Capital One Quicksilver Cash Rewards for Good Credit is a good credit card to consider if you have a
700+ credit score and want to earn cash back rewards at an above-average rate. The card gives
1.5 - 5% cash back and has a
$0 annual fee, so it’s easily worthwhile for cardholders who pay the bill in full every month. Paying in full will allow you to avoid interest charges.
This card is also a particularly good option for people who are comfortable booking travel accommodations through Capital One Travel. Such purchases will produce the most rewards.
Quicksilver for Good Credit Review Highlights
$0 annual feeWithout an annual fee to worry about, you’ll be saving
$22.29 per year compared to the average credit card offer. The rewards you earn will be pure savings, too, as long as you avoid interest charges.
1.5% cash back on most purchasesThe
Quicksilver for Good Credit card’s standard rewards rate is
1.5%. That’s about 30% higher than average for a cash rewards card, so you’ll be racking up the savings at a fast clip. This rewards rate applies to all purchases except those made through Capital One Travel.
5% cash back on Capital One Travel purchasesHotels and rental cars that you book through Capital One Travel using the
Quicksilver for Good Credit card will get you a whopping
5% cash back.
If you get the card for this reason, however, just bear in mind that you will be sacrificing the ability to comparison-shop for travel accommodations. If you book somewhere other than Capital One Travel, you won’t get the bonus rewards rate.
$0 foreign feesNo Capital One credit cards charge foreign transaction fees. This will save you money when traveling abroad or simply making purchases through merchants based outside the U.S.
29.99% (V) APRThis card is not a very good financing option. Its
29.99% (V) APR is higher than average compared to other credit cards for good credit. The average APR among credit card offers for people with good credit is
24.12%, and even that is not worth paying if you can help it.
Good credit or better recommended for approvalIf you want good odds of approval, the minimum credit score recommended for
Quicksilver for Good Credit is
700. You can
check your latest credit score for free on WalletHub to assess your chances.
Similar alternatives for different credit levelsIf you have an excellent credit score, consider the
Capital One Quicksilver Cash Rewards Credit Card, which has better introductory perks. If you have limited or fair credit, the
Capital One QuicksilverOne Cash Rewards Credit Card is the way to go.
Note: This review is not provided, commissioned or endorsed by any issuer. Opinions and ratings are our own.