| Initial Bonus |
Base Earn |
Max Earn |
Earn / Redeem Limit |
- Save 5 cents per gallon on the first 400 gallons purchased in the first five billing cycles.
| Intro Rate |
Intro Period |
Regular Rate |
| Cash Advance Rate |
Cash Advance Fee |
- No annual fee.
- No interest or finance charges if you pay your statement balance in full by the due date each month.
- Easy to check your balance, view transactions, pay your bill, and manage your account online.
- Max Late Fee:
$35 - Max Overlimit Fee:
None - Max Penalty APR:
22%
- Grace Period:
21 days - Online Response:
No - Foreign Transaction Fee:
None
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The card information shown on this page was last updated: March 29th, 2012 at 8:29 EDT
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If it’s going to be that quick of a trip, I don’t think you’d need that much gas (ba-dum-ching). Bad joke aside, I don’t think they really gave the QuikTrip Gas Card its name because it helps you fill up for short trips, but rather because the name hints at simplicity and convenience and gets you thinking that the card will make your travels less arduous. It makes sense too because the QuickTrip Credit Card’s only real draw is simplicity (i.e. you wont have to go inside a gas station’s office to fill up, especially helpful if it’s cold). The QuickTrip Card does not have a low introductory interest rate (regular rate is 18%) and the only rewards it offers are 5 cents off per gallon for the first 400 gallons you buy in the first 5 billing cycles. That means the maximum amount of free cash you can get from it is $20. In this respect, the QuickTrip Card obviously does not compare to other gas credit cards, which may offer as much as 15 cent/gallon rebated or 5% off your total gas purchase. The only people who should really consider getting it are those who frequent QuikTrip locations and cannot qualify for an unsecured credit card. It doesn’t have an annual fee, so it wont be costly to have, and but it will make trips to QuikTrip gas stations much easier. For those who can qualify for a traditional rewards credit card and are able to get gas at other stations, some options to consider are the BP and ExxonMobile credit cards since they offer attractive rewards on gas purchased at those stations. If you simply want a card that will help you build credit, the Orchard Bank Secured Card is a good and cheap option.