GameStop Credit Card ReviewsReviews, rates, fees and rewards details for the GameStop Credit Card. Compare to other cards and apply online in seconds.John KiernanWalletHubNo membership feesQualify with fair creditNo rewardsHigh regular APR
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Improve Credit by Paying in Full Each Month." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
GameStop Credit Card has a rating of 1.8/5 according to our proprietary credit card rating system. This rating reflects how appealing GameStop Credit Card's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is 'Improve Credit by Paying in Full Each Month'. To break it down further, GameStop Credit Card earned a score of 5.0/5 for Fees, 0.0/5 for Rewards, 3.3/5 for Cost, and 3.4/5 for User Reviews. Info about the GameStop Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
WalletHub Rating Breakdown
User Reviews
3.4/5
76 reviewsRead and write reviews
Editor’s Review
1.0/5
John Kiernan, Credit Card EditorRead full review
Market Comparison
Market Comparison
1.8
The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit card offers monitored by WalletHub. To ensure cards are evaluated for their most relevant purpose, we score each card across various cardholder needs and select the rating for the need with the highest score, which is “Improve Credit by Paying in Full Each Month” for this card.
Fees
5.0
Rewards
0.0
Cost
3.3
Other Features
0.0
1.8/5
Compared against 1,500+ credit cards
KEY TERMS
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
APR on Purchases
32.24% (V)
Balance Transfer
Balance Transfers Not Allowed
GameStop Credit Card's Additional Info
Use your card to shop in store or online.
Exclusive offers.
Maximize benefits by signing up for Power-Up Rewards (Pro Membership is $25 per year).
Disappointing rewards. Surprisingly, the GameStop PowerUp Rewards Credit Card won’t help gamers rack up any points, unless they have a $25/year PowerUp Rewards Pro membership, which comes with an initial bonus worth just $5 and the potential for sporadic discounts moving forward. And that, in turn, means leaving a lot of value on the table, compared to the market’s best rewards credit cards.
Dangerous financing options. For starters, the GameStop Credit Card has an extremely high regular APR, which compares quite poorly to even the 26.41% assessed by the average credit card for fair credit. What’s more, when the GameStop Card offers a lower promotional rate, it typically includes a sneaky feature called deferred interest that could cost you big time if you aren’t ready for it.
At least there’s no annual fee. The GameStop PowerUp Credit Card has many faults, but its fee structure is not among them. With no annual fee, it is $22.29 cheaper than the average credit card, according to WalletHub’s latest Credit Card Landscape Report. With that being said, the GameStop Card is far from the only no-annual-fee rewards card on the market, so it’s worth looking for a more lucrative offer.
Best for people with fair credit. As is the case with most store credit cards, you can get approved for the GameStop PowerUp Card with just “fair” credit. And since people with fair credit should prioritize low costs over other credit card features, this isn’t a bad choice for folks focused on credit-building. If that’s your aim, don’t forget that you can monitor your progress with WalletHub’s free daily credit score updates.
Note: This review is not provided, commissioned or endorsed by any issuer. Opinions and ratings are our own.
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Improve Credit by Paying in Full Each Month." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
1.0
User Reviews
3.4
Market Comparison
1.8
fees: 5.0
rewards: 0.0
cost: 3.3
Other Features: 0.0
3.7WalletHub Rating
WalletHub Rating
3.7
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards (Store Cards)." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
4.7
User Reviews
3.2
Market Comparison
3.6
fees: 5.0
rewards: 3.8
cost: 3.3
Other Features: 0.0
4.3WalletHub Rating
WalletHub Rating
4.3
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Improve Credit by Paying in Full Each Month." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Can't find what you are looking for? Submit your question about GameStop Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
The easiest way you can apply for the GameStop Credit Card is online. Alternatively, you can submit an application at any GameStop location. You won't be able to apply for the GameStop Credit Card over the phone.
Keep in mind that you will need at least fair credit for this card, but the issuer will also take into consideration various other factors, like your credit history, your income and any debts you might have. You can check your credit score for free on WalletHub to see where you stand.
How to Apply for the GameStop Credit Card Online
Visit the GameStop Credit Cardwebpage and click on “Apply.”
Enter your name, address, date of birth, income, and contact information and click the “Next” button.
Review the GameStop Credit Card's Terms & Conditions and hit “Submit Application.”
Some applicants receive a decision in seconds. If you're not immediately approved or denied, allow 7-10 business days for the issuer to review your application. You can also check your GameStop Credit Card application status at any time, by calling customer service at (855) 497-8168.
The GameStop Credit Card credit score requirement is 640, at a minimum. That means applicants need fair credit or better for approval.
Other factors, such as your annual income, credit history and your overall ability to make credit card payments will also be taken into consideration when evaluating your application. Applicants also need a physical U.S. address and be the age of majority in their state or territory. They also need a valid government-issued photo ID...
You can get a GameStop Credit Card credit limit increase either online or by calling customer service at (855) 497-8168. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income the issuer has on file. The issuer will be more likely to increase your credit limit if the revised income clearly shows that you can afford a...
Even though store credit cards have limited acceptance, they can still be a good deal for brand-loyal customers. The GameStop Credit Card offers a 10,000 points initial bonus (redeemable for a gift certificate of $10...
You can get a GameStop Credit Card cash advance at any ATM using your card and your PIN code.
You can also take your card and ID to a teller at your local bank to ask for a cash advance.
Please keep in mind that cash advances are extremely expensive. They have a high interest rate without a grace period, but also a cash advance fee and depending on the location, you could...
The GameStop Credit Card has a $0 annual fee, so it shouldn't cost you anything as long as you pay your full statement balance by the due date each month to avoid interest. The only fees are for late or returned payments and payments made over the phone.
A GameStop Credit Card works like a regular credit card, on a buy-now-pay-later basis. When you use a GameStop Credit Card to make a purchase, you're borrowing money from the issuer to complete the transaction, and then repaying the amount by the due date, either in part or in full.
If you pay a credit card bill in full each month, you will avoid interest charges. Interest will apply if you do not pay the bill in full, and...
Share your insights and review for the GameStop Credit Card
5
32%
4
24%
3
16%
2
14%
1
14%
3.4
76 reviews
76 reviews
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Jonathan @jollygreengiant3032
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4 Star Rating
Verified Customer
Use it to purchase games/consoles at GameStop. Don't use the card for much else. Comes in handy for large video game related purchases that can be paid overtime when you don't want to drop a lump sum of money at one time.
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0
0
James @jimmyztt_zang
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1 Star Rating
Verified Customer
Fighting a two year old credit dispute that I've already paid for. They keep tacking on late fees after multiple conversations. If you prefer lousy service to say getting a colonoscopy, comenity bank may be perfect for you!
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0
0
Heather @heatherb_234
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5 Star Rating
Verified Customer
GameStop on Flatbush is great! All the employees are very helpful! Sabrina went over and beyond to help me! When I needed help the most she helped figure out what I needed for that very day which was my son's 13th Birthday. I couldn't find what I was looking for anywhere else and she made sure to find it and find my account online! She literally saved the day!
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0
0
Matthew @matthew_schmanski
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3 Star Rating
Verified Customer
Comenity Capital Bank really doesn't help or have the want to help it's credit card holders. Other than that the card itself really isn't too bad
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0
0
Maria @luisamaa01
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5 Star Rating
Verified Customer
So far I'm enjoying the card. Only draw back is low credit limit. Wating to see if they will give me an increase. If you are a gamer you will enjoy this card
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0
0
Douglas @dfs6996
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3 Star Rating
Verified Customer
Good card for GameStop purchases. I had this for a long time. I always pay at the end of the month. I rather use other credit card because of better perks.
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0
0
Joseph C @cunningj8
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5 Star Rating
Verified Customer
Love the ability to charge my game purchases using this card. The interest isn't too bad and the starting credit was plenty. i also like purchasing collectibles from GameStop.
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0
0
Ashraf @ashrafz
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1 Star Rating
Verified Customer
Very low starting limit even with a high credit score and the worst customer service. Definitely not worth an inquiry. There’s so many cards out there with better rewards and higher limits. I closed the day I got it because of the low limit.
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1
0
raul @rsoto1973
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5 Star Rating
Verified Customer
Gracias por todo gracias por la atención y la espera mucho pasiencia y la atención gracias gracias por la información gracias los saludos gracias gracia
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0
0
eheule @eheule
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1 Star Rating
Verified Customer
Don't get this card! On top of the poor rewards, high-interest rate, and poor customer service the bank has changed my credit limit 4 times in 3 years. I paid off the card in January 2020 and haven't used it in 45 days. They closed my account due to inactivity, in spite of the fact that I have never made a late payment. The reason, I don't own a home.
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