GM Extended Family Credit Card
GM Extended Family Credit Card
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 9 months, 20.24% - 29.99% (V) APR after that
Balance Transfer
Balance Transfers Not Allowed
Rewards
Get $100 in Earnings to redeem at GM when you spend $1,000 in your first three months of account opening.
Receive 1% Earnings on your purchases redeemable toward an eligible new GM vehicle or redeem your 1% earnings for statement credits in $50 increments.
There are no limits to the amount of Earnings you can receive — plus, no limits on what you can redeem — on an eligible, new Chevrolet, Buick, GMC or Cadillac.
Earnings can be used up to 7 years on accounts in good standing.
$5 Lyft App credit every month after 3 rides and free ShopRunner membership, valued at $79, which provides free 2-day shipping and free returns.
GM Extended Family Credit Card's Additional Info
Get up-to-date news and offers, and manage your Earnings.
Combine Earnings with the GM Employee or Supplier Discount (if eligible).
cash advance fee | $0 |
cash advance APR | 29.99% (V) |
foreign transaction fee | $0 |
smart chip | Yes, chip-and-signature |
max late fee | $40 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 25 days |
GM Extended Family Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
$100 initial rewards bonus
No foreign fee
No balance transfers allowed
High regular APR
Requires good/excellent credit
Compare The GM Extended Family Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$0 |
Purchase Intro APR0% for 9 months | Purchase Intro APR0% for 15 months | Purchase Intro APR0% for 6 months |
transfer intro aprNot Offered | transfer intro apr0% for 15 months|Transfer Fee: 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time | transfer intro apr10.99% for 6 months|Transfer Fee: 3% intro balance, up to 5% fee on future balance transfers (see terms)* |
Regular APR20.24% - 29.99% (V) | Regular APR19.99% - 29.99% (V) | Regular APR18.24% - 27.24% Variable |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
Can't find what you are looking for? Submit your question about GM Extended Family Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
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Can I redeem GM Extended Family card rewards as an authorized user?
No, you cannot redeem GM Extended Family Credit Card rewards as an authorized user. Only the primary cardholder can do it.
The GM Extended Family Credit Card authorized users can only make purchases and earn rewards for the account, but they can't log in to or manage the account, add users, or redeem rewards.
How do I get a GM Extended Family Credit Card credit limit increase?
You can request a GM Extended Family card credit limit increase over the phone at 1-800-955-7070. To be eligible for an increase, you must have an unsecured credit card, your account must be at least 3 months old, and you can't have had a credit increase or decrease on the same account within the last 6 months.
How do I apply for GM Extended Family card?
The only way to apply for the GM Extended Family Credit Card is online, and you can get to the online application by clicking the “Apply Now” button on WalletHub or by going directly to Marcus by Goldman Sachs's website.
Keep in mind that the GM Extended Family Credit Card requires good credit, which means you need a 700+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily hurt your credit score....
Can you get approved for the GM Extended Family Credit Card with a bankruptcy on my file?
No, you cannot get approved for the GM Extended Family Credit Card with a recent bankruptcy on your file. This card requires at least fair credit, so a credit score of 640+ is needed.
The best to do after bankruptcy is to get a secured card to help you rebuild your credit, like the OpenSky® Plus Secured Visa® Credit Card. This card doesn't do a credit check when you apply and has a $0 annual fee.
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