Capital One® SparkSM Cash for Business
Sponsored Card
- Minimum Credit Required:
Excellent - Annual Fee:$0 for 1st yr, $59 after
- Network: VISA
Cash Back
| Initial Bonus $100 |
Base Earn 2% |
Max Earn 2% |
Earn / Redeem Limit No |
- Earn 2% cash back on every purchase, every day.
- Get a $100 cash bonus -- just spend $1,000 within the first 3 months.
- Receive a $50 cash bonus by signing up for one or more employee cards.
- Redeem cash rewards anytime, for any amount, even set up automatic redemption.
- Earn unlimited cash rewards that don't expire.
| Intro Rate Not Offered |
Intro Period N/A |
Regular Rate 13.9% (V) |
| Intro RateNot Offered | Intro PeriodN/A | Regular Rate13.9% (V) | Balance Transfer Fee None |
| Cash Advance Rate 24.9% (V) |
Cash Advance Fee 3% (min $10) |
- $0 intro annual fee for the first year; $59 after that.
- Enjoy award-winning small business customer service.
- Max Late Fee: $39
- Max Overlimit Fee: None
- Max Penalty APR: 29.4% (V)
- Grace Period: 25 days
- Online Response: No
- Foreign Transaction Fee: None
If you currently have the Capital One® SparkSM Cash for Business and are satisfied or you like the terms of this credit card offer please let your friends know.
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Capital One® SparkSM Cash for Business is related to the following credit card categories:
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Before applying for a credit card we recommend that you review and verify the credit card terms and conditions on the credit card company's web site. Please let us know if you find any differences related to the Capital One® Spark℠ Cash for Business shown on this page.
The card information shown on this page was last updated: May 23rd, 2012 at 3:33 EDT
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I’m thinking about starting a small business. Why? Because I’d be hard pressed to find a personal credit card that offers cash back rewards as attractive as the 2% across all purchases provided by the Capital One Business No Hassle Cash Premier (is it just me or credit card name’s now becoming as long as some NFL play calls). Plus, I could do with $150 in initial rewards bonuses (who couldn’t?). Seriously though, call me a credit card geek, but I’m really excited about this new Capital One card. 2% might not seem that great, but keep in mind that it’s a 100% improvement over the 1% that has essentially become the gold standard in credit card rewards. That’s not to say this card is perfect. There is indeed room for naysayers to have their day. They could point out the fact that the Cap One Biz No Hassle Cash Premier doesn’t have... any 0% intro terms and HAS a $59 annual fee beginning in the second year. They could also say that other business credit cards have more lucrative rewards on specific spending categories like office supplies (e.g. Chase’s Ink Classic Business) wireless services (e.g. American Express Simply Cash), etc. They could even say that, unlike Bank of America, Capital One hasn’t applied CARD Act protections to its business offerings. And, in each of these cases, they would be right. But no credit card is perfect. You’re always going to have to give up one perk to get another, and with the No Hassle Cash Business Premier, you’re not sacrificing much for the obvious benefit of 2% cash back across ALL PURCHASES.