AccountNow Prepaid Visa® Card
Sponsored Card
- Minimum Credit Required:
All Credit Types Accepted - Network: VISA
- Online Response:
Yes - Prepaid Card:
100% Guaranteed Approval
| Activation Fee |
Monthly Fee |
| w / a Signature (most common) |
w / a Pin |
at an ATM |
| Live |
Automated |
| Cancellation Fee |
Inactivity Fee |
- Direct Deposit
- Western Union
- Money Gram
- Visa Ready Link
- GreenDot
- PayPal
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The card information shown on this page was last updated: May 23rd, 2012 at 12:33 EDT
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I really like my Account Now card. It is easy to load and easy to use with minimal fees. I have had several different types of cards over they years and the Account now card is very simple to use as well as other people can send me money though it. I work on line doing data entry work and I need an easy access account that I can post many small transactions to over the month when they come in for my various jobs. this card has made that a lot easier to do. The card also accepts western Union, Money gram and green-dot refill payments.. which is really cool... there have been times when I have traveled and really needed that. all and all I am please with my card.
I always get a kick out of credit card and prepaid card branding. Prepaid cards are often used by people who can’t get approved for a traditional checking account, so it makes perfect sense that there is a prepaid card called the AccountNow Prepaid Visa. The name alone seems to satisfy a major need for the target audience. But simply being able to get a prepaid card isn’t your only consideration, you should strive to minimize costs too. (Another reason people get prepaid cards is that they want a cheaper checking alternative in the face of new bank fees). Does the Account Now Prepaid Card allow you to minimize fees? That is indeed the question and it unfortunately does not have a positive answer. First of all, the AccountNow Visa Card charges almost $5 for activation, and a lot of its competitors don’t charge anything at all. While it doesn’t have a monthly fee, it does charge $2.50 for each ATM withdrawal, $1 per purchase, $1 for live customer support, $0.50 for automated customer support (I mean, c’mon!), and a $15.95 check fee to bring your balance to zero when you want to close your account. That’s just ridiculous. You have to pay for everything with this card, and it’s obvious how quickly this annoying little costs can add up. Now, if the AccountNow Prepaid Visa Card offered the best terms on the market, that would be one thing, but it doesn’t by a long shot. The GreenDot Prepaid Card can be free to use if you load $1,000 per month (i.e. your paycheck), the same goes for the American Express Prepaid Card if you don’t need to withdraw cash more than once a month. The new Chase Liquid Card is fairly cheap as well, only $4.95 per month. In light of these fees, I’d say not now to the AccountNow Visa Prepaid Card.