SunTrust Cash Rewards Credit Card
SunTrust Cash Rewards Credit Card
We're sorry, but the SunTrust Cash Rewards Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 800-342-3736
You can write a review about the SunTrust Cash Rewards Credit Card or check the card’s rates and fees according to our latest records, which may be outdated and were collected independently by us. Alternatively, you can compare the latest credit card offers.
Accepted Credit Scores
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
0% intro APR for 15 months, 11.24% - 21.24% (V) APR after that
Balance Transfer
0% intro APR for 15 months, 11.24% - 21.24% (V) APR after that
Balance Transfer Fee
Rewards
5% Cash Back on up to $6,000 spent on gas and grocery qualifying purchases in the first 12 months. 2% Unlimited Cash Back on qualifying gas and grocery purchases after your introductory bonus cash back.
1% Cash Back on all other qualifying purchases.
Receive a 10% Loyalty Cash Bonus when you redeem Cash Rewards through an ACH deposit into any SunTrust checking, savings or money market account.
Enjoy flexible redemption options, including cash back, e-gift cards, travel and more.
SunTrust Cash Rewards Credit Card's Additional Info
Purchase assurance - Provides coverage for damaged or stolen items within 90 days of the purchase date.
Travel Benefits - MasterAssist Travel Assistance, Travel Accident Insurance, Baggage Delay reimbursement, Trip Cancellation and MasterRental/CDW.
Mastercard Global Services - Customer assistance for reporting a lost or stolen card, emergency card replacement, emergency cash advance and ATM locating.
Cell phone protection up to $600 per claim or $1,000 per year; limit of 2 claims per year.
Complimentary ShopRunner membership, free 2-day shipping and free return shipping at over 140 online stores.
cash advance fee | 4% (min $10) |
cash advance APR | 24.99% (V) |
foreign transaction fee | 0% |
smart chip | Yes, chip-and-PIN |
max late fee | $39 |
max overlimit fee | $0 |
max penalty APR | None |
grace period | 25 days |
SunTrust Cash Rewards Credit Card Pros & Cons
No membership fees
0% intro APR on purchases
0% intro APR on balance transfers
High rewards rate
Spending caps on rewards
No initial rewards bonus
Balance transfer fee
Requires good/excellent credit
Compare The SunTrust Cash Rewards Credit Card vs. Popular Alternatives
annual fee$0 | annual fee$0 | annual fee$0 |
Purchase Intro APR0% for 15 months | Purchase Intro APR0% for 15 months | Purchase Intro APR0% for 15 months |
transfer intro apr0% for 15 months|Transfer Fee: 3% (min $10) | transfer intro apr0% for 15 months|Transfer Fee: 3% intro balance, up to 5% fee on future balance transfers (see terms)* | transfer intro apr0% for 15 months|Transfer Fee: 3% for the first 15 months, 4% at a promo APR that Capital One may offer you at any other time |
Regular APR11.24% - 21.24% (V) | Regular APR17.24% - 28.24% Variable | Regular APR19.99% - 29.99% (V) |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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What grocery stores count for the SunTrust cash rewards credit card?
Unfortunately, the issuer does not disclose what grocery stores count for the SunTrust Cash Rewards Credit Card. According to customer service, though, most supermarkets qualify for this category. It's also worth noting that the SunTrust Cash Rewards Credit Card is no longer available for new applicants.
If you're looking for a credit card to award you for grocery purchases, you can check out the Truist Enjoy Cash credit card instead. This card offers 1.5% cash back on all eligible purchases. Also, plenty of credit cards from other issuers offer rewards on grocery...
What are the minimum SunTrust Cash Rewards credit score requirements?
The minimum SunTrust Cash Rewards requirements are: an excellent credit score of at least 750, not too much debt and not too many recent hard inquiries on your credit report. You'll also need to be at least 18 years old and have a Social Security number.
Are you able to pull money off the card or is it for purchase only up to what limit?
SunTrust Cash Rewards Credit Card Reviews
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