How does the BMO Harris Cash Back card's rental car insurance work?
The BMO Bank Cash Back Mastercard®'s rental car insurance only works if you deny the coverage offered by the rental company. You must also use your card to pay for the entire rental to be covered for:
- Physical damage or theft of the rental car
- Loss-of-use charges
- Towing charges to the nearest repair facility
Certain vehicles are not covered, and other limitations and terms apply as well. To find out more or to file a claim, visit the benefit administrator's website or call (800) 627-8372.