NEA RateSmart® credit card
NEA RateSmart® credit card
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 18 months, 15.24% - 25.24% (V) APR after that
Balance Transfer
0% intro APR for 18 months, 15.24% - 25.24% (V) APR after that
Balance Transfer Fee
Rewards
Receive a $100 Target GiftCard after spending $500 within 90 days of the account open date (students not eligible).
NEA RateSmart® credit card's Additional Info
0% Intro APR for the first 18 months on transfers made within 60 days of opening your account.
Free general admission to more than 225 museums on the first weekend of every month through Museums on Us®.
Zero liability fraud protection.
FICO® Score for free access monthly through Bank of America's Online Banking or Mobile App.
cash advance fee | 5% |
cash advance APR | 18.24% - 29.24% (V) |
foreign transaction fee | 3% |
smart chip | Yes, chip-and-signature |
max late fee | $40 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 25 days |
NEA RateSmart® credit card Pros & Cons
No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
$100 initial rewards bonus
Balance transfer fee
Foreign fee
Requires good/excellent credit
Questions & Answers
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