0% intro APR for 15 months, 13.99% - 23.99% (V) APR after that
0% intro APR for 15 months, 13.99% - 23.99% (V) APR after that
Balance Transfer Fee: 3% (min $10)
$200 cash rewards bonus after making at least $1,000 in purchase(s) within the first 90 days of account opening.
Earn 3% cash back in the category of your choice (gas, online shopping, drug stores, home improvement & furnishings, dining or travel) and automatic 2% cash back at grocery stores and wholesale clubs on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter.
Earn unlimited 1% cash back on all other purchases.
When your cash rewards balance is $25 or more, you can redeem your cash rewards for a statement credit, a check, or an electronic deposit into a Bank of America® checking or savings account.
Preferred Rewards members earn 25%-75% more cash back on every purchase.
Rewards are automatic and do not expire. Go to Online Banking to change your choice category for future purchases, or it stays the same.