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Intrust Bank Platinum Credit Card

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142 reviews   Write a Review
Info about the Intrust Bank Platinum Credit Card has been collected by CardHub to help consumers better compare credit cards. The card issuer did not provide the details.
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Change my rating to: Excellent

Intrust Bank Platinum Credit Card’s Rewards

Base Earn
1 point / $1
Max Earn
1 point / $1
Earn / Redeem Limit
  • Earn one point per dollar for purchases charged to your credit card. Plus, promotions throughout the year provide additional opportunities to earn even more points.
  • Redeem points for Cash back, Gift cards, Travel rewards, Merchandise, College rewards and Electronics.

Intrust Bank Platinum Credit Card’s Key APRs & Fees

Purchase Intro APR
Not Offered
Transfer Intro APR
0% for 12 months
Regular APR
11.99% (V)
    3% (max $250)

Intrust Bank Platinum Credit Card’s Additional Info

  • MAX LATE FEE   $38
  • MAX PENALTY APR   27.99% (V)
  • GRACE PERIOD   25 days
    24.99% (V)
    5% (min $10)
  • SMART CHIP   Yes
  • 24/7 account monitoring and protection from unauthorized transactions
Apply Now
at INTRUST Bank’s
secure site

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Customer Reviews

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4.9 out of 5

142 reviews
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Photo of Franklyn D.
Aug 22, 2012
I kept getting pre-approval offers in mail (for almost a year). After realizing the APR on my most frequently used (and highest balance) credit card was 29%, I finally decided to take CitiBank up on their offer of 0% for the first year. After that introductory period was over I kept checking my account to see what APR I was going got be saddled with. I'm now coming up on my 2 year anniversary with this card and my APR has remained at around 18% (rate is variable, so keep in mind). Why it took me so long to switch in the first place I'll never know! Now my Citi more
Photo of Steven B.
Aug 6, 2012
The Citi Dividend Platinum Select Visa card is great. To give some context, I had an American Express Starwood Preferred Card before this. The American Express card was good because I could accrue points with each purchase, which then turned into hotel or airline miles. That said, the points are still limited to just hotels and airlines. I was looking for a card which would allow me to have CASH BACK, and this was a good option. I was able to earn 1% back on most purchases, but I was also able to get 5% back on select purchases of rotating categories; the current categories on which I get 5% more
Photo of Nicole L.
Mar 7, 2012
I love savings so the 5% is for me, plus the $200.00 back is great. Your going to spend that amount on groceries and gas anyway might as well get something in return...
Photo of Joe W.
Oct 7, 2011
Ok, I realize the Yankees lost, and I don’t want to hear about it (if anyone is actually following my little credit card review posts). What I want is to distract myself, and this Citi Dividend Card will certainly do the trick. Aside from giving me something to research, the main reason why the Dividend Card is so apt for this purpose is the $200 in cash it gives you after spending $500 in the first three months. I feel like I need to give myself a little present to cheer myself up, and that extra dough could really help. But that’s not all this baby’s got, there’s also the more
+138 users submitted a rating without a full review
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Last updated on: Aug 31st, 2015 at 6:32 EDT

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