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BB&T Bright™ Credit Card

BB&T Bright™ Credit Card
Required Credit Score: Excellent
4 166 reviews   Write a Review!
JUMP TO: REWARDS | APRs | REVIEWS | Q&A | CUSTOMER SERVICE INFO
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BB&T Bright™ Credit Card's Rewards

This card does not offer rewards.

BB&T Bright™ Credit Card's Key APRs & Fees

Intro Rate on Purchases
0% for 12 months
Intro Rate on Transfers
0% for 12 months
Regular Rate
8.15% - 19.15% (V)
  • ANNUAL FEE None
  • BALANCE TRANSFER FEE None

BB&T Bright™ Credit Card's Additional Info

  • MAX LATE FEE   $35
  • MAX OVERLIMIT FEE   None
  • MAX PENALTY APR   None
  • GRACE PERIOD   25 days
  • ONLINE RESPONSE   Yes
  • CASH ADVANCE RATE 22.15% (V)
  • CASH ADVANCE FEE 3% (min $10)
  • FOREIGN TRANSACTION
    FEE  
    3%
  • Zero liability on unauthorized purchases.
  • Warranty manager service and purchase security.
  • Travel and emergency assistance services.
  • Travel accident insurance.
  • Visa’s Zero Liability®.
  • Take advantage of optional overdraft protection, available on your eligible BB&T checking account.
  • Warranty manager service and purchase security.
Apply Now
at BB&T's
secure site

BB&T Bright™ Credit Card Reviews

 
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4.0
Overall Rating: 4.0 / 5
Total Ratings: 166
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Nov 20, 2013
Photo of Skyler H.
5
By:
I've been banking with BB&T from the very beginning. I've always had good experiences with them. I've had this particular card for a few years, and the experience has also been really good. About a year and a half ago I noticed a couple purchases on the card that weren't from me. I was able to get in touch with a real person and get things sorted out right away. They quickly blocked the original card and sent out a new card immediately. The experience seemed really scary at first, but the customer service people made everything easy and painless. I feel very safe and secure with these guys. I more
Aug 16, 2013
Photo of Dave C.
5
By:
I've had nothing but positive experiences using this card. The one time that I had a charge that I did not make, they resolved the issue very promptly, within 24 hours. On a recent trip, I used this card many, many times and never experienced a delay or a rejection. The interest rate is very fair, and I have never had any issues with them whatsoever over my payment, or any hidden charges or late fees. Everything is clear and concise and up front. There is no sneaky fine print like many other cards I have used in the past. I would highly recommend this card, and this bank, to everyone.
May 6, 2013
Photo of Meghan G.
5
By:
I have had this card for a little under a year. I also bank with BB&T, and have had excellent service, so it was the natural choice for my credit card. The major downside for me is that there are no rewards offered. This is the only reason I would possibly shop around for a new card because that is a great perk that I think all cards should offer. Other than this, I haven't had any problems with this card and customer service is always great. They were very understanding when I asked a lot of questions because this is my first credit card. Overall, I would recommend this more
Mar 6, 2013
Photo of Bishop B.
5
By:
I have had this credit card for a while now and have loved it. The monthly fees are bit high, but overall I would say that it's worth it. I have never had any problems BB&T customer service. They have been very good about flagging any activity they deem suspicious and call me right away to verify. There are plenty of BB&T's around as well, so whenever I need something I can just pop right on over and talk to them. The only downside that I can see is that there are no rewards offered with this card. Overall though, I am very happy with this card and will keep more
Jan 25, 2013
Photo of Tammy J.
5
By:
My experience with my credit card has always been very positive. If any purchase is made, they stay right on top of things. Just before Christmas, I received a call from them asking about a transaction that was made within a foreign country. They immediately flagged the transaction and called me. I had not made the charge. They advised me not to use my card because it was going to be put on hold. They cancelled the card and sent me one with a new number. It was amazing to me that a $2.30 charge would come to their attention so fast. This most likely prevented me from having my more
Nov 23, 2012
Photo of Ryan O.
4
By:
I have had this credit card ever since I got one over 5 years ago. I don't really see any logical reason to use a different card. The fees are steep but they are definitely worth it. I've never had one issue with this card other than issues created by outside sources. One of the downsides to this card is that there aren't many BB&T's around me, so it's hard to deposit money into my account and onto my card. But their online banking site works like a charm. So I will be keeping this card for many years to come.
Aug 30, 2012
Photo of Max S.
4
By:
I have been using this card for a couple years, and it has worked out great for me so far, I have pretty good credit so I was able to get some really good interest rates. However, the monthly fees are a little high, but not too bad. Customer service has been good as far as my experiences go, I've had a couple charge disputes now and then, and they have taken my side every time and refunded me, so I have been quite happy about that. I am a little disappointed that there is no rewards feature for this card. On the whole, I have been very satisfied with more
Feb 14, 2012
Photo of Joe W.
3
By:
Unlike the college basketball tournament held every year, this isn’t the BB&T classic. Instead, it’s the BB&T Platinum, the BB&T Visa Platinum Credit Card, that is. The differences don’t end there either. While it’s obvious who the best team in a basketball tournament is, it can be somewhat more difficult to tell whether a given credit card is best for you or not. That’s why I do these little credit card reviews, so without further ado, why don’t we see what the BB&T Platinum Card has to offer? Starting with rewards, the BB&T Bank Platinum Visa doesn’t have any. Hmm, like a big halftime lead, this gives us a pretty more
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+158 users submitted a rating without a full review
 
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Last updated on: Jul 25th, 2014 at 1:25 EDT