets pumped when he gets senior discounts at the movies). The benefits of old age aren’t necessarily just given to you though, you often have to sign up for them or pay a small fee, think signing up for an AARP membership or the AARP Credit Card. The AARP Credit more
+211 users submitted a rating without a full review
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Last updated on: May 24th, 2016 at 12:12 EDT

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