The Business Gold Rewards Card from American Express OPEN

Required Credit Score:
Charge Card: Balance must be paid in full each month
227 reviews   Write a Review
Apply Now
at American Express’
secure site
Existing Cardholders
Change my rating to: Excellent

The Business Gold Rewards Card from American Express OPEN’s Rewards

50,000 points
Base Earn
1 point / $1
Max Earn
3 points / $1
  • Special Offer: Earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership
  • Get 3x points - Choose 1 out of 5 categories
  • Plus, 2X points on the 4 remaining categories and 1X points on other purchases
  • 3X and 2X apply to the first $100,000 in purchases in each of the 5 categories per year, 1X point per dollar thereafter
  • Track, organize, and stay on top of your business expenses with powerful expense-tracking tools
  • Terms and limitations apply

The Business Gold Rewards Card from American Express OPEN’s Key Fees

  • ANNUAL FEE None 1st yr, $175 after
  • LATE FEE $38 or 2.99% of the past due amount, whichever is greater

The Business Gold Rewards Card from American Express OPEN’s Additional Info

  • No foreign transaction fees
  • $0 introductory annual fee for the first year, then $175
  • This American Express Card has no preset spending limit, giving you purchasing power that adjusts with your use of the card.
  • No preset spending limit does not mean unlimited spending. Your purchases are approved based on a variety of factors including spending patterns, your payment history, your credit history, and financial resources known to us.
Apply Now
at American Express’
secure site

Customer Questions and Answers

Don't see what you're looking for? Submit your question about The Business Gold Rewards Card from American Express OPEN to our community.

Customer Reviews

Share your insights and review the The Business Gold Rewards Card from American Express OPEN.

Your Rating
Delete Review

3.8 out of 5

227 reviews
Photo of Siva I.
Apr 30, 2015
We have had this business card for a few years now. Things we really liked about this card are: the bonus points we got upon sign up, first year membership free and the exceptional customer service and online account management tools from American Express. They also have plenty of great ways to redeem your points. In general, the value for each point equates to about a dollar - however, there are some things that seemed more expensive to redeem. For e.g. if you plan to exchange these points for Starwood SPG points it works about to about 3:1 - which I think is a bit too much. Also, we are more
Photo of Cody D.
Nov 24, 2013
We love using this card for all of our business needs. When we signed up we received over $500 in bonus points that were quickly used on some much needed expenses. We love the no preset spending limit as well. This has helped us purchase things that we haven't been able to easily in the past. A lot of our business is done via credit card and being a newer business our limit was always reached easily on our other card that we have. The things you can redeem your points for are also awesome. There are so many different types of items you can get. We also love the more
Photo of Benjamin X.
Aug 8, 2013
This Business Gold Rewards Card from American Express isn't a consumer card, that's for sure. The hefty $175 dollar fee makes it nearly unaffordable for most people, but this is definitely a business card. No preset spending limit makes it a great card for any size business though, except that payment must be paid every month with this card. So if your company can afford it, this card makes a great card to put your balance on. There's no fee the first year either, and the rewards program is pretty good. Compared to a Capital One Spark Business, that card allows you to rack up a balance, but this one more
Photo of David B.
Aug 2, 2013
The Business Gold Rewards Card® from American Express is a great corporate card, or for the wealthy individual who makes travel a large part of their life. With the large point bonuses on gas and airfare rates and the need to spend 5k in the first 3 months to activate the full bonus points, it's obvious who this card is intended for. Also, it's definitely a business card and not suited to the individual as the balance must be paid off before at the beginning of every month. Unlike every other card I have had (including my Oklahoma State Alumni card) this has no pre-set spending limit. So you're free more
Photo of Pasquale B.
Aug 18, 2012
I got this card at my job for company expenses. I felt in love with how easy it was to use this card. They give you points you can use to book flights etc. I had enough points to book a flight within 6 months and it was a tremendous help. I personally thought that it's an amazing card for corporations and if I ever have my own company this is the card I will use for my expenses. I don't think it's a good card for an individual just because when I applied for it they gave me very limited credit limit and their late fees was too much.
Photo of Joe W.
Feb 15, 2012
Small business owners have a lot of important decisions to make and which credit card(s) to use for company spending is merely one of them, so I’ll try to make this little review of The “New” Business Gold Rewards Card from American Express Open a short one. First of all, it’s important to point our that the Amex Gold Business Card is a charge card, not a traditional credit card, which means you need to pay your balance in full every month. That’s actually a good thing though, for two reasons: 1) The CARD Act does not apply to small business credit cards so you shouldn’t use one to revolve more
+221 users submitted a rating without a full review
Related Credit Cards

If you are interested in the The Business Gold Rewards Card from American Express OPEN, check out the following credit cards as well:

Related Credit Card Categories

The Business Gold Rewards Card from American Express OPEN is related to the following credit card categories:

CardHub is an independent card comparison service.

We work hard to present you with the most accurate credit card information, however, this information does not originate from us and thus, we do not guarantee the accuracy of the information. Once you click the "Apply Now" button, you will be directed to the issuer's website. Before applying, we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the The Business Gold Rewards Card from American Express OPEN shown on this page.

Ad Disclosure: Certain offers originate from paying advertisers, and this will be noted toward the top of the page using the designation "Sponsored Card", when applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At CardHub we try to list as many credit card offers as possible and currently have more than 1,200 offers, but we do not make any representation of listing all available offers.

Regardless of advertiser status, none of the information on CardHub constitutes a referral or endorsement of the respective issuer by us, or vice versa. Furthermore, it is important to note that the inclusion of non-sponsored cards on CardHub does not indicate that issuer's involvement with the site. Information is displayed first and foremost for helping consumers make better credit card decisions.

Last updated on: Sep 22nd, 2016 at 9:39 EDT

Your email request has been submitted

Thank You

Go Back

Share by Email

250 Characters Remaining