Dollar Bank City Pride Visa® Credit Card
- Minimum Credit Required:
Excellent - Annual Fee:
None - Network: VISA
| Intro Rate |
Intro Period |
Regular Rate |
| Intro Rate0% | Intro Period6 months | Regular Rate9.24% | Balance Transfer Fee |
| Cash Advance Rate |
Cash Advance Fee |
- No annual fee.
- 25-day grace period on purchases and a 3-day fee waiver for late payments.
- Ability to view and pay your Visa account online with free Dollar Bank Online Banking.
- 24/7 Visa assistance center toll-free.
- Access to your account information 24/7.
- Max Late Fee:
$35 - Max Overlimit Fee:
None - Max Penalty APR:
None
- Grace Period:
25 days - Online Response:
No - Foreign Transaction Fee:
3%
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The card information shown on this page was last updated: May 2nd, 2012 at 10:35 EDT
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So is a Dollar Bank like a dollar store? If so, I wouldn’t have that much Pride in my City if it had one. Jokes aside, you’re obviously considering getting the Dollar Bank City Pride Credit Card, which means you need to see how it stacks up against the rest of the credit card market. Since there are a heck of a lot of different offers out there and I am a credit card nerd of sorts, I got you covered. First of all, the Dollar Bank City Pride Visa requires excellent credit for approval, which tells you to expect a lot since there are a number of very lucrative credit cards for excellent credit on the market. Viewing the City Pride Visa Card through this prism causes initial reason for worry since it does not offer any rewards. That’s not necessarily the death knell for this Dollar Bank Credit Card, though, because it could have great interest rates that make up for the lack of rewards. However, the Dollar Bank City Pride Credit Card does not have great rates. It only gives you 0% on purchases and balance transfers for 6 months. The only good thing about the City Pride Card’s rates is its 1% balance transfer fee. Most balance transfer fees are 3%, so for people who would be able to pay off their debt in a short amount of time, the Dollar Bank City Pride Card could be useful at most times. Not now, though, since there are two cards (the Chase Slate and Discover More) that offer 0% on purchases and transfers for 15 months and do not have any balance transfer fees. So, we already know that the Dollar Bank City Pride Credit Card isn’t going to cut it. We also know which cards people interested in low interest rates should choose instead. But what about rewards? My favorite rewards cards are currently the Chase Sapphire Preferred, the Capital One Venture Card and the Amex Blue Cash Everyday.