AARP Rewards Credit Card

AARP Rewards Credit Card
Required Credit Score: Excellent, Good
3 152 reviews   Write a Review!
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AARP Rewards Credit Card's Rewards

Bonus
10,000 points
Base Earn
1 point/$1
Max Earn
3 points/$1
Earn / Redeem Limit
No
  • Earn 10,000 bonus points after you spend $500 worth in purchases in the first 3 months of account opening - redeemable for a $100 check.
  • Earn 3% cash back on gas station and restaurant purchases and a full 1% on all other purchases.
  • Rewards are earned as points, which can be redeemed for cash back:1% cash back equals 1 point.
  • Earn an additional 1 point for each $1 of airfare and hotel accommodation net purchases when you book through the toll-free travel redemption number.
  • Redeem for cash, travel, gift cards and merchandise.
  • For every purchase you make at Restaurants with your Card, $0.25 will be donated to AARP Foundation in support of Drive to End Hunger up to $1 Million in 2014.

AARP Rewards Credit Card's Key APRs & Fees

Intro Rate on Purchases
0% for 12 months
Intro Rate on Transfers
0% for 12 months
Regular Rate
16.24% (V)
  • ANNUAL FEE None
  • BALANCE TRANSFER FEE 3%

AARP Rewards Credit Card's Additional Info

  • MAX LATE FEE   $35
  • MAX OVERLIMIT FEE   None
  • MAX PENALTY APR   29.99% (V)
  • GRACE PERIOD   25 days
  • ONLINE RESPONSE   No
  • CASH ADVANCE RATE 24.24% (V)
  • CASH ADVANCE FEE 3% (min $10)
  • FOREIGN TRANSACTION
    FEE  
    3%
  • No Annual Fee
  • 24-hour-a-day customer service
  • Easy-to-use online account management
  • Benefits: Price Protection, Purchase Protection, Return Protection and Extended Warranty Protection.
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AARP Rewards Credit Card Reviews

 
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3.1
Overall Rating: 3.1 / 5
Total Ratings: 152
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Jul 15, 2014
Photo of Ben W.
3
By:
I do not like the international transaction fee. My other card does not charge a fee. I am traveling starting next week. I will use my other card whenever possible. You will loose money as a result.
Feb 21, 2014
Photo of Alice H.
4
By:
Chase has always had great customer services and their card security is pretty amazing, to the point where I have even been locked out of my own account (my own fault). But I knew that my money was safe. The only downsides are the steep international fees. I generally use the card for travel, which might not be the best way to use it, but when I withdraw any cash it costs $10 plus the 3% that adds up very quickly. Any payment in international currencies merits that 3% charge. But otherwise the no annual fee and the seemingly small late fees are a huge bonus. I've had my chase more
Aug 13, 2013
Photo of Nick M.
4
By:
Awesome, AARP Rewards Credit Card gave me 10,000 points rewarded as soon as i hit $500 which gave me $100 back. It also gave me 3% cash back on gas station and restaurant purchases and a full 1% on all other purchases which is fantastic for credit cards now a days, especially dining out and fueling up and a rate of 16.24% is good considering the current economy, plus no annual feel is a HUGE bonus.
Aug 7, 2013
Photo of Reylin B.
4
By:
The AARP Rewards Credit Card is quite known. I've heard about it many times. There are some good benefits to it. One thing I like a lot is the no annual fee. That is simple but I always appreciate not having annual fees with a credit card. Also, I like that you can get $100 cash back if you spend 500 bucks during your first 3 months with the card. That is really nice. I feel like if you're old enough to have this card, you should definitely take advantage of getting it. There are other cards similar to this one for those not old enough, such as the Costco more
Aug 2, 2013
Photo of Benjamin X.
4
By:
You hear about AARP a lot in hotels - they offer a discount like the AAA. Unfortunately, being younger, I can't actually get a hold of this card. The AARP Rewards Credit Card does offer a really nice $100 check back for spending $500 in the first 3 months, as well as 3% cashback on gas station and restaurant purchases, as well as 1% on everything - similar to the Costco American Express. You can even redeem your points for cash, travel, etc, so it's really versatile. I'll probably get one as I get older, as this is actually equivalent in most categories or better than the True Earnings Costco more
Feb 3, 2012
Photo of Joe W.
4
By:
I’m not going to reveal my age here, but the truth is old stogie time is coming faster for all of us than we think. It isn’t all bad though as those people in the Cialis commercials seem to be having an awesome time and you get a lot of discounts just for being old ( I know my dad gets pumped when he gets senior discounts at the movies). The benefits of old age aren’t necessarily just given to you though, you often have to sign up for them or pay a small fee, think signing up for an AARP membership or the AARP Credit Card. The AARP Credit more
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+146 users submitted a rating without a full review
 
Jan 29, 2013
Photo of Eileen B.
By: Eileen Blackledge-Wilkes
I also cannot get to rewards site, used to be very easy, what happened?
Jan 29, 2013
Photo of Card H.
Card Hub
Eileen, does this site work for you: https://www.chase.com/online/Credit-Cards/aarp-col-rewards-rtbl.htm?
Jul 19, 2012
Photo of Carol S.
By: Carol Soufal
/I am having problem getting to correct site to collect rewards from my Visa/AARP credit card/.
Help!
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Last updated on: Sep 16th, 2014 at 1:02 EDT