NAPA AutoCare Center Credit Card Reviews: Is It Worth It? (2024)Reviews, rates, fees, and customer service info for The NAPA AutoCare Center Credit Card. Compare to other cards and apply online in secondsJohn KiernanWalletHubNo membership feesQualify with fair creditNo rewardsHigh regular APR
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Improve Credit by Paying in Full Each Month." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
NAPA AutoCare Card has a rating of 2.1/5 according to our proprietary credit card rating system. This rating reflects how appealing NAPA AutoCare Card's terms are compared to a pool of more than 1,500 credit card offers tracked by WalletHub. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is 'Improve Credit by Paying in Full Each Month'. To break it down further, NAPA AutoCare Card earned a score of 5.0/5 for Fees, 0.0/5 for Rewards, 3.3/5 for Cost, and 4.7/5 for User Reviews. Info about the NAPA AutoCare Center Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
WalletHub Rating Breakdown
User Reviews
4.7/5
10 reviewsRead and write reviews
Market Comparison
Market Comparison
1.8
The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit card offers monitored by WalletHub. To ensure cards are evaluated for their most relevant purpose, we score each card across various cardholder needs and select the rating for the need with the highest score, which is “Improve Credit by Paying in Full Each Month” for this card.
Fees
5.0
Rewards
0.0
Cost
3.3
Other Features
0.0
1.8/5
Compared against 1,500+ credit cards
KEY TERMS
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit, Good Credit, Fair Credit
NAPA AutoCare Card Annual Fee
$0
NAPA AutoCare Card APR on Purchases
29.99%
NAPA AutoCare Card Balance Transfer
Balance Transfers Not Allowed
NAPA AutoCare Card's Additional Info
Special financing available at participating locations nationwide.
Extend your Peace of Mind Warranty to 36 Months/36,000 miles when you make your qualifying repair and services purchases using your card.
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Improve Credit by Paying in Full Each Month." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
User Reviews
4.7
Market Comparison
1.8
fees: 5.0
rewards: 0.0
cost: 3.3
Other Features: 0.0
3.6WalletHub Rating
WalletHub Rating
3.6
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Improve Credit by Paying in Full Each Month." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
5.0
User Reviews
3.6
Market Comparison
3.4
fees: 5.0
rewards: 0.0
cost: 3.3
Other Features: 4.5
2.9WalletHub Rating
WalletHub Rating
2.9
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Improve Credit by Paying in Full Each Month." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Can't find what you are looking for? Submit your question about NAPA AutoCare Center Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
You can only use your NAPA AutoCare Card in the NAPA Autocare network. However, since it's the largest repair network, they have 14,000+ independently owned and nationally recognized automotive, collision, and truck service centers. You can find the closest center where your NAPA AutoCare Card is accepted online.
Even though the NAPA AutoCare Card has limited acceptance, it can still be a good deal for frequent NAPA Autocare customers. The card offers exclusive cardholder discounts and has a $0 annual fee.
The easiest way you can apply for the NAPA AutoCare Card is online. Alternatively, you can apply for this card at your nearest NAPA store location. Currently, the issuer doesn't accept applications over the phone.
How to Apply for the NAPA AutoCare Card Online
Visit the NAPA AutoCare Cardwebpage and click on “Complete Application.”
Enter the required information like your name, address, date of birth, Social Security number (SSN), and income. Then, click on “Continue.”
No, you cannot get cash back with your NAPA AutoCare Card. The card does not allow cash advances, either. You may, however, get promotional interest rates of Not Offered, discounts, as well as extended warranty. The card also has a $0 annual fee and accepts applicants with fair credit or better.
If you're looking for a credit card that you can get cash back with at the car service, then check out the Wells Fargo Active Cash® Card. With this card...
Share your insights and review for the NAPA AutoCare Center Credit Card
5
70%
4
30%
3
0%
2
0%
1
0%
4.7
10 reviews
10 reviews
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jacquelinec_82 @jacquelinec_82
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5 Star Rating
Verified Customer
I really loved this card. I especially appreciate the 6 months 0% interest for any purchase $199 and up if paid in full. Very helpful with car repairs or maintenance needs.
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0
0
Jesse @cjcsr995
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5 Star Rating
Verified Customer
Napa credit card is a first class credit card for auto parts gas anywhere in the US I'm very pleased to have it it gives me Comfort and safety anywhere I travel my Napa credit card is Top Notch and recommended to anyone especially those that travel
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0
0
Anthony @park1850
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4 Star Rating
Verified Customer
Car care credit card for zero interest for 6-12 months depending on amount spent. Advisable to pay it off by end of promotional period otherwise back interest kicks in dating back to day 1.
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1
0
James @Jddreamworks48
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5 Star Rating
Verified Customer
Everything I have done was synchrony has been outstanding they approve this for me for auto repair not knowing the exact amount I needed the initial was $2,000 in fact they repairs came close to 3,000 my concern is now using this card almost to the max will harm my overall credit utilization well above 30%, wish there was a way to handle that the synchrony has been great fast and dependable
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0
0
Alexandra p matterson @alexandramatterson4316
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5 Star Rating
Verified Customer
Great company I love my Nappa card very convenient except it in so many places and they give you Free interest rate for 12 months in some cases six months highly recommended excellent customer service excellent app thank you
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0
0
+ 5 WalletHub users submitted a rating without writing a full review
* WalletHub is committed to transparency and editorial independence. The information about the following cards has been independently collected by WalletHub: NAPA AutoCare Center Credit Card
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