IHG One Rewards Premier Business Credit Card
IHG One Rewards Premier Business Credit Card
Accepted Credit Scores
Excellent Credit, Good Credit
IHG Premier Business Annual Fee
$99
IHG Premier Business APR on Purchases
21.49% - 28.49% (V)
IHG Premier Business Balance Transfer
APR: 21.49% - 28.49% (V)
Balance Transfer Fee
IHG Premier Business Rewards
Limited Time offer! Earn up to 175,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 35,000 Bonus Points after spending a total of $7,000 in the first 6 months from account opening.
Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
Automatic Platinum Elite status as long as you remain a Premier Business cardmember
Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
IHG One Rewards Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
IHG Premier Business' Additional Info
Member FDIC
cash advance fee | Either $15 or 5% of the amount of each transaction, whichever is greater. |
cash advance APR | 29.99% (V) |
foreign transaction fee | $0 |
smart chip | Yes, chip-and-PIN |
max late fee | See Terms |
max overlimit fee | See Terms |
max penalty APR | up to 29.99% |
grace period | See Terms |
Editor's ReviewFact checked
IHG Premier Business Pros & Cons
High rewards rate
Up to 175,000 points
No foreign fee
Membership fees
No intro APR on purchases
No intro APR on balance transfers
Requires good/excellent credit
Compare The IHG Premier Business vs. Popular Alternatives
annual fee$99 | annual fee$195 | annual fee$125 |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Purchase Intro APRNot Offered | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APR21.49% - 28.49% (V) | Regular APR20.99% - 29.99% (V) | Regular APR20.99% - 29.99% (V) |
Sponsored Apply Now | Sponsored Apply Now | Sponsored Apply Now |
IHG Premier Business Q&A
Can't find what you are looking for? Submit your question about IHG One Rewards Premier Business Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
- Most Popular
- Most Upvotes
Does the IHG Rewards Premium Business Credit Card offer roadside assistance?
No, the IHG Premier Business card does not offer roadside assistance. The IHG Premier Business card has never offered a roadside assistance benefit, though you may be eligible for roadside assistance through alternate sources, like your auto insurance company, an auto club such as AAA, or your vehicle's manufacturer.
For more information, check out WalletHub's picks for the best roadside assistance plans of 2024.
Does the IHG Premier Business Card have return protection?
No, the IHG One Rewards Premier Business Credit Card does not have return protection coverage. Return protection is a benefit that offers reimbursement for undamaged, working items purchased with a credit card that cannot be returned to the merchant within a certain number of days of purchase. This benefit is becoming rarer as time goes on, however, as many issuers have dropped it to cut costs.
If return protection is important to you, there are still a few good cards...
How can I get an IHG Premier Business virtual credit card?
You cannot get a virtual credit card number for your IHG Premier Business card through Chase because it does not offer this service. While Chase used to offer virtual credit card numbers through Chase Pay, this service was discontinued at the end of March 2021. You may now get a virtual card number for a IHG Premier Business card through Click to Pay instead.
To enroll in Click to Pay with a IHG Premier Business card, go to the Click to Pay...
Does IHG Premier Business Card have travel insurance?
Yes, the IHG Premier Business does have travel insurance. IHG Premier Business trip cancellation/ interruption insurance covers the cost of unused and non-refundable travel expenses, while rental car insurance covers damage to a rental vehicle from collision or theft, as long as the purchases are charged to the card.
To file an IHG Premier Business travel insurance claim, you'll need to contact the Benefit Administrator. For more details, including time frames and coverage limits, refer to the guide to benefits...
What are the best IHG Premier Business Card promotions?
The best IHG One Rewards Premier Business Credit Card promotion is an initial bonus of up to 175,000 points: 140,000 points for spending $4,000 in the first 3 months, plus 35,000 points after spending a total of $7,000 in the first 6 months. There are a few other noteworthy IHG Premier Business promotions to take advantage of as well.
IHG Premier Business Promotions for May 2024
- An initial bonus of up to 175,000 points
- Anniversary free night at eligible IHG hotels & Resorts. Plus,1 free night when redeeming points for a consecutive four-night stay
- Complimentary Platinum Elite status
- Global Entry, TSA PreCheck or NEXUS application fee credit up to...
What are the best IHG Premier Business Card benefits?
The best IHG Premier Business Card benefits are purchase protection and a Free Night Award every year after your account anniversary. The IHG One Rewards Premier Business Credit Card also has travel and emergency assistance services and extended warranty, which are more common perks across Chase credit cards.
IHG Premier Business Card Benefits
- Purchase protection
- A Free Night Award every year after your account anniversary
- Travel and emergency assistance services
- Extended warranty
- Trip cancellation/Trip interruption Insurance
- Fraud...
What is the IHG Premier Business credit limit?
The IHG Premier Business Card credit limit is $5,000 or more. Everyone who gets approved for IHG Premier Business is guaranteed a credit limit of at least $5,000, and particularly creditworthy applicants could get limits a lot higher than that. The higher an applicant's credit score and income are, the higher the starting credit limit is likely to be.
The IHG Premier Business Card credit limit that you start with isn't necessarily your credit line forever. You can ask to get a credit limit increase by...
Does IHG Premier Business offer price protection?
The IHG One Rewards Premier Business Credit Card does not offer price protection. The IHG Premier Business Card's lack of a price protection benefit is not uncommon these days, as more and more credit cards have dropped this perk. Recent advances in price-tracking technology have led to a dramatic increase in price protection claims, making the benefit too expensive for some issuers to sustain.
In general, credit card price protection allows cardholders to receive a refund for the difference between an item's...
How do I contact the IHG Premier Business Card reconsideration line?
To contact the IHG One Rewards Premier Business Credit Card reconsideration line, call 1 (888) 270-2127. Calling the IHG Premier Business Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned.
If you call to request reconsideration from Chase, make sure you are prepared to make an argument for why you should be approved. You will typically only have a shot at overturning a denial if you can prove that your...
IHG Premier Business Reviews
Share your insights and review for the IHG One Rewards Premier Business Credit Card
What's Your Rating?
+ 4 WalletHub users submitted a rating without writing a full review
Important Disclosures
WalletHub is an independent comparison service.
We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.
Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.
Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.