Citi® Dividend Platinum Select® Visa® Card - $150 Cash Back
- Minimum Credit Required:
Excellent - Annual Fee:None
- Network: VISA
Cash Back
| Initial Bonus $150 |
Base Earn 1% |
Max Earn 5% |
Earn / Redeem Limit Yes |
- $150 cash back after $500 in purchases within the first 3 months of account opening.
- Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden purchases from 4/1/12 – 6/30/12 when you enroll. Enroll for free each quarter for new categories that earn additional cash back.
- Full 1% cash back on eligible purchases and cash advances.
- 5% unlimited cash back on average when you shop at over 400 leading retailers with the Citi Bonus Cash Center
- $5 cash back on individual balance transfer transactions of $1500 or more
| Intro Rate 0% |
Intro Period 12 months |
Regular Rate 12.99% - 22.99% (V) |
| Intro Rate0% | Intro Period12 months | Regular Rate12.99% - 22.99% (V) | Balance Transfer Fee 3% |
| Cash Advance Rate 25.24% (V) |
Cash Advance Fee 5% (min $10) |
- No annual fee.
- Max Late Fee: $35
- Max Overlimit Fee: N/A
- Max Penalty APR: 29.99% (V)
- Grace Period: 23 days
- Online Response: No
- Foreign Transaction Fee: 3%
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Citi® Dividend Platinum Select® Visa® Card - $150 Cash Back is related to the following credit card categories:
- Citibank Credit Card
- No Annual Fee Credit Cards
- Citibank 0% APR Credit Cards
- Rewards Credit Cards for Excellent Credit
- Balance Transfer Cash Back Credit Cards
- Unsecured VISA Credit Cards
- Rewards Credit Cards with No Annual Fee
- Cash Back Visa Card
- Cash Back Credit Cards for Excellent Credit
- Citibank Credit Cards for Excellent Credit
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Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Citi® Dividend Platinum Select® Visa® Card - $150 Cash Back shown on this page.
The card information shown on this page was last updated: May 22nd, 2012 at 9:09 EDT
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I love savings so the 5% is for me, plus the $200.00 back is great. Your going to spend that amount on groceries and gas anyway might as well get something in return...
Ok, I realize the Yankees lost, and I don’t want to hear about it (if anyone is actually following my little credit card review posts). What I want is to distract myself, and this Citi Dividend Card will certainly do the trick. Aside from giving me something to research, the main reason why the Dividend Card is so apt for this purpose is the $200 in cash it gives you after spending $500 in the first three months. I feel like I need to give myself a little present to cheer myself up, and that extra dough could really help. But that’s not all this baby’s got, there’s also the 5% cash back you can get on different spending categories every three months, the 1% on everything and the fact that it’s got no annual fee. Ultimately though, after further review, this Citicard doesn’t distinguish itself much from the rest of the cash back credit card market (in fact, it seems practically identical to the Chase Freedom Visa) so I don’t think I’ll be opening it. Besides, by the time I get my $200 initial rewards bonus, I’ll be getting amped up for pitchers and catchers reporting and won’t need a pick me up quite so much.