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Intrust Bank Platinum Credit Card

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5 141 reviews   Write a Review!
Existing Cardholders

Intrust Bank Platinum Credit Card’s Rewards

Base Earn
1 point / $1
Max Earn
1 point / $1
Earn / Redeem Limit
  • Earn one point per dollar for purchases charged to your credit card. Plus, promotions throughout the year provide additional opportunities to earn even more points.
  • Earn points you can redeem for merchandise, travel, event tickets, special activities, university rewards, gift cards and cash back.

Intrust Bank Platinum Credit Card’s Key APRs & Fees

Intro Rate on Purchases
Not Offered
Intro Rate on Transfers
0% for 12 months
Regular Rate
11.99% (V)
  • BALANCE TRANSFER FEE 3% (max $250)

Intrust Bank Platinum Credit Card’s Additional Info

  • MAX LATE FEE   $35
  • MAX PENALTY APR   27.99% (V)
  • GRACE PERIOD   25 days
  • CASH ADVANCE RATE 24.99% (V)
  • CASH ADVANCE FEE 5% (min $10)
  • SMART CHIP   Yes
  • 24/7 account monitoring and protection from unauthorized transactions
Apply Now
at INTRUST Bank’s
secure site
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Intrust Bank Platinum Credit Card Reviews

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Overall Rating: 4.9 / 5
Total Ratings: 141
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Aug 22, 2012
Photo of Franklyn D.
Aug 22, 2012
I kept getting pre-approval offers in mail (for almost a year). After realizing the APR on my most frequently used (and highest balance) credit card was 29%, I finally decided to take CitiBank up on their offer of 0% for the first year. After that introductory period was over I kept checking my account to see what APR I was going got be saddled with. I'm now coming up on my 2 year anniversary with this card and my APR has remained at around 18% (rate is variable, so keep in mind). Why it took me so long to switch in the first place I'll never know! Now my Citi more
Aug 6, 2012
Photo of Steven B.
Aug 6, 2012
The Citi Dividend Platinum Select Visa card is great. To give some context, I had an American Express Starwood Preferred Card before this. The American Express card was good because I could accrue points with each purchase, which then turned into hotel or airline miles. That said, the points are still limited to just hotels and airlines. I was looking for a card which would allow me to have CASH BACK, and this was a good option. I was able to earn 1% back on most purchases, but I was also able to get 5% back on select purchases of rotating categories; the current categories on which I get 5% more
Mar 7, 2012
Photo of Nicole L.
Mar 7, 2012
I love savings so the 5% is for me, plus the $200.00 back is great. Your going to spend that amount on groceries and gas anyway might as well get something in return...
Oct 7, 2011
Photo of Joe W.
Oct 7, 2011
Ok, I realize the Yankees lost, and I don’t want to hear about it (if anyone is actually following my little credit card review posts). What I want is to distract myself, and this Citi Dividend Card will certainly do the trick. Aside from giving me something to research, the main reason why the Dividend Card is so apt for this purpose is the $200 in cash it gives you after spending $500 in the first three months. I feel like I need to give myself a little present to cheer myself up, and that extra dough could really help. But that’s not all this baby’s got, there’s also the more
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+137 users submitted a rating without a full review
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Last updated on: Feb 26th, 2015 at 8:26 EST