Kinecta MyPerks Mastercard®
Kinecta MyPerks Mastercard®
Accepted Credit Scores
Excellent Credit
Annual Fee
$0
APR on Purchases
15.24% - 18% (V)
Balance Transfer
APR: 15.24% - 18% (V)
Balance Transfer Fee
Rewards
Get $200 after spending $3,500 within 90 days.
3% back in annual gas purchases & electric vehicle charging stations, and 2% back in annual spending on groceries.
1% back on other purchases, unlimited.
Up to 20% additional cash back as an annual Relationship Bonus. Each year on your card anniversary earn 5% and up to an additional 15% by using select Kinecta products.
Kinecta MyPerks Mastercard®'s Additional Info
Mastercard Global Service™, Mastercard Airport Concierge™ and Mastercard ID Theft Protection.
Liability protection for unauthorized purchases.
Digital Wallets: Apple Pay™, Google Pay ™, Samsung Pay™.
cash advance fee | 3% (min $10) |
cash advance APR | 17.24% - 18% (V) |
foreign transaction fee | $0 |
smart chip | Yes |
max late fee | $20 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 25 days |
Kinecta MyPerks Mastercard® Pros & Cons
No membership fees
High rewards rate
$200 initial rewards bonus
No foreign fee
No intro APR on purchases
No intro APR on balance transfers
Requires excellent credit
Compare The Kinecta MyPerks Mastercard® vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$0 |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Purchase Intro APRNot Offered | Purchase Intro APR0% for 15 months | Purchase Intro APR0% for 15 months |
transfer intro aprNot Offered | transfer intro apr0% for 15 months|Transfer Fee: 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time | transfer intro apr0% for 15 months|Transfer Fee: 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time |
Regular APR15.24% - 18% (V) | Regular APR19.99% - 29.99% (V) | Regular APR19.99% - 29.99% (V) |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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