|Activation Fee $3.00||Monthly Fee None 1st month, $3 after|
|w / a Signature (most common) Free||w / a Pin Free||at an ATM Free Allpoint ATM for 30 days, $2.00 per transaction after|
|Live One FREE call per calendar month; $2.00 per call thereafter||Automated Free|
|Cancellation Fee Free||Inactivity Fee None|
- $2.00 per transaction at AllPoint ATMs (waived for 30 days with a qualifying Direct Deposit or Bank Transfer of $20.00 or more); $2.00 per withdrawal at all other ATMs plus any fees charged by the ATM owner or operator
- The Approved Card is a prepaid card, not a credit card, so you can’t get into debt when you use it. You can use the Approved Card wherever Debit MasterCard is accepted, and it’s safer than cash.
- Load it and use it every day! Use it to pay your bills online and for everday purchases. You can even set up an Emergency Fund to set aside money for the “what-ifs” in life!
- Your personal information is protected with constant monitoring from TrustedID®. If they ever detect a risk to your personal information, they’ll alert you immediately and connect you with their on-call protection specialists to resolve the situation.
- Set some money aside by depositing it into your Emergency Fund. You can't spend this money without first contacting Approved Card customer support, so you will not spend it by accident, but will find it easier to save.
- Direct Deposit
- Western Union
- Money Gram
If you currently have the The Approved Card from Suze Orman and are satisfied or you like the terms of this prepaid card offer please let your friends know.
Share your experiences, thoughts or just ask a question:
- Mike Davis:
Rip off. Fee after fee charged. Difficulty cancelling, because even after it's cancelled they continue to withdraw money, which leads to bank fees when money is not there.
February 4, 2013 at 05:04am
- Mike Davis:
This is such a rip off. There are fees among fees. Then when you try to cancel the card there are complications with that. The card is cancelled bu they still withdraw money from your account. Then you try to go online to stop the money from being withdrawn, then there hoops to jump through. You have to reset your password. They say they are sending your new password to your email,...it never appears, not in spam or junk either. Just a scam don't do it. Suze Orman shame on you.
February 4, 2013 at 05:02am
- Mary Alabamafanalltheway Williams:
ITS FRUSTRATING AND ITS VERY HARD TO GET THE PEOPLE TO HELP U WITH ANY QUESTIONS, AND THEY ARE NOT DOING WHAT THEY SAY THEY DO?
January 24, 2013 at 04:08pm
- Shirazeh Tabibi:
for $36 a year, I hope I can use this as a paypal-type account... so I wont have to bother w/ them anymore!
September 29, 2012 at 03:55am
American Express prepaid card is the best out there.
September 20, 2012 at 01:10am
- Cindy McMahon:
In just over a month Suze Orman's card has helped us rein in our spending dramatically. The way it's going to improve MY credit score is to help me get previously-used credit cards completely paid off! I'm sure that's true of any prepaid card. 2 things I'm uncomfortable with: it takes 3 days to get money from my bank deposited onto the card (although if I have it there already, transfering money from main account to husband's card is immediate). I like the per-transaction e-mails, but the phone TEXTS are not specific about whose card they're referring to, AND, unlike the e-mails, they tend to lag in immediacy, sometimes DAYS late. Has proven embarrasing.
September 16, 2012 at 06:40pm
- Anna Santiago:
New flash! My bank charges me 36.00 each time a gym fee runs through my account and the funds are not in at the same time. And even when I look and see the account balance as good, somehow I get hit with a over draft fee. (36.00) so why not pay the 3.00 to open and any other fees. I'm still spending less. I want my account to have money in it that's all. I don't want to do online bill pay or anything related to that with my bank.
September 11, 2012 at 01:20am
- Diane Thompson:
ALLLLLLL I WANT TO DO IS PUT MORE MONEY ON THIS CARDDDDD. HOW DO I DO THAT ON THIS SITE I DOn't SEE ANYTHING SAYING TO ADD MONEY? HELPPPPPPPPP HA HA.
July 13, 2012 at 05:24pm
- Marsha Solomon Blum:
I recently received my card, and am having alot of trouble loading $ on it. I was trying to use $ from my savings account, but it will not allow me to do this. Don't know what to do.
May 12, 2012 at 10:30am
- Stacy Andrews:
Exactly how does it help build your FICO score?
April 16, 2012 at 11:02am
- Renie Cooney:
The Suze Orman credit card is not a what it is cracked up to be.. 1. monthly fee (I pay my credit cards off each month and I don't get a charge) Customer Service is free for 1 call and then you pay $2 for each additional call. My other credit card doesn't charge at all to contact them. The worst thing about this card is you have to go through a 3rd party to put money on it to spend, such as western union. WHAT? Is she just trying to confuse people? Just pay your bills and don't get yourself into a financial crisis.
April 6, 2012 at 12:11am
- LaMont Jones:
Don't like the monthly fee.
April 2, 2012 at 08:43pm
- Cindy Nielsen:
I just saw this on the Nate Berkus show. I think this idea is wonderful and its about time someone did this...thank you Suze Orman!
March 28, 2012 at 02:18pm
- Bonnie Alexander:
Per Suze Orman herself (she is on Nate Berkus now). Other Prepaid cards charge a monthly fee of $50. She also said there is no prepaid card that will give you a fico score or any credit score for that matter. However, with this card you have unlimited access to free credit scores of your other cards and after six months of use with this card, then Fico will do an evaluation to determine if they can give you a score. It is the first card to do this, but throughout the time you have the card your information is shared with the 3 credit score companies. Cheers! I still think a monthly fee sucks, but hey every bodies gotta get paid.
March 28, 2012 at 02:17pm
- Tami Spa Day:
This card has a lot of fees. The best card I have ever used is the readydebit card.
February 24, 2012 at 06:21am
- Janet Alhanti:
I am interested in your service. At last......
February 11, 2012 at 07:45am
- Colleen Crisp:
I like the RUSH card myself..
February 11, 2012 at 12:22am
- Anonymous User:
This is just awful. Charging people to use their own money? As well it is NOT helping your credit score "as of yet" I cannot believe Suze Orman Is doing this. She has always been on the up and up...and On top of it it's not helping the consumer.... Try Going to a local Credit Union to build your score/ help with your credit, They might be able to help you without charging you these Fees!
February 2, 2012 at 03:49pm
- Creighton McCain:
Wow I really don't get some of the critisicm of this card. I don't even need it & I signed up for one because the 3.00 fee is so worth the Transunion credit monitoring! Plus you can use allpoint atm's for free with no fee just by direct depositing 20 bucks per month! Which is no problem for me. This card may not suit everyone, but compared to other offerings it's great.. Again I don't see why the big rant people are making?
February 2, 2012 at 06:49am
- June Augusta Gillam:
How is this different from a bank debit card?
February 2, 2012 at 05:38am
- Nicole Selah:
Reading is fundamental.....Please be advised that APPROVED LLC, our program manager RedWage LLC, and The Bancorp Bank, the issuer of The Approved Card, are not credit repair organizations or similarly regulated organizations under other applicable laws, and do not provide credit repair advice. The Approved Card is not designed to improve your credit record, history, or rating. Use of The Approved Card will not and cannot improve or fix your credit score or rating.
January 24, 2012 at 02:32am
- Debra Watson:
The Approved Card from Suze Orman has a monthly fee of $3.00..........WHY......it is suppose to improve your credit score.... with "Trans Union".
January 23, 2012 at 08:01pm
- Phil Holland:
lol..maybe in 2 years..but I don't care..if u have a 0 credit score..that means u owe 0 banks..loan companies and credit cards 0 money...witch means u have 0 debt! the penalty and price we pay for having a fico score is known as interest..that's extra money we pay some one else for things we bought on credit..im only interested in paying interest to myself..and making " pay me, s" not payments! I ue my BANK debit card for free! I don't pay atm fees...customer service fees..activation fee...and I am not giving my money to Suzie Orman..lol...this is a joke!
January 23, 2012 at 10:33am
- Alicia Lerrigo:
It takes time to fix a broken system, and I applaud what Suze is working on here with this card. It's a decent card from what I can see on it's own, but if enough people actually use it, chances are down the road her goal of creating ways for people who do not want to be slaves to credit card companies, wall street, etc. and yet still have good credit, could actually happen. That takes VISION, and I hope people will consider that this is not a quick fix, but a great initiative that could actually help get this country back on track - in the bigger picture. Suze's contribution to society and motto is to empower people "one wallet at a time". Check out this talk, it's amazing... http://www.c-spanvideo.org/program/303663-1
January 23, 2012 at 03:01am
- Merline Garvey:
LOVE SUZIE'S ADVISE, SHE IS MY SATURDAY NIGHT DATE. HAVEN'T READ THE FINE LINE OF THE DEBIT CARD YET BUT FROM A QUICK LOOK I BELEIVED THERE'S A CHARGE IF YOU USE THE ATM SO DON'T USE ATM., AND IT IS THE SAME THING IF YOU USE YOUR REG. ATM AT A BANK OTHER FROM THE ONE THAT ISSUE IT. I THINK IT GREAT FOR PEOPLE WHO DOES NOT HAVE CREDIT A CARD, NOW THEY DOn't HAVE TO ASK PEOPLE TO CHARGE STUFF FOR THEM. GET IT AND USE IT WISELY.
January 18, 2012 at 02:52pm
- Tommy Davis:
Girl, I wish I had a credit card with my name all slung up across the top, yo!
January 17, 2012 at 07:14pm
- Nina Sunshine B:
this is the only card that I know of that is prepaid and will report to you fica score so that is a win win situation I think it is a go for those of us who are not trust fund babies, on cards from others and or started out from school without the loans hanging over our heads thanks suze...
January 17, 2012 at 02:21pm
- Terr Shermink Watson:
I just saw the Suze Orman on the Wendy Show talking about the new "Approved Card," it seems to be a great idea.
January 16, 2012 at 06:08pm
- Annette Baugh:
From what I am reading this card does not appear to nickle and dimes the consumers to death, except for the ATM fee! which is like a navel string to all the financial institutions. However a card that is called the Peoples Gold Prepaid card with the interest of the consumers and at the same time own by the people would be the best solution to oppressed people who has to rely on these prepaid cards. Can you imagine how this would empower people and help most of us to climb out of poverty. I am so sick and tired of the same set of people enjoying most of the wealth including the people who have shares in these prepaid cards! come on lets start practicing some of what we preach. Lets empower the less fortunate and help them out of the hole!
January 13, 2012 at 02:32am
- Joe Weider:
"There's nothing wrong with saying, ‘I want to have more, I want to be more, I did this for money,’” Suze Orman, the reknowned financial advisor once said. She’s also said, "People first, then money, then things" and "Many people are in the dark when it comes to money, and I'm going to turn on the lights.” So which mindset does Orman’s Approved Prepaid Card coincide with? Is it the unapologetic seeker of wealth or the public figure who has espoused a desire to help people better handle their finances? Could it be both? Let’s see. The first thing yiu have to look at when evaluating a prepaid card are the fees. After all, if a card is expensive, it doesn’t really matter what else it has to offer. While the $2 The Approved Card from Suze Orman typically charges for ATM withdrawals gets waived when you make a direct deposit or bank transfer, there’s still the $3 one-time activation fee and $3 monthly fee to worry about. Plus, there’s a $2/call fee to talk to a customer service agent more than once, which should be worrisome if you are someone who often has questions about your financial products. Ultimately, the Suze Orman is a competitive option (much more so than Lil Wayne’s) which is the best choice for certain types of people and usage and in the conversation for others. I’d still use the Green Dot Prepaid Card as a replacement checking account since its free if you load at least $1k and make withdrawls from in network ATMs. On the other hand, I’d use Orman’s Approved Card if I wanted to put my kid’s allowance on it and let him get the feel of managing a card account because it would be the cheapest option. Finally, I want to point out the reason why I have not really mentioned the “special features” Suze Orman’s prepaid card offers: many aren’t really special features at all. Identity theft protection is great as is the Emergency Fund function, but things like TransUnion credit monitoring and Suze’s advice can be found for free elsewhere. My advice would therefore be to not get the Suze Orman prepaid card just because it has her name attatched, but to not rule it out off hand for the same reason. Think about how much it would cost you each month, compare it to other cards and pick the lowest cost option.
January 12, 2012 at 06:32pm
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The card information shown on this page was last updated: June 16th, 2013 at 10:55 EDT
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